IDT Stock Price, News & Analysis
Company Description
IDT Corporation (NYSE: IDT) is a global provider of fintech and communications solutions operating through a portfolio of synergistic businesses. According to the company’s disclosures, its activities span international payments, retail technology, cloud communications, and traditional communications services. IDT’s Class B common stock trades on the New York Stock Exchange under the symbol IDT.
Business Overview
IDT reports operations through multiple segments, including Fintech, National Retail Solutions (NRS), net2phone, and Traditional Communications. The Fintech segment centers on BOSS Money, which the company describes as facilitating international remittances and fintech payment solutions. National Retail Solutions operates a point-of-sale (POS) terminal-based platform and digital payment processing service for independent retailers. net2phone provides enterprises and organizations with intelligently integrated cloud communications and contact center services across channels and devices. The Traditional Communications segment includes IDT Digital Payments, the BOSS Revolution calling service, IDT Global, and IDT Express, which enable the sharing of prepaid products and international voice and SMS messaging.
National Retail Solutions (NRS)
National Retail Solutions is a subsidiary of IDT Corporation. Company materials describe NRS as operating a POS terminal-based platform and digital payment processing service used by independent retailers to process transactions and manage their businesses. The NRS platform predominantly serves small-format, independent retail stores, including convenience stores, bodegas, liquor stores, grocers, and tobacco and sundries sellers. These retailers operate nationwide, including all 50 U.S. states and the District of Columbia, and in Canada.
NRS also provides a digital display network on its POS terminals. Consumer packaged goods suppliers, brokers, analytics firms, and advertisers access this network to reach a predominantly urban, multi‑cultural shopper base and to use transaction data-based learnings to identify growth opportunities and measure execution and returns on marketing investment. NRS’ data and analytics activities are branded as NRSInsights, which publishes monthly retail same-store sales reports based on transactions processed through the NRS POS platform.
Fintech Segment and BOSS Money
IDT’s Fintech segment is built around BOSS Money and related initiatives. BOSS Money is described as providing international money remittance and related value or payment transfer services, with a focus on digital channels via the BOSS Money and BOSS Revolution apps. Company reports highlight that BOSS Money operates both digital and retail channels and that digital channel send volume has grown alongside transaction volumes and average dollars sent per transaction.
Within the Fintech segment, IDT also reports “Other” fintech revenue lines beyond BOSS Money. Segment disclosures emphasize gross profit margins, technology and development spending, and selling, general and administrative expenses, reflecting the segment’s focus on scaling digital financial services while managing operating leverage.
net2phone Cloud Communications
net2phone, a subsidiary of IDT Corporation, provides AI-powered and cloud-based communications services. The company describes net2phone as offering intelligently integrated cloud communications and contact center services (UCaaS and CCaaS) across channels and devices to enterprises and organizations. Segment data references subscription revenue, seats served, and gross profit margins.
net2phone has introduced AI-focused offerings, including an AI agent and an AI coaching agent referred to as Coach. In a separate announcement, net2phone detailed a HIPAA-compatible AI Agent for healthcare that handles patient communications and administrative workflows, provides virtual assistance for routine inquiries, manages scheduling and reminders, routes and triages patient communications using natural language understanding, and integrates with EHR, CRM, and scheduling systems. These capabilities are positioned to help healthcare organizations reduce administrative burdens and improve response times while maintaining HIPAA compatibility.
Traditional Communications and Digital Payments
IDT’s Traditional Communications segment includes IDT Digital Payments, BOSS Revolution, IDT Global, and IDT Express. IDT Digital Payments focuses on prepaid products and digital payments, while BOSS Revolution is a calling service that makes speaking with friends and family around the world convenient and reliable, according to company descriptions. IDT Global and IDT Express enable communications services providers to provision and manage international voice and SMS messaging.
Segment reporting highlights revenue and gross profit contributions from IDT Digital Payments, BOSS Revolution, IDT Global, and other activities, as well as technology and development and SG&A expenses. Company commentary notes a migration of customer purchasing from retail to higher margin digital channels within IDT Digital Payments and the role of platforms such as Zendit in B2B prepaid products.
Corporate Structure and Capital Markets
IDT Corporation is incorporated in Delaware and files periodic and current reports with the U.S. Securities and Exchange Commission. Its Class B common stock, par value $0.01 per share, is listed on the New York Stock Exchange under the trading symbol IDT. The company holds annual meetings of stockholders, solicits proxies via definitive proxy statements, and submits matters such as director elections and equity incentive plan amendments to shareholder votes, as reflected in its proxy materials and Form 8‑K filings.
The company has disclosed the declaration of quarterly cash dividends on its Class B common stock in Form 8‑K filings. It also reports financial and operational results for its fiscal quarters and fiscal years via earnings releases furnished on Form 8‑K, which include segment-level revenue, gross profit, income from operations, and non‑GAAP measures such as Adjusted EBITDA and Non‑GAAP EPS.
Key Subsidiaries Highlighted in Disclosures
- National Retail Solutions (NRS): POS platform and digital payment processing service for independent retailers, with an associated advertising and data network and NRSInsights analytics reports.
- BOSS Money: International money remittance and fintech payments brand within the Fintech segment, operating digital and retail channels.
- net2phone: Provider of AI-powered and cloud communications and contact center services, including AI Agent and Coach offerings.
- BOSS Revolution: Calling service facilitating international voice communications.
- IDT Digital Payments, IDT Global, IDT Express: Businesses that support prepaid product sharing, digital payments, and international voice and SMS messaging.
Use of Data and AI
Across its businesses, IDT emphasizes data and AI. NRSInsights uses transaction data from the NRS POS network to produce monthly same-store sales reports for independent retailers. In the Fintech segment, the company notes the use of AI and machine learning in BOSS Money customer service and fraud detection activities. net2phone’s AI Agent and Coach offerings apply AI to automate communications and provide data-driven coaching in customer interaction environments, including healthcare settings where HIPAA compatibility is required.
Investor Considerations
Investors analyzing IDT stock can review the company’s segment disclosures in its earnings releases, its proxy statements for governance and equity plan information, and its Form 8‑K filings for dividend declarations and other material events. Because IDT operates through multiple segments spanning fintech, retail technology, cloud communications, and traditional communications, its SEC filings provide segment-level performance metrics and commentary from management on strategic priorities and operating trends.