What is Acnb Corp's earnings per share (EPS)?

Acnb Corp (ACNB) reported diluted earnings per share of $3.60 for fiscal year 2025. This represents a -3.5% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Acnb Corp Financials

ACNB

Trailing 12 months to June 30, 2026

Revenue $201.1M +24.9% YoY

Net Income $54.6M +116.9% YoY

EPS (Diluted) $5.27 +95.9% YoY

Free Cash Flow $58.8M +83.4% YoY

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 6, 2026 Currency USD FYE December

Acnb Corp (ACNB) reported $201.1M in revenue over the twelve months to Jun 30, 2026, up 24.9% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI ACNB FY2025 2026-05-07

Balance-sheet expansion lifted FY2025 revenue, but returns on assets and margin efficiency show a spread business under funding pressure.

FY2025 revenue reached $191.8M, but net margin compressed to 19.3%, so the larger balance sheet improved volume while producing less profit per revenue dollar than FY2024. That softer efficiency shows up in ROA as well, slipping from 1.33% to 1.15%, meaning scale did not translate into better economic yield on the asset base.

Cash conversion looks sturdy because operating cash flow of $53.6M exceeded net income of $37.1M, which suggests earnings are being realized in cash rather than mainly through accounting marks. With capital spending only $1.1M, free cash flow stayed close to operating cash flow, so the real reinvestment burden is balance-sheet funding, not heavy physical infrastructure.

Funding costs became a bigger drag than the headline growth suggests: interest expense reached $40.1M while reported long-term debt stayed near $255.4M. At the same time, equity capital rose to $420.0M and debt-to-equity eased to 0.6x, implying FY2025 expansion was not financed only by incremental term borrowing.

Financial Health Signals

Financial Health Score 59/100

Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Acnb Corp's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

Growth

Capital

Efficiency

Credit Quality

Not available for Acnb Corp, and counted as zero in the overall score.

Stability

Piotroski F-Score Partial

6/7

Acnb Corp passes 6 of 7 computable financial strength tests (2 of the nine could not be computed from available data). 3 of 4 profitability signals pass, all 2 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Cash-Backed

1.45x

For every $1 of reported earnings, Acnb Corp generates $1.45 in operating cash flow ($53.6M OCF vs $37.1M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$191.8M

YoY+45.1%

5Y CAGR+17.6%

10Y CAGR+17.1%

Acnb Corp generated $191.8M in revenue in fiscal year 2025. This represents an increase of 45.1% from the prior year.

Net Income

$37.1M

YoY+16.3%

5Y CAGR+15.0%

10Y CAGR+12.9%

Acnb Corp reported $37.1M in net income in fiscal year 2025. This represents an increase of 16.3% from the prior year.

EPS (Diluted)

$3.60

YoY-3.5%

Acnb Corp earned $3.60 per diluted share (EPS) in fiscal year 2025. This represents a decrease of 3.5% from the prior year.

EBITDA

Not reported for fiscal year 2025.

Cash & Balance Sheet

Free Cash Flow

$52.6M

YoY+35.4%

5Y CAGR+16.6%

10Y CAGR+15.3%

Acnb Corp generated $52.6M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 35.4% from the prior year.

Cash & Debt

$65.6M

YoY+38.9%

5Y CAGR-30.3%

10Y CAGR+13.3%

Acnb Corp held $65.6M in cash against $255.4M in long-term debt as of fiscal year 2025.

Dividends Per Share

$1.38

YoY+9.5%

5Y CAGR+6.7%

10Y CAGR+5.6%

Acnb Corp paid $1.38 per share in dividends in fiscal year 2025. This represents an increase of 9.5% from the prior year.

Shares Outstanding

10M

YoY-1.8%

5Y CAGR+3.5%

10Y CAGR+5.5%

Acnb Corp had 10M shares outstanding in fiscal year 2025. This represents a decrease of 1.8% from the prior year.

Margins & Returns

Net Margin

19.3%

YoY-4.8pp

5Y CAGR-2.2pp

10Y CAGR-8.6pp

Acnb Corp's net profit margin was 19.3% in fiscal year 2025, showing the share of revenue converted to profit. This is down 4.8 percentage points from the prior year.

Return on Equity

8.8%

YoY-1.7pp

5Y CAGR+1.7pp

10Y CAGR-0.8pp

Acnb Corp's ROE was 8.8% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 1.7 percentage points from the prior year.

Gross Margin

Not reported for fiscal year 2025.

Operating Margin

Not reported for fiscal year 2025.

Capital Allocation

Share Buybacks

$11.2M

YoY+4383.5%

Acnb Corp spent $11.2M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents an increase of 4383.5% from the prior year.

Capital Expenditures

$1.1M

YoY+12.1%

5Y CAGR+0.5%

10Y CAGR-4.7%

Acnb Corp invested $1.1M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 12.1% from the prior year.

R&D Spending

Not reported for fiscal year 2025.

