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Aci Worldwide Inc SEC Filings

ACIW NASDAQ

Welcome to our dedicated page for Aci Worldwide SEC filings (Ticker: ACIW), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

ACI Worldwide, Inc. (NASDAQ: ACIW) is a Delaware-incorporated payments software company whose common stock is listed on the Nasdaq Global Select Market. As a U.S. public company, it files reports with the Securities and Exchange Commission that provide detailed information on its financial performance, governance, capital structure and key corporate events.

On this SEC filings page, investors can access ACI Worldwide’s current reports on Form 8-K and related disclosures. Recent 8-K filings include announcements of quarterly financial results, where the company reports revenue, recurring revenue, net income and adjusted EBITDA, as well as updates on its Payment Software and Biller segments. Other 8-Ks cover changes to the Board of Directors, such as the appointment of independent directors, and financing activities, including amendments to its credit agreement and incremental term loans used in connection with the redemption of senior notes.

These filings also document ACI Worldwide’s registered securities, including its common stock trading under the symbol ACIW on the Nasdaq Global Select Market, and provide information about its jurisdiction of incorporation and principal corporate entities. Together with its periodic reports on Forms 10-K and 10-Q, which are accessible through EDGAR, the company’s SEC filings give a structured view of its business segments, non-GAAP measures such as adjusted EBITDA and recurring revenue, and risk factors described in its disclosures.

Stock Titan enhances access to ACIW filings by pairing real-time updates from EDGAR with AI-powered summaries that explain the significance of each document. Users can quickly understand key points from 8-Ks, 10-Ks, 10-Qs and other filings, review information on capital structure and debt arrangements, and examine governance changes and material agreements. This makes it easier to follow how ACI Worldwide reports on its payments software operations, financial condition and corporate actions over time.

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ACI Worldwide, Inc. director, president and CEO Thomas W. Warsop III reported dispositions of common stock to the company on March 4, 2026. He surrendered 12,268 shares at $42.44 per share and a further 8,762 shares at $42.44 per share in issuer dispositions.

Footnotes explain these shares were surrendered to cover tax liabilities upon vesting of restricted stock units granted on March 4, 2024 and March 4, 2025, rather than open-market sales. His reported direct ownership after these transactions was 298,325 common shares, updated to include 508 shares acquired through the company’s employee stock purchase plan.

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ACI Worldwide, Inc. executive Erich J. Litch reported two dispositions of common stock on behalf of the company on March 4, 2026. He surrendered 147 shares at $42.44 per share and 724 shares at $42.44 per share back to the issuer. According to the footnotes, these shares were surrendered to cover tax liabilities triggered by the vesting of restricted stock units granted on December 4, 2024 and March 4, 2025, rather than open-market sales. After these transactions, he continued to hold thousands of shares directly.

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ACI Worldwide executive Ronald Craig Shultz, GM of ACI Speedpay, reported two dispositions of common stock to the issuer on March 4, 2026. He surrendered 370 and 690 shares at $42.44 per share to cover tax liabilities on vesting of restricted stock units and now directly holds 38,734 shares.

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ACI Worldwide, Inc. director Juan Benitez II bought 2,400 shares of the company’s common stock in an open-market transaction. The shares were purchased at an average price of $41.8962 per share, and this purchase increased his direct holdings to 16,881 shares of common stock.

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ACI Worldwide director Adalio T. Sanchez reported buying 3,000 shares of ACI Worldwide common stock in an open‑market purchase on March 2, 2026 at a weighted average price of $40.9787 per share.

After this transaction, he directly holds 64,378 shares, and an additional 31,417 shares are held indirectly through a trust for which his spouse is trustee and his child is the beneficiary.

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ACI Worldwide, Inc. director Kimberly A. deBeers filed an initial Form 3, which is a statement of beneficial ownership for company insiders. The filing does not report any buy, sell, acquisition, or disposition transactions, indicating this is an administrative ownership registration rather than a trading event.

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ACI Worldwide, Inc. is a Delaware-based software company that provides intelligent payments orchestration to banks, intermediaries, merchants, and billers around the world. Its platforms handle digital payments, omni‑commerce, bill pay, and fraud management across ATMs, POS terminals, mobile, and online channels.

The company serves thousands of organizations in about 90 countries, including nearly all of the top 10 global banks and more than 80,000 merchants, and had 2,930 employees as of December 31, 2025. Solutions are delivered via on‑premises licenses, SaaS, PaaS, and hybrid cloud models using ACI’s private cloud and major public clouds.

ACI’s latest strategy highlights ACI Connetic, a cloud‑native payments hub, and expanded real‑time and account‑to‑account payments. Major risks discussed include intense competition, rapid technology change (including AI), cybersecurity and cloud outages, reliance on third‑party partners, acquisition and divestiture execution, international and macroeconomic pressures, regulatory compliance, and protection of intellectual property.

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ACI Worldwide, Inc. reported strong 2025 results with total revenue of $1.76 billion, up 10%, and recurring revenue of $1.21 billion, up 11% from 2024. Net income rose 12% to $226.7 million, and total adjusted EBITDA increased 9% to $506.4 million, reflecting solid profitability.

The company generated $323 million in cash flow from operating activities, ended 2025 with $196 million in cash and $823 million of debt, and reported a net debt leverage ratio of 1.2x adjusted EBITDA. ACI repurchased about 4.2 million shares for $203 million, leaving $456 million available under its authorization and indicating continued capital returns.

Management guided 2026 revenue to a range of $1.88 billion to $1.91 billion, implying 7%–9% growth, with adjusted EBITDA between $530 million and $550 million. For Q1 2026, expected revenue is $405 million to $415 million and adjusted EBITDA is $88 million to $93 million. The filing also notes board refreshment: long‑time directors Charles Peters and Janet Estep resigned, and Kimberly deBeers joined as an independent director and will serve on the Audit and Nominating and Corporate Governance Committees.

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ACI Worldwide, Inc. officer Ronald Craig Shultz disposed of common stock to cover taxes on vesting stock units. On February 11, 2026, he surrendered 371 shares at $40.33 per share and separately surrendered 743 shares at the same price in dispositions to the issuer.

According to the footnotes, these shares were turned in to pay tax liabilities triggered by the vesting of 749 and 1,498 restricted stock units granted on May 11, 2023. Following these transactions, Shultz held 39,794 shares of ACI Worldwide common stock directly.

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ACI Worldwide, Inc. reported a leadership change in its technology organization. The company and Abe Kuruvilla, its Chief Technology Officer, agreed that his employment will end on January 15, 2026. Under the company’s existing severance policy, he will be eligible for severance and continued medical benefits.

Effective January 13, 2026, JP Krishnamoorthy, who serves as Chief Innovation and Technology Officer, has assumed Mr. Kuruvilla’s responsibilities. This keeps senior leadership coverage in place over the company’s technology and innovation functions while the transition occurs.

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FAQ

What is the current stock price of Aci Worldwide (ACIW)?

The current stock price of Aci Worldwide (ACIW) is $42.565 as of March 6, 2026.

What is the market cap of Aci Worldwide (ACIW)?

The market cap of Aci Worldwide (ACIW) is approximately 4.4B.

ACIW Rankings

ACIW Stock Data

4.36B
101.92M
Software - Infrastructure
Services-prepackaged Software
Link
United States
ELKHORN

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