Welcome to our dedicated page for Aci Worldwide SEC filings (Ticker: ACIW), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Payment infrastructure companies like ACI Worldwide file SEC documents that reveal how transaction volumes, recurring software revenue, and global expansion drive financial performance. ACI's 10-K annual reports break down results across three segments: Banks, Merchants, and Billers, each with distinct revenue recognition patterns that affect how earnings are reported quarter to quarter.
For investors analyzing payment technology stocks, ACI's quarterly 10-Q filings show the balance between software license revenue (recognized upfront) and SaaS subscription revenue (recognized over time). This distinction matters because the company has been transitioning clients from traditional software licenses to cloud-hosted subscriptions, affecting how revenue appears in financial statements.
Form 4 insider transaction filings track when executives and directors buy or sell ACIW shares. In payment technology companies where growth depends on landing large financial institution contracts, insider trading patterns can provide signals about business momentum that may not yet appear in earnings reports.
ACI's 8-K filings disclose material events including significant customer wins, acquisitions, and partnership announcements. The company has pursued growth through acquiring complementary payment technology businesses, and 8-K filings document these transactions as they occur.
The proxy statement (DEF 14A) details executive compensation structures, including how performance metrics tied to recurring revenue and customer retention factor into bonus calculations. Understanding management incentives helps evaluate whether leadership priorities align with long-term shareholder interests.
Our platform provides AI-powered summaries that explain what each filing means for ACIW investors, making it easier to track the company's progress toward its strategic objectives without reading hundreds of pages of regulatory documents.
ACI Worldwide, Inc. reported an insider stock transaction by its Chief Financial Officer, Robert William Leibrock. On 12/24/2025, he disposed of 2,155 shares of common stock at a price of $48.87 per share. According to the explanation, these shares were surrendered to cover the tax liability triggered by the vesting of 6,855 shares, representing one twelfth of restricted stock units granted on September 24, 2025.
After this tax-related share surrender, Leibrock beneficially owns 162,343 shares of ACI Worldwide common stock in direct ownership.
ACI Worldwide, Inc. Chief Technology Officer Abraham Kuruvilla reported disposing of company stock to cover taxes on vesting restricted stock units. On 12/04/2025, he surrendered 1,283 shares of common stock at
The filing explains that 1,283 shares were used to pay taxes on the vesting of 3,261 shares from restricted stock units granted on
ACI Worldwide (ACIW) insider activity: A company officer (GM, ACI Speedpay) reported two tax‑withholding sales on 11/11/2025 tied to RSU vesting. The transactions disposed of 270 shares at $48 and 642 shares at $48. Following these moves, beneficial ownership stood at 42,743 shares after the first sale and 42,101 shares after the second.
The filing notes the sales covered taxes from the vesting of 749 RSUs and 1,498 RSUs, which are one‑twelfth installments from awards granted on May 11, 2023.
ACI Worldwide (ACIW) disclosed an insider transaction on a Form 4. On November 10, 2025, Chief Technology Officer Abraham Kuruvilla sold 4,210 shares of common stock.
The sale occurred at a weighted average price of $47.6926, with individual trade prices ranging from $47.69 to $47.71. After this transaction, Kuruvilla beneficially owned 96,897 shares, held directly. No derivative securities were reported in this filing.
ACI Worldwide (ACIW) reported stronger Q3 2025 results. Total revenues were $482.4 million, up from $451.8 million a year ago. Net income rose to $91.3 million, and diluted EPS was $0.88. Operating income increased to $127.7 million as SaaS/PaaS revenue expanded to $246.9 million, with additional contributions from license ($162.0 million), maintenance ($51.4 million), and services ($22.1 million).
For the nine months, revenue reached $1.278 billion versus $1.141 billion, and net income grew to $162.3 million. Cash from operations was $201.1 million. The company redeemed in full its $400.0 million 5.750% Senior Notes due 2026 on June 18, 2025, funded in part by a $200.0 million incremental term loan, lowering interest expense. Total debt stood at $867.8 million at September 30, 2025, with $240.0 million on the revolver and $633.1 million in term loans.
ACI repurchased 3.07 million shares for $151.0 million year‑to‑date; on October 31, 2025, the Board approved a new $500.0 million authorization. Remaining performance obligations were $753.7 million, with approximately 55% expected over the next 12 months. Segment revenue was $284.0 million for Payment Software and $198.3 million for Biller.
ACI Worldwide (ACIW) furnished quarterly results materials. The company announced financial results for the three months ended September 30, 2025, and made the related materials available as exhibits.
The information was furnished under Item 2.02 (Results of Operations and Financial Condition) and Item 7.01 (Regulation FD Disclosure) and is not deemed filed for purposes of Section 18 of the Exchange Act. Included exhibits are a press release (Exhibit 99.1) and investor presentation materials (Exhibit 99.2).
Didier R. Lamouche, a director of ACI Worldwide, Inc. (ACIW), filed an initial Form 3 disclosing beneficial ownership of 3,230 shares of Common Stock held as restricted stock units under the Company’s 2020 Equity and Performance Incentive Plan, as amended. The restricted shares vest on the earlier of the grant anniversary, the day before the next annual meeting, or a change in control. The Form 3 lists 09/25/2025 as the date of the event and is signed 10/03/2025.
Todd R. Ford, a director of ACI Worldwide, Inc. (ACIW), reported initial beneficial ownership on a Form 3 for 3,230 shares of Common Stock held directly as of the 09/25/2025 event date. The filing states these represent restricted stock units granted under the company's 2020 Equity and Performance Incentive Plan, which vest on the earlier of the grant anniversary, the day before the next annual meeting, or a change in control.
Robert William Leibrock, Chief Financial Officer of ACI Worldwide, Inc. (ACIW), reported awards of restricted share units on 09/24/2025. The Form 4 shows two grants of 82,249 restricted share units each under the company's 2020 Equity and Performance Incentive Plan, for a total of 164,498 RSUs. One grant vests in equal quarterly installments over three years; the second grant vests after three years. The transactions are reported as acquisitions at a reported price of $0.0, and the Form 4 lists beneficial ownership of 82,249 shares after the first grant and 164,498 shares after the second grant.
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