ACI Worldwide exec surrenders shares for taxes

ACI Worldwide, Inc. executive Ronald Craig Shultz, GM of ACI Speedpay, reported routine share dispositions tied to tax withholding on vested equity.

Rhea-AI Filing Summary

ACI Worldwide, Inc. executive Ronald Craig Shultz, GM of ACI Speedpay, reported routine share dispositions tied to tax withholding on vested equity. On May 11, 2026, he surrendered 732 and 366 shares of common stock at $42.36 per share back to the issuer. Footnotes state these shares were used to pay tax liabilities on the vesting of 749 and 1,498 restricted stock units granted on May 11, 2023, rather than open‑market sales. After these transactions and including 149 shares acquired under the Employee Stock Purchase Plan, he directly owns 62,468 common shares.

Insider Trade Summary

Disposition: 1,098 shares

Disposition 2 txns

Insider Shultz Ronald Craig

Role GM, ACI Speedpay

Type	Security	Shares	Price	Value
Disposition	Common Stock	366	$42.36	$16K
Disposition	Common Stock	732	$42.36	$31K

Holdings After Transaction: Common Stock — 62,468 shares (Direct)

Footnotes (3)

1. F1. Represents shares surrendered by the reporting person to pay the tax liability due upon the vesting of 749 shares, representing one twelfth of the restricted stock units granted on May 11, 2023.
2. F2. The amount of securities owned has been updated to include 149 shares acquired under the Company's Employee Stock Purchase Plan.
3. F3. Represents shares surrendered by the reporting person to pay the tax liability due upon the vesting of 1,498 shares, representing one twelfth of the restricted stock units granted on May 11, 2023.

Key Figures

Shares surrendered (lot 1): 732 shares at $42.36 Shares surrendered (lot 2): 366 shares at $42.36 Shares after transactions: 62,468 shares +3 more

6 metrics

Shares surrendered (lot 1) 732 shares at $42.36 Disposition to issuer on May 11, 2026

Shares surrendered (lot 2) 366 shares at $42.36 Disposition to issuer on May 11, 2026

Shares after transactions 62,468 shares Direct common stock ownership following dispositions

RSUs vested (lot 1) 749 units One twelfth of May 11, 2023 RSU grant

RSUs vested (lot 2) 1,498 units One twelfth of May 11, 2023 RSU grant

ESPP shares added 149 shares Acquired under Employee Stock Purchase Plan

Key Terms

restricted stock units, Employee Stock Purchase Plan, tax liability, disposition to issuer

4 terms

restricted stock units financial

"representing one twelfth of the restricted stock units granted on May 11, 2023"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

Employee Stock Purchase Plan financial

"149 shares acquired under the Company's Employee Stock Purchase Plan"

An employee stock purchase plan is a company program that lets workers buy shares through small payroll deductions, often at a discount to the market price and after a set offering period. Think of it like a workplace savings plan that turns into ownership: it encourages employees to share in the company’s success and can create predictable buying or selling of stock that investors watch because it affects supply, demand and employee incentives.

tax liability financial

"shares surrendered by the reporting person to pay the tax liability due upon the vesting"

disposition to issuer financial

"transaction_code_description": "Disposition to issuer""

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did ACIW executive Ronald Craig Shultz report?

Ronald Craig Shultz reported surrendering common shares to ACI Worldwide to cover tax liabilities on vested restricted stock units. The dispositions were coded as issuer transactions, not open-market trades, and are described as routine tax-withholding related to equity compensation vesting.

How many ACIW shares did Ronald Craig Shultz surrender and at what price?

He surrendered 732 shares and 366 shares of ACI Worldwide common stock, each at $42.36 per share. These dispositions were made back to the issuer, specifically to satisfy tax obligations arising from the vesting of previously granted restricted stock units.

Were Ronald Craig Shultz’s ACIW transactions open‑market sales?

No, the transactions were not open-market sales. Footnotes explain the shares were surrendered to the issuer to pay tax liabilities on the vesting of restricted stock units, which is a common administrative mechanism rather than discretionary selling into the public market.

How many ACI Worldwide shares does Ronald Craig Shultz hold after the Form 4?

After the reported transactions, Ronald Craig Shultz directly holds 62,468 shares of ACI Worldwide common stock. This total reflects both the surrendered shares for tax purposes and an update adding 149 shares acquired through the company’s Employee Stock Purchase Plan program.

What restricted stock units vested for ACIW executive Ronald Craig Shultz?

Footnotes indicate that 749 and 1,498 restricted stock units vested for Ronald Craig Shultz. These units represent one twelfth portions of a larger grant awarded on May 11, 2023, leading to the associated tax liabilities covered via surrendered common shares.

How did the Employee Stock Purchase Plan affect Shultz’s ACIW holdings?

His holdings were increased by 149 shares acquired under ACI Worldwide’s Employee Stock Purchase Plan. The Form 4 explicitly updates the total number of securities owned to include these ESPP shares, providing a more accurate picture of his direct common stock ownership.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

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Accepted by SEC EDGAR 05/13/2026 - 05:50 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Shultz Ronald Craig

(Last) (First) (Middle)

6060 COVENTRY DRIVE

(Street)

ELKHORN NEBRASKA 68022

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
ACI WORLDWIDE, INC. [ ACIW ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	GM, ACI Speedpay

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/11/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/11/2026		D		366(1)	D	$42.36	63,200(2)	D
Common Stock	05/11/2026		D		732(3)	D	$42.36	62,468	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents shares surrendered by the reporting person to pay the tax liability due upon the vesting of 749 shares, representing one twelfth of the restricted stock units granted on May 11, 2023.

2. The amount of securities owned has been updated to include 149 shares acquired under the Company's Employee Stock Purchase Plan.

3. Represents shares surrendered by the reporting person to pay the tax liability due upon the vesting of 1,498 shares, representing one twelfth of the restricted stock units granted on May 11, 2023.

Remarks:

	Ronald Craig Shultz	05/13/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)