What indirect Ameris Bancorp (ABCB) holdings related to William H. Stern are disclosed?

The Form 4 discloses indirect holdings of Ameris Bancorp common stock totaling 337 shares held by his spouse, 234 shares by a family foundation, 2,337 shares by his children, and 2,777 shares by a family trust.

Ameris Bancorp director buys 279 shares at $84.98

Q: What insider transaction did Ameris Bancorp (ABCB) report for William H. Stern?

Ameris Bancorp reported that director William H. Stern acquired 279.4677 shares of common stock on September 14, 2026 as a grant or award, with the footnote stating it was a purchase through an employee stock purchase plan.

Q: At what price were the new Ameris Bancorp (ABCB) shares acquired by the director?

The filing states that William H. Stern acquired the 279.4677 shares of Ameris Bancorp common stock at a price of $84.98 per share on September 14, 2026, in connection with an employee stock purchase plan.

Q: Was the Ameris Bancorp (ABCB) insider transaction made under a Rule 10b5-1 plan?

The filing’s Rule 10b5-1 checkbox is marked false, and the footnote explains the transaction was a purchase through an employee stock purchase plan, with no Rule 10b5-1 trading plan reported.

Ameris Bancorp director William H. Stern increased his Ameris Bancorp shareholdings via an employee stock purchase plan acquisition.

Available on EDGAR 09/16/2026 - 12:05 PM EDT Accepted by SEC EDGAR 09/16/2026 - 12:05 PM EDT

Filing Impact

(Neutral)

Filing Sentiment

(Neutral)How Sentiment works

Sentiment and the balance of points

Rhea-AI Sentiment reads the wording of the document, how positive or negative its language is on a 1 to 5 scale. The balance of points shown with the takes weighs what the document actually discloses, so the two can disagree, for example when a trial that missed its main goal is described in upbeat language.

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Form Type

Rhea-AI Filing Summary

Ameris Bancorp (ABCB) director William H. Stern acquired 279.4677 shares of common stock on September 14, 2026 at a price of $84.98 per share through participation in an employee stock purchase plan. Following this transaction, he holds 49,533.6841 shares directly, with additional indirect holdings through family-related entities.

Insider Trade Summary

Grant/Award: 279.4677 shares

Grant/Award 1 txn

Insider STERN WILLIAM H

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock ^F1	279.4677	$84.98	$24K
Holding	Common Stock	--	--	--
Holding	Common Stock	--	--	--
Holding	Common Stock	--	--	--
Holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 49,533.6841 shares (Direct); Common Stock — 337 shares (Indirect, Spouse); Common Stock — 234 shares (Indirect, Family Foundation); Common Stock — 2,337 shares (Indirect, Children); Common Stock — 2,777 shares (Indirect, Family Trust)

Footnotes (1)

F1. The reported transaction involved a purchase of shares by the reporting person as a participant in an employee stock purchase plan.

Key Figures

Shares acquired: 279.4677 shares Acquisition price: $84.98 per share Direct holdings after transaction: 49,533.6841 shares +4 more

7 metrics

Shares acquired 279.4677 shares Grant/award acquisition on September 14, 2026 via employee stock purchase plan

Acquisition price $84.98 per share Price for 279.4677 acquired shares on September 14, 2026

Direct holdings after transaction 49,533.6841 shares Common stock directly held by William H. Stern after the acquisition

Spouse indirect holdings 337 shares Common stock held indirectly through spouse

Family foundation holdings 234 shares Common stock held indirectly through family foundation

Children indirect holdings 2,337 shares Common stock held indirectly through children

Family trust holdings 2,777 shares Common stock held indirectly through family trust

Key Terms

employee stock purchase plan, indirect, Family Trust

3 terms

employee stock purchase plan financial

"a purchase of shares by the reporting person as a participant in an employee stock purchase plan"

An employee stock purchase plan is a company program that lets workers buy shares through small payroll deductions, often at a discount to the market price and after a set offering period. Think of it like a workplace savings plan that turns into ownership: it encourages employees to share in the company’s success and can create predictable buying or selling of stock that investors watch because it affects supply, demand and employee incentives.

indirect financial

"Common Stock holdings reported as indirect through Spouse, Family Foundation, Children, and Family Trust"

Family Trust financial

"Common Stock holding of 2,777.0000 shares reported as indirect with nature of ownership Family Trust"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Ameris Bancorp (ABCB) report for William H. Stern?

Ameris Bancorp reported that director William H. Stern acquired 279.4677 shares of common stock on September 14, 2026 as a grant or award, with the footnote stating it was a purchase through an employee stock purchase plan.

At what price were the new Ameris Bancorp (ABCB) shares acquired by the director?

The filing states that William H. Stern acquired the 279.4677 shares of Ameris Bancorp common stock at a price of $84.98 per share on September 14, 2026, in connection with an employee stock purchase plan.

How many Ameris Bancorp (ABCB) shares does William H. Stern hold directly after the transaction?

After the September 14, 2026 acquisition, William H. Stern directly holds 49,533.6841 shares of Ameris Bancorp common stock, as reported in the Form 4 filing.

Was the Ameris Bancorp (ABCB) insider transaction made under a Rule 10b5-1 plan?

The filing’s Rule 10b5-1 checkbox is marked false, and the footnote explains the transaction was a purchase through an employee stock purchase plan, with no Rule 10b5-1 trading plan reported.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

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SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

STERN WILLIAM H

(Last)

(First)

(Middle)

3490 PIEDMONT RD NE

STE 1550

(Street)

ATLANTA

GEORGIA

30305

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Ameris Bancorp [ ABCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
	Officer (give title below)	Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/14/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	09/14/2026		A		279.4677⁽¹⁾	A	$84.98	49,533.6841	D
Common Stock								337	I	Spouse
Common Stock								234	I	Family Foundation
Common Stock								2,337	I	Children
Common Stock								2,777	I	Family Trust

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

1. The reported transaction involved a purchase of shares by the reporting person as a participant in an employee stock purchase plan.

Remarks:

	William H. Stern by: Elna Klein-Kolarich as Attorney-in-Fact	09/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR