Arbor Realty (ABR) CFO receives stock grant with shares withheld for taxes

Rhea-AI Filing Summary

Arbor Realty Trust Chief Financial Officer Paul Elenio received an equity grant and had shares withheld for taxes. On March 13, 2026, he was granted 64,432 shares of common stock at $0.00 per share as a stock award under the 2024 Amended Omnibus Stock Incentive Plan. One third of this award vests immediately, one third in one year, and one third in two years.

To satisfy tax-withholding obligations tied to vesting, a total of 24,520 shares were disposed of through issuer withholding at a price of $7.67 per share across three F-code transactions on March 13–14, 2026. After these transactions, Elenio directly holds 374,553 shares of Arbor Realty Trust common stock.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Elenio Paul

(Last) (First) (Middle)

C/O ARBOR REALTY TRUST, INC.

333 EARLE OVINGTON BLVD, SUITE 900

(Street)

UNIONDALE NY 11553

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
ARBOR REALTY TRUST INC [ ABR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Financial Officer

3. Date of Earliest Transaction (Month/Day/Year)
03/13/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock, par value $0.01 per share	03/13/2026		A		64,432	A	(1)	399,073	D
Common Stock, par value $0.01 per share	03/13/2026		F(2)		10,965	D	$7.67	388,108	D
Common Stock, par value $0.01 per share	03/14/2026		F(2)		6,912	D	$7.67	381,196	D
Common Stock, par value $0.01 per share	03/14/2026		F(2)		6,643	D	$7.67	374,553	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares of common stock par value $0.01 per share of Arbor Realty Trust, Inc. (the"Company") granted pursuant to the Company's 2024 Amended Omnibus Stock Incentive Plan. One third vest on the date of grant, one third vest in one year and one third vest in two years.

2. Represents shares that have been withheld by the Company to satisfy tax-withholding obligations in connection with the vesting of common stock.

	/s/ Paul Elenio	03/17/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

What did Arbor Realty Trust (ABR) disclose about CFO Paul Elenio’s recent stock grant?

Arbor Realty Trust disclosed that CFO Paul Elenio received a grant of 64,432 shares of common stock on March 13, 2026. The award was made under the 2024 Amended Omnibus Stock Incentive Plan as equity compensation, with no cash paid per share for the grant.

How do the vesting terms work for ABR CFO Paul Elenio’s 64,432-share stock award?

The 64,432-share grant to ABR CFO Paul Elenio vests in three equal installments. One third vests on the grant date, another third vests in one year, and the final third vests in two years, aligning compensation with multi-year service and performance.

Why were Arbor Realty Trust (ABR) shares disposed of in Paul Elenio’s Form 4 filing?

The Form 4 shows three F-code transactions totaling 24,520 shares, all classified as tax-withholding dispositions. These shares were withheld by Arbor Realty Trust to cover tax obligations arising from the vesting of Elenio’s stock award, not open-market sales.

How many Arbor Realty Trust (ABR) shares does CFO Paul Elenio hold after these transactions?

After the March 13–14, 2026 transactions, CFO Paul Elenio directly holds 374,553 shares of Arbor Realty Trust common stock. This figure reflects the new stock grant minus shares withheld by the company to satisfy related tax-withholding obligations.

Were any of the ABR CFO’s recent share transactions open-market purchases or sales?

No open-market purchases or sales are reported for ABR’s CFO in this Form 4. The filing shows one A-code grant of 64,432 shares and three F-code tax-withholding dispositions, where shares were withheld by the company to satisfy tax obligations on vesting.