ACNB Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

ACNB quarterly income statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Revenue	$201.1M	$191.8M+45.1%	$132.2M+14.9%	$115.1M+5.7%	$108.9M+39.3%	$78.2M-8.4%	$85.3M+22.6%	$69.6M+7.9%	$64.5M+24.5%	$51.8M+27.9%	$40.5M+2.6%	$39.5M+5.2%	$37.5M-0.2%	$37.6M-7.0%	$40.4M-3.3%	$41.8M
SG&A Expenses	$54.0M	$52.8M+22.9%	$42.9M+4.9%	$40.9M+13.8%	$36.0M-2.3%	$36.8M+4.4%	$35.3M+22.5%	$28.8M+7.7%	$26.7M+8.4%	$24.7M+11.1%	$22.2M+6.1%	$20.9M+7.3%	$19.5M+3.0%	$18.9M+2.1%	$18.6M+8.3%	$17.1M
Interest Expense	$39.8M	$40.1M+68.2%	$23.9M+186.7%	$8.3M+129.6%	$3.6M-47.6%	$6.9M-43.4%	$12.2M+20.5%	$10.1M+37.0%	$7.4M+36.2%	$5.4M+38.1%	$3.9M+2.0%	$3.9M+5.8%	$3.6M-8.6%	$4.0M-34.6%	$6.1M-18.3%	$7.5M
Income Tax	N/A	$9.4M+9.7%	$8.6M+5.0%	$8.2M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Income	$54.6M	$37.1M+16.3%	$31.8M+0.5%	$31.7M-11.4%	$35.8M+28.4%	$27.8M+51.3%	$18.4M-22.5%	$23.7M+9.1%	$21.7M+122.2%	$9.8M-9.9%	$10.9M-1.3%	$11.0M+7.1%	$10.3M+10.5%	$9.3M+4.8%	$8.9M+4.5%	$8.5M
EPS (Diluted)	$5.27	$3.60-3.5%	$3.73+0.5%	$3.71-10.6%	$4.15	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Revenue	$52.5M+4.0%	$50.5M+7.0%	$47.2M-7.3%	$50.9M+1.3%	$50.3M+15.6%	$43.5M+31.0%	$33.2M-2.6%	$34.1M
SG&A Expenses	$13.8M-1.9%	$14.0M+7.6%	$13.0M-1.2%	$13.2M-3.7%	$13.7M+6.5%	$12.9M+24.6%	$10.3M-6.3%	$11.0M
Interest Expense	$9.7M-0.3%	$9.7M-2.9%	$10.0M-3.4%	$10.4M-2.0%	$10.6M+14.8%	$9.2M+46.8%	$6.3M-0.5%	$6.3M
Net Income	$15.2M+11.0%	$13.7M+26.8%	$10.8M-27.3%	$14.9M+27.7%	$11.6M+4382.4%	-$272K-104.1%	$6.6M-8.5%	$7.2M
EPS (Diluted)	$1.49+12.9%	$1.32+26.9%	$1.04-26.8%	$1.42+27.9%	$1.11+3800.0%	-$0.03-103.9%	$0.77-8.3%	$0.84

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, Income Tax.

ACNB Balance Sheet

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

ACNB quarterly balance sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Total Assets	$3.2B+34.8%	$2.4B-1.0%	$2.4B-4.2%	$2.5B-9.4%	$2.8B+9.1%	$2.6B+48.5%	$1.7B+4.4%	$1.6B+3.3%	$1.6B+32.3%	$1.2B+5.1%	$1.1B+5.3%	$1.1B+4.2%	$1.0B-0.4%	$1.0B+4.5%	$1.0B
Cash & Equivalents	$65.6M+38.9%	$47.3M-28.3%	$66.0M-60.8%	$168.2M-76.3%	$710.1M+77.8%	$399.4M+249.2%	$114.4M+179.6%	$40.9M+18.8%	$34.4M+81.9%	$18.9M+0.9%	$18.8M-4.7%	$19.7M+8.6%	$18.1M-64.7%	$51.4M+127.1%	$22.6M
Goodwill	$64.4M+45.9%	$44.2M0.0%	$44.2M0.0%	$44.2M+4.9%	$42.1M0.0%	$42.1M+115.1%	$19.6M0.0%	$19.6M0.0%	$19.6M+210.4%	$6.3M0.0%	$6.3M0.0%	$6.3M0.0%	$6.3M0.0%	$6.3M0.0%	$6.3M
Total Liabilities	$2.8B+34.3%	$2.1B-2.3%	$2.1B-6.1%	$2.3B-9.3%	$2.5B+9.5%	$2.3B+50.1%	$1.5B+3.5%	$1.5B+2.6%	$1.4B+32.7%	$1.1B+5.1%	$1.0B+5.5%	$979.8M+4.3%	$939.2M-1.0%	$948.7M+4.6%	$907.3M
Long-Term Debt	$255.4M0.0%	$255.3M+30.7%	$195.3M+830.0%	$21.0M-39.5%	$34.7M-35.4%	$53.7M-18.9%	$66.3M-20.6%	$83.5M-11.7%	$94.6M+27.4%	$74.3M-2.9%	$76.5M-5.5%	$80.9M-2.1%	$82.7M+37.9%	$60.0M-15.8%	$71.2M
Total Equity	$420.0M+38.5%	$303.3M+9.3%	$277.5M+13.2%	$245.0M-9.9%	$272.1M+5.5%	$258.0M+36.1%	$189.5M+12.7%	$168.1M+9.2%	$154.0M+28.2%	$120.1M+4.7%	$114.7M+4.3%	$110.0M+3.0%	$106.8M+5.5%	$101.3M+3.9%	$97.5M
Retained Earnings	$257.3M+9.7%	$234.6M+9.9%	$213.5M+10.1%	$193.9M+15.9%	$167.2M+12.7%	$148.4M+7.0%	$138.7M+13.8%	$121.9M+14.6%	$106.3M+5.7%	$100.6M+6.4%	$94.5M+7.0%	$88.3M+6.9%	$82.7M+6.1%	$77.9M+5.9%	$73.5M

