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Atlantic American (Nasdaq: AAME) faces deadline to fix Nasdaq filing lapse

Filing Impact
(Moderate)
Filing Sentiment
(Neutral)
Form Type
8-K

Rhea-AI Filing Summary

Atlantic American Corporation reports that Nasdaq has granted an extension until October 12, 2026 to regain compliance with Nasdaq Listing Rule 5250(c)(1) after delays in filing its Form 10-K for the year ended December 31, 2025 and Form 10-Q for the quarter ended March 31, 2026.

Nasdaq had notified the company of noncompliance on April 17 and May 21, 2026 and required a compliance plan by June 16, 2026, which the company submitted. Atlantic American states that it is working diligently to complete the delinquent reports. If compliance is not restored by the deadline, Nasdaq will move to delist the company’s common stock, though the company could appeal to a Nasdaq Hearings Panel.

Positive

  • None.

Negative

  • Atlantic American faces possible Nasdaq delisting if it does not regain compliance with Listing Rule 5250(c)(1) by October 12, 2026 by filing its delayed Form 10-K and Form 10-Q.
Item 8.01 Other Events Other
Voluntary disclosure of events the company deems important to shareholders but not covered by other items.
Compliance extension deadline October 12, 2026 Date by which Atlantic American must regain compliance with Nasdaq Listing Rule 5250(c)(1)
Extension length 180 days Length of compliance extension granted from the original due date of the Form 10-K
Original Nasdaq notice dates April 17, 2026 and May 21, 2026 Dates Nasdaq notified Atlantic American of noncompliance with Listing Rule 5250(c)(1)
Compliance plan deadline June 16, 2026 Deadline Nasdaq set for Atlantic American to submit a plan to regain compliance
Delinquent report periods Year ended December 31, 2025; quarter ended March 31, 2026 Reporting periods for the delayed Form 10-K and Form 10-Q
Nasdaq Listing Rule 5250(c)(1) regulatory
"not in compliance with Nasdaq Listing Rule 5250(c)(1), which requires listed companies"
Nasdaq Listing Rule 5250(c)(1) requires companies listed on the Nasdaq stock exchange to promptly notify the exchange if their stock price falls below a certain minimum level, known as the "initial listing standards." This rule helps ensure that investors are aware of significant declines in a company's stock value, which could signal financial trouble or increased risk. Essentially, it helps maintain transparency and protect investors by keeping them informed about important changes in a company's stock performance.
periodic financial reports regulatory
"requires listed companies to timely file all required periodic financial reports"
Regularly scheduled documents a company publishes that show its sales, profits, expenses, assets, liabilities and cash flow, often accompanied by plain-language commentary and footnotes. Investors use these reports like a recurring health check or report card to judge whether a business is growing, earning enough, managing debt and meeting expectations; they are a primary source for comparing performance over time and making investment decisions.
Nasdaq Hearings Panel regulatory
"the Company may appeal such determination to a Nasdaq Hearings Panel"
A Nasdaq hearings panel is a group of experts that reviews cases when a company's stock listing is at risk of being removed from the exchange. They evaluate whether the company has met certain standards and determine if it can keep trading on Nasdaq. This process matters to investors because it can affect a company's ability to raise money and maintain credibility in the market.
forward-looking statements regulatory
"contains forward-looking statements, including statements regarding the Company’s ability"
Forward-looking statements are predictions or plans that companies share about what they expect to happen in the future, like estimating sales or profits. They matter because they help investors understand a company's outlook, but since they are based on guesses and assumptions, they can sometimes be wrong.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What Nasdaq rule is Atlantic American (AAME) currently not complying with?
Atlantic American is not complying with Nasdaq Listing Rule 5250(c)(1), which requires listed companies to timely file all required periodic financial reports with the SEC to maintain their Nasdaq listing status.

Which SEC reports has Atlantic American (AAME) delayed filing?
Atlantic American has delayed filing its Form 10-K for the year ended December 31, 2025 and its Form 10-Q for the quarter ended March 31, 2026, together referred to as the Delinquent Reports.

