Aci Worldwide Inc SEC Filings

ACI Worldwide (ACIW) disclosed an insider transaction on a Form 4. On November 10, 2025, Chief Technology Officer Abraham Kuruvilla sold 4,210 shares of common stock.

The sale occurred at a weighted average price of $47.6926, with individual trade prices ranging from $47.69 to $47.71. After this transaction, Kuruvilla beneficially owned 96,897 shares, held directly. No derivative securities were reported in this filing.

ACI Worldwide (ACIW) reported stronger Q3 2025 results. Total revenues were $482.4 million, up from $451.8 million a year ago. Net income rose to $91.3 million, and diluted EPS was $0.88. Operating income increased to $127.7 million as SaaS/PaaS revenue expanded to $246.9 million, with additional contributions from license ($162.0 million), maintenance ($51.4 million), and services ($22.1 million).

For the nine months, revenue reached $1.278 billion versus $1.141 billion, and net income grew to $162.3 million. Cash from operations was $201.1 million. The company redeemed in full its $400.0 million 5.750% Senior Notes due 2026 on June 18, 2025, funded in part by a $200.0 million incremental term loan, lowering interest expense. Total debt stood at $867.8 million at September 30, 2025, with $240.0 million on the revolver and $633.1 million in term loans.

ACI repurchased 3.07 million shares for $151.0 million year‑to‑date; on October 31, 2025, the Board approved a new $500.0 million authorization. Remaining performance obligations were $753.7 million, with approximately 55% expected over the next 12 months. Segment revenue was $284.0 million for Payment Software and $198.3 million for Biller.

ACI Worldwide (ACIW) furnished quarterly results materials. The company announced financial results for the three months ended September 30, 2025, and made the related materials available as exhibits.

The information was furnished under Item 2.02 (Results of Operations and Financial Condition) and Item 7.01 (Regulation FD Disclosure) and is not deemed filed for purposes of Section 18 of the Exchange Act. Included exhibits are a press release (Exhibit 99.1) and investor presentation materials (Exhibit 99.2).

Didier R. Lamouche, a director of ACI Worldwide, Inc. (ACIW), filed an initial Form 3 disclosing beneficial ownership of 3,230 shares of Common Stock held as restricted stock units under the Company’s 2020 Equity and Performance Incentive Plan, as amended. The restricted shares vest on the earlier of the grant anniversary, the day before the next annual meeting, or a change in control. The Form 3 lists 09/25/2025 as the date of the event and is signed 10/03/2025.

Todd R. Ford, a director of ACI Worldwide, Inc. (ACIW), reported initial beneficial ownership on a Form 3 for 3,230 shares of Common Stock held directly as of the 09/25/2025 event date. The filing states these represent restricted stock units granted under the company's 2020 Equity and Performance Incentive Plan, which vest on the earlier of the grant anniversary, the day before the next annual meeting, or a change in control.

Robert William Leibrock, Chief Financial Officer of ACI Worldwide, Inc. (ACIW), reported awards of restricted share units on 09/24/2025. The Form 4 shows two grants of 82,249 restricted share units each under the company's 2020 Equity and Performance Incentive Plan, for a total of 164,498 RSUs. One grant vests in equal quarterly installments over three years; the second grant vests after three years. The transactions are reported as acquisitions at a reported price of $0.0, and the Form 4 lists beneficial ownership of 82,249 shares after the first grant and 164,498 shares after the second grant.

Adalio T. Sanchez, a director of ACI Worldwide, Inc. (ACIW), reported share transfers on September 12, 2025. The filing shows 23,236 ACIW shares moved from a grantor retained annuity trust dated September 12, 2023 ("GRAT #4") to a trust for which Mr. Sanchez's spouse is trustee and his child is beneficiary. Separately, 12,763 shares were distributed from GRAT #4 to Mr. Sanchez.

The filing notes that the 23,236 shares moved to the Trust continue to be reported as indirectly held, that the 12,763 shares distributed to Mr. Sanchez had previously been shown as indirectly held, and that GRAT #4 has terminated. The Form 4 is signed by Mr. Sanchez on 09/16/2025.

Erich J. Litch, GM Payment Software at ACI Worldwide (ACIW), reported share dispositions executed on 09/04/2025. The Form 4 shows two sets of shares were surrendered to cover tax withholding at a price of $49.64 per share: 277 shares (one-twelfth of RSUs granted 03/04/2024) and 1,358 shares (one-twelfth of RSUs granted 03/04/2025), totaling 1,635 shares surrendered. Following the transactions the filing lists beneficial ownership figures of 18,884 and 18,444 shares for the two reported lines respectively.

The report is signed by an attorney-in-fact on behalf of Mr. Litch on 09/08/2025. The filing indicates the dispositions were routine tax-withholding events tied to the vesting of restricted stock units rather than open-market sales.