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Aci Worldwide Inc SEC Filings

ACIW NASDAQ

Welcome to our dedicated page for Aci Worldwide SEC filings (Ticker: ACIW), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

Revenue deferrals, cross-border payment volumes, and multi-jurisdiction compliance make ACI Worldwide’s disclosures anything but straightforward. If you have ever combed through hundreds of pages searching for SaaS backlog or cybersecurity risk language, you know the challenge. Stock Titan brings clarity to every ACI Worldwide SEC filing, turning dense footnotes into plain English insights and flagging material changes the moment they hit EDGAR.

Our AI-powered summaries decode the ACI Worldwide annual report 10-K simplified in minutes, extract key trends from each ACI Worldwide quarterly earnings report 10-Q filing, and highlight ACI Worldwide 8-K material events explained as soon as they post. Need to monitor management trades? Real-time alerts capture every ACI Worldwide Form 4 insider transactions real-time entry, so you can track ACI Worldwide executive stock transactions Form 4 without digging through PDFs. Proxy season is easier too—discover pay packages and voting matters directly within the ACI Worldwide proxy statement executive compensation section.

Whether you are modelling recurring revenue, benchmarking margin expansion, or watching for strategic acquisitions, our platform covers every form—10-K, 10-Q, 8-K, S-8, DEF 14A, and more. Use keyword search or our guided questions like “understanding ACI Worldwide SEC documents with AI” and get instant, context-rich answers. From ACI Worldwide insider trading Form 4 transactions to detailed segment breakouts, Stock Titan delivers ACI Worldwide SEC filings explained simply, saving hours and sharpening your investment decisions.

Rhea-AI Summary

ACI Worldwide director Janet O Estep reported a significant insider transaction on Form 4, disclosing the sale of 4,500 shares of common stock on June 18, 2025 at a price of $44.66 per share.

Following this transaction, Estep retains direct beneficial ownership of 77,631 shares of ACI Worldwide common stock. The sale represents approximately 5.5% reduction in her direct holdings.

This insider sale was executed as a standard market transaction, and the reporting person has provided the standard undertaking to furnish additional transaction details to the SEC staff, issuer, or security holders upon request.

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Rhea-AI Summary

ACI Worldwide has entered into a significant debt refinancing transaction on June 18, 2025. The company secured a $200 million incremental term loan through a Lender Addition and Acknowledgement Agreement with Bank of America, supplementing their existing Second Amended and Restated Credit Agreement from 2019.

Key transaction details:

  • The new term loan, combined with cash on hand and revolving loan proceeds, was used to fully redeem $400 million of 5.750% Senior Notes due 2026
  • Interest rate: Term SOFR plus variable margin of 1.5% to 2.5% based on consolidated leverage ratio
  • Redemption completed on June 20, 2025

This refinancing represents a strategic move to restructure ACI Worldwide's debt obligations, potentially taking advantage of more favorable interest terms through the new term loan facility. The transaction may impact the company's debt service costs and overall financial flexibility.

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Rhea-AI Summary

ACI Worldwide, Inc. (NASDAQ: ACIW) has received a Form 144 filing indicating that an unidentified affiliate intends to sell 4,500 common shares through Morgan Stanley Smith Barney on or about 18 June 2025. At the recent market price used in the filing, the transaction is valued at roughly $200,970.

The shares represent approximately 0.004 % of the company’s 104.9 million shares outstanding and were originally acquired as restricted stock on 2 June 2025. The filer reports no other sales in the past three months and affirms the customary representation that no undisclosed material adverse information is known.

Form 144 notices are routine compliance documents required before affiliates sell restricted or control securities. Given the small size relative to ACIW’s float, this proposed sale is unlikely to have a meaningful effect on liquidity, ownership structure, or share price.

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FAQ

What is the current stock price of Aci Worldwide (ACIW)?

The current stock price of Aci Worldwide (ACIW) is $45.49 as of June 28, 2025.

What is the market cap of Aci Worldwide (ACIW)?

The market cap of Aci Worldwide (ACIW) is approximately 4.8B.

What is the primary business of ACI Worldwide Inc?

ACI Worldwide Inc develops, markets, and installs software solutions that facilitate electronic payments across a variety of sectors, including retail banking and bill presentment.

How do ACI Worldwide's products support financial institutions?

The company offers robust, secure, and scalable payment processing solutions, enabling real-time, omni-channel transaction capabilities that meet the demands of diverse financial institutions.

What distinguishes ACI Worldwide in the competitive fintech landscape?

ACI Worldwide differentiates itself through its comprehensive product suite, dual focus on proprietary and distributed software, and its ability to integrate seamlessly with global financial systems.

How does ACI Worldwide ensure the security of electronic transactions?

The company embeds advanced security protocols and maintains strict compliance measures within its platforms, ensuring that each transaction is processed securely amidst evolving cyber threats.

What markets and regions does ACI Worldwide serve?

ACI Worldwide serves a global clientele including major financial institutions and merchants across the United States, EMEA, and Asia-Pacific regions, supporting a diverse range of payment processing needs.

Can ACI Worldwide integrate with third-party payment systems?

Yes, one of the company’s strengths is its ability to integrate with third-party software solutions, thereby enhancing the versatility and reach of its payment processing ecosystem.

What types of organizations benefit from ACI Worldwide’s solutions?

Financial institutions, retail banks, utilities, healthcare providers, and even community banks and credit unions benefit from ACI Worldwide’s comprehensive software products and payment solutions.

How does ACI Worldwide contribute to the omni-channel payment experience?

By offering a suite of real-time, any-to-any payment capabilities, ACI Worldwide ensures a consistent, secure, and efficient transaction experience across multiple channels, both online and offline.
Aci Worldwide Inc

NASDAQ:ACIW

ACIW Rankings

ACIW Stock Data

4.76B
103.87M
0.99%
100.63%
2.34%
Software - Infrastructure
Services-prepackaged Software
Link
United States
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