What deadline has Nasdaq given Atlantic American (AAME) to regain compliance?
Nasdaq granted Atlantic American until October 12, 2026, an extension of 180 days from the original Form 10-K due date, to regain compliance with Listing Rule 5250(c)(1) by completing its delinquent SEC reports.

What happens if Atlantic American (AAME) misses the October 12, 2026 compliance deadline?
If Atlantic American does not regain compliance by October 12, 2026, Nasdaq will notify the company that its common stock will be delisted, although the company may appeal that decision to a Nasdaq Hearings Panel.

How has Atlantic American (AAME) responded to Nasdaq’s noncompliance notices?
After Nasdaq’s April 17 and May 21, 2026 notices, Atlantic American submitted a compliance plan by the June 16, 2026 deadline and states it is working diligently to file the delinquent Form 10-K and Form 10-Q as promptly as practicable.

Can Atlantic American (AAME) appeal if its stock is delisted from Nasdaq?
Yes. If Nasdaq moves to delist Atlantic American’s common stock for failing to regain compliance, the company may appeal that determination to a Nasdaq Hearings Panel under Nasdaq’s procedures.
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of report (Date of earliest event reported)
July 15, 2026

ATLANTIC AMERICAN CORPORATION
(Exact name of registrant as specified in its charter)

Georgia
0-3722
58-1027114
(State or other jurisdiction of incorporation)
(Commission File Number)
(IRS Employer Identification No.)

4370 Peachtree Road, N.E., Atlanta, Georgia
  
30319
    (Address of principal executive offices)
  
(Zip Code)

Registrant’s telephone number, including area code
(404) 266-5500

N/A
(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:
Title of each class
Trading
Symbol(s)
Name of each exchange on which registered
Common Stock, par value $1.00 per share
AAME
The Nasdaq Global Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 8.01.
Other Events.

As previously disclosed, on April 17, 2026 and May 21, 2026, Atlantic American Corporation (the “Company”) received notices from The Nasdaq Stock Market LLC (“Nasdaq”) stating that the Company is not in compliance with Nasdaq Listing Rule 5250(c)(1) (the “Rule”), which requires listed companies to timely file all required periodic financial reports with the Securities and Exchange Commission. The Company is not in compliance with the Rule due to its delay in filing its Form 10-K for the year ended December 31, 2025 (the “Form 10-K”) and Form 10-Q for the quarter ended March 31, 2026 (the “Form 10-Q” and, together with the Form 10-K, the “Delinquent Reports”). The Nasdaq notices provided the Company until June 16, 2026 to submit to Nasdaq a plan to regain compliance with the Rule.

Following the Company’s timely submission of a compliance plan, Nasdaq informed the Company that it has been granted an extension of 180 days from the original due date of the Form 10-K, or until October 12, 2026, to regain compliance with the Rule.

The Company continues to work diligently to file the Delinquent Reports as promptly as practicable. If the Company is unable to regain compliance with the Rule by October 12, 2026, Nasdaq will notify the Company that its common stock will be delisted. If that were to occur, the Company may appeal such determination to a Nasdaq Hearings Panel.

Forward-Looking Statements

Except for historical information contained herein, this Current Report on Form 8-K contains forward-looking statements, including statements regarding the Company’s ability to file the Delinquent Reports by October 12, 2026, to regain compliance with Nasdaq’s listing rules and to maintain the listing of the Company’s common stock. These forward-looking statements involve a number of risks and uncertainties and actual results could differ materially from those indicated by such forward-looking statements due to a number of factors, including the results of the Company’s financial reporting procedures and those factors discussed in reports that the Company files from time to time with the Securities and Exchange Commission. In addition, forward-looking statements reflect the Company’s expectations as of the date hereof. The Company undertakes no obligation to update or revise any forward-looking statements contained herein, except as may be required by law. Accordingly, undue reliance should not be placed upon these forward-looking statements.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.
ATLANTIC AMERICAN CORPORATION




By:
/s/ Nickeesha Bates


Nickeesha Bates


Vice President, Corporate Controller, Corporate Accounting/Finance



Date:  July 15, 2026



Source: View Original Filing on SEC EDGAR

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