Abacus Global (ABL) insider reports RSU tax-withholding of 27,773 shares

Rhea-AI Filing Summary

Abacus Global Management, Inc. insider Kirby Kevin Scott, a ten percent owner, reported a routine tax-related share disposition tied to restricted stock units (RSUs).

The company withheld 27,773 shares of Common Stock at $9.08 per share to cover tax withholding obligations upon RSU vesting, described as a “withhold to cover” transaction rather than an open-market sale. After this event, Scott directly held 12,648,639 shares of Common Stock and indirectly held 86,207 shares through an LLC jointly owned with his spouse, indicating the disposition is small relative to his overall position.

Insights

Equity compensation analyst

Routine RSU tax withholding; no open-market trading signal.

The filing shows 27,773 shares withheld at $9.08 per share to satisfy tax obligations on RSU vesting. Code F and the footnote confirm this is a withhold to cover transaction, not a discretionary sale into the market.

After the transaction, Kirby Kevin Scott still holds 12,648,639 direct shares and 86,207 indirect shares, so the withheld amount is a small fraction of his stake. With no derivative positions listed and no 10b5‑1 language, this appears to be standard equity compensation tax handling rather than a change in investment view.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Kirby Kevin Scott

Role null

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	27,773	$9.08	$252K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 12,648,639 shares (Direct, null); Common Stock — 86,207 shares (Indirect, By LLC jointly owned with spouse)

Footnotes (1)

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Key Figures

Tax-withheld shares: 27,773 shares Withholding price: $9.08 per share Direct holdings after transaction: 12,648,639 shares +1 more

4 metrics

Tax-withheld shares 27,773 shares Withheld for RSU tax obligations

Withholding price $9.08 per share Price used for RSU tax-withholding shares

Direct holdings after transaction 12,648,639 shares Common Stock held directly after Form 4 event

Indirect holdings after transaction 86,207 shares Common Stock held indirectly via LLC with spouse

Key Terms

RSUs, withhold to cover, tax withholding obligations, ten percent owner, +1 more

5 terms

RSUs financial

"in connection with the vesting and settlement of RSUs"

RSUs, or restricted stock units, are a form of company shares given to employees as part of their compensation. They are typically awarded with certain restrictions, such as a waiting period before they can be fully owned or sold, similar to earning a gift that becomes fully yours over time. For investors, RSUs can impact a company's stock offerings and reflect how much the company relies on stock-based incentives to attract and retain talent.

withhold to cover financial

"elected to satisfy tax withholding obligations through a "withhold to cover" transaction"

tax withholding obligations financial

"shares withheld by the Issuer to cover tax withholding obligations"

ten percent owner regulatory

"Kirby Kevin Scott, a ten percent owner, reported a routine tax-related share disposition"

Form 4 regulatory

"The ABL Form 4 shows a tax-withholding disposition, not an open-market sale"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Kirby Kevin Scott

(Last) (First) (Middle)

333 SOUTH GARLAND AVENUE

SUITE 1500

(Street)

ORLANDO FLORIDA 32801

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Abacus Global Management, Inc. [ ABX ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	X	10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/08/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/08/2026		F		27,773(1)	D	$9.08	12,648,639	D
Common Stock								86,207	I	By LLC jointly owned with spouse

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents shares withheld by the Issuer to cover tax withholding obligations in connection with the vesting and settlement of RSUs. The Reporting Person has elected to satisfy tax withholding obligations through a "withhold to cover" transaction.

Remarks:

	/s/ Kevin Scott Kirby	05/14/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Abacus Global Management (ABL) report in this Form 4?

Abacus Global Management reported that insider Kirby Kevin Scott had 27,773 shares of Common Stock withheld at $9.08 per share to cover RSU-related tax obligations, a routine compensation event rather than an open-market sale.

Was the ABL Form 4 transaction an open-market sale of shares?

No, the ABL Form 4 shows a tax-withholding disposition, not an open-market sale. Shares were withheld by the issuer to satisfy RSU-related tax obligations under a “withhold to cover” election made by the reporting person.

How many Abacus Global Management (ABL) shares does Kirby Kevin Scott hold after the filing?

Following the reported transaction, Kirby Kevin Scott holds 12,648,639 shares of ABL Common Stock directly and 86,207 shares indirectly through an LLC jointly owned with his spouse, according to the Form 4.

What is the significance of transaction code F in the ABL Form 4?

Transaction code F in the ABL Form 4 indicates shares were used to pay tax obligations or an exercise price. Here, 27,773 shares were withheld to cover RSU tax withholding, classifying the event as a non-market, compensation-related disposition.

How large is the RSU tax withholding compared with the insider’s ABL holdings?

The RSU tax withholding involved 27,773 shares, while Kirby Kevin Scott holds 12,648,639 direct shares plus 86,207 indirect shares. This makes the withheld amount relatively small compared to his overall Abacus Global Management position.