Every 10-Q that Acnb Corp (ACNB) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow ACNB and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full ACNB filings page.
ACNB Corporation reported higher earnings for the quarter and six months ended June 30, 2026. Quarterly net income was $15.2 million, up from $11.6 million a year earlier, and six‑month net income rose to $28.9 million from $11.4 million, with basic EPS of $2.82 for the first half.
Net interest income for the six months increased to $66.5 million from $58.1 million as loan balances grew to $2.37 billion net from $2.31 billion. Noninterest expenses for the six months declined to $46.7 million from $54.7 million, reflecting the absence of prior‑year merger‑related costs. Nonperforming loans decreased to $9.8 million from $10.7 million, while the allowance for credit losses was $24.0 million.
Total assets were $3.32 billion and deposits were $2.54 billion as of June 30, 2026. During the first half, ACNB repurchased common stock, paid cash dividends totaling $13.2 million, and issued $15.0 million of 5.875% subordinated notes while redeeming $15.0 million of 4.00% subordinated notes.
ACNB Corporation posted strong quarterly results, with net income of $13.7 million for the three months ended March 31, 2026, versus a small loss a year earlier. Diluted earnings were $1.32 per share, and annualized return on average assets reached 1.71% with return on average equity of 12.97%.
Net interest income rose to $32.5 million, supported by a higher 4.46% fully taxable equivalent net interest margin, balance sheet restructuring, the Traditions acquisition, and new loans and securities at higher yields. Average loans grew, and average interest-bearing deposits increased, helped by the acquisition and targeted promotions.
Asset quality remained solid: the allowance for credit losses was $23.6 million, or 1.01% of total loans, with nonperforming loans at $9.6 million, or 0.41% of loans. Noninterest income climbed to $8.3 million, while noninterest expenses fell to $23.6 million as prior-year merger-related costs rolled off. ACNB also issued $15.0 million of 5.875% subordinated notes due 2036 and redeemed its prior $15.0 million 4.00% subordinated notes due 2031.
ACNB Corporation reported stronger Q3 results driven by the February acquisition of Traditions Bancorp. Net income rose to $14.9M from $7.2M a year ago as net interest income increased to $32.1M from $20.9M, aided by higher loan balances and a modest reversal of credit loss provisions. Diluted EPS was $1.42 versus $0.84.
Balance sheet expansion reflected the deal: total assets reached $3.25B and deposits were $2.47B at September 30, 2025. Loans, net, were $2.31B. Noninterest income improved to $8.4M, helped by mortgage banking gains. Noninterest expense was $22.4M, with merger-related costs of $169k in the quarter and $10.1M year-to-date. ACNB issued 2,035,246 shares and valued the Traditions transaction at $83.8M, recording $20.3M goodwill and a $18.9M core deposit intangible. The company repurchased 61,586 shares under a plan authorizing up to 314,000 shares.