Arbor Realty (NYSE: ABR) EVP granted shares; stock withheld for taxes

Rhea-AI Filing Summary

Arbor Realty Trust EVP Gene Kilgore reported routine equity compensation and related tax-withholding transactions in common stock. He received a grant of 38,659 shares on March 13, 2026 at $0.00 per share under the company’s 2024 Amended Omnibus Stock Incentive Plan, with vesting in thirds over two years.

To cover tax obligations on vested stock, the company withheld a total of 16,040 shares at $7.67 per share across three Form 4 entries coded “F.” After these transactions, Kilgore directly owned 265,046 shares of Arbor Realty Trust common stock.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Kilgore Gene

(Last) (First) (Middle)

C/O ARBOR REALTY TRUST, INC.

333 EARLE OVINGTON BLVD, SUITE 900

(Street)

UNIONDALE NY 11553

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
ARBOR REALTY TRUST INC [ ABR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP

3. Date of Earliest Transaction (Month/Day/Year)
03/13/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock, par value $0.01 per share	03/13/2026		A		38,659	A	(1)	281,086	D
Common Stock, par value $0.01 per share	03/13/2026		F(2)		6,579	D	$7.67	274,507	D
Common Stock, par value $0.01 per share	03/14/2026		F(2)		4,147	D	$7.67	270,360	D
Common Stock, par value $0.01 per share	03/14/2026		F(2)		5,314	D	$7.67	265,046	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares of common stock par value $0.01 per share of Arbor Realty Trust, Inc. (the"Company") granted pursuant to the Company's 2024 Amended Omnibus Stock Incentive Plan. One third vest on the date of grant, one third vest in one year and one third vest in two years.

2. Represents shares that have been withheld by the Company to satisfy tax-withholding obligations in connection with the vesting of common stock.

	/s/ Gene Kilgore	03/17/2026
	** Signature of Reporting Person	Date
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FAQ

What did Arbor Realty Trust (ABR) EVP Gene Kilgore report in this Form 4?

Gene Kilgore reported a stock grant and related tax withholding. He received 38,659 Arbor Realty Trust common shares as an equity award, and the company withheld shares to satisfy tax obligations tied to vesting, all at a reported price of $7.67 per share.

How many Arbor Realty Trust shares were granted to EVP Gene Kilgore in this filing?

The filing shows Gene Kilgore was granted 38,659 shares of Arbor Realty Trust common stock. The grant was made at $0.00 per share under the company’s 2024 Amended Omnibus Stock Incentive Plan, with the shares vesting in three equal annual installments.

Why were shares of ABR common stock withheld from Gene Kilgore in this Form 4?

Shares were withheld solely to cover tax-withholding obligations on vested stock. Three transactions coded “F” show a total of 16,040 shares withheld at $7.67 per share, described as payment of tax liability by delivering securities back to the company.

How many Arbor Realty Trust shares does Gene Kilgore hold after these transactions?

After the reported grant and tax-withholding dispositions, Gene Kilgore directly owns 265,046 shares of Arbor Realty Trust common stock. This figure reflects his post-transaction holdings per the latest line in the Form 4’s non-derivative transaction table.

Were any open-market buys or sells of ABR stock reported by Gene Kilgore?

No open-market purchases or sales were reported in this Form 4. All dispositions are coded “F” and described as tax-withholding transactions, meaning shares were withheld by the company to satisfy tax liabilities rather than being traded in the open market.

What plan governs Gene Kilgore’s stock award in Arbor Realty Trust?

The stock award is governed by Arbor Realty Trust’s 2024 Amended Omnibus Stock Incentive Plan. The footnote explains that one third of the 38,659 granted shares vest on the grant date, another third in one year, and the final third in two years.