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Total Assets	$3.3B+1.5%	$3.3B+1.3%	$3.2B-0.7%	$3.3B-0.3%	$3.3B-0.3%	$3.3B+36.5%	$2.4B-1.1%	$2.4B
Cash & Equivalents	$81.8M-12.6%	$93.6M+42.6%	$65.6M-35.7%	$102.1M-0.9%	$103.1M-16.6%	$123.6M+161.4%	$47.3M-18.6%	$58.1M
Goodwill	$64.4M0.0%	$64.4M0.0%	$64.4M0.0%	$64.4M0.0%	$64.4M0.0%	$64.4M+45.9%	$44.2M0.0%	$44.2M
Total Liabilities	$2.9B+1.8%	$2.8B+1.3%	$2.8B-1.2%	$2.8B-0.8%	$2.9B-0.7%	$2.9B+37.8%	$2.1B-1.1%	$2.1B
Long-Term Debt	$214.9M-0.2%	$215.4M-15.7%	$255.4M0.0%	$255.4M0.0%	$255.4M0.0%	$255.3M0.0%	$255.3M0.0%	$255.3M
Total Equity	$423.3M-0.5%	$425.5M+1.3%	$420.0M+2.8%	$408.6M+3.4%	$395.2M+2.1%	$386.9M+27.6%	$303.3M-1.1%	$306.8M
Retained Earnings	$273.0M+2.2%	$267.1M+3.8%	$257.3M+2.7%	$250.4M+4.7%	$239.1M+3.5%	$231.0M-1.6%	$234.6M+1.7%	$230.8M

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities.

ACNB Cash Flow Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

ACNB quarterly cash flow statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Operating Cash Flow	$60.3M	$53.6M+34.8%	$39.8M-2.0%	$40.6M+3.6%	$39.2M-6.9%	$42.1M+65.4%	$25.5M-1.0%	$25.7M-12.9%	$29.5M+73.7%	$17.0M+40.3%	$12.1M-15.7%	$14.4M+33.0%	$10.8M-39.9%	$18.0M+93.3%	$9.3M-48.8%	$18.2M
Capital Expenditures	$1.5M	$1.1M+12.1%	$960K-17.8%	$1.2M-35.5%	$1.8M+14.9%	$1.6M+50.4%	$1.0M-26.4%	$1.4M-18.3%	$1.7M-0.8%	$1.8M-25.0%	$2.3M+34.9%	$1.7M-44.8%	$3.1M+42.3%	$2.2M+8.0%	$2.0M+5.5%	$1.9M
Free Cash Flow	$58.8M	$52.6M+35.4%	$38.8M-1.6%	$39.4M+5.5%	$37.4M-7.8%	$40.5M+66.0%	$24.4M+0.5%	$24.3M-12.6%	$27.8M+82.3%	$15.3M+56.0%	$9.8M-22.7%	$12.6M+64.9%	$7.7M-51.4%	$15.8M+117.5%	$7.3M-55.3%	$16.2M
Investing Cash Flow	-$79.8M	$64.6M+2562.6%	$2.4M-84.3%	$15.4M+104.7%	-$331.7M-648.1%	$60.5M+152.7%	-$114.8M-1531.8%	$8.0M+115.0%	-$53.6M-3.2%	-$52.0M+12.6%	-$59.4M+7.3%	-$64.1M-45.3%	-$44.1M-15.8%	-$38.1M-114.2%	-$17.8M+63.1%	-$48.3M
Financing Cash Flow	-$1.8M	-$99.9M-64.0%	-$60.9M+61.5%	-$158.2M+36.6%	-$249.4M-219.9%	$208.1M-44.4%	$374.4M+842.8%	$39.7M+30.0%	$30.5M-39.5%	$50.5M+6.2%	$47.5M-2.8%	$48.8M+40.1%	$34.9M+365.6%	-$13.1M-135.2%	$37.3M+30.3%	$28.6M
Dividends Paid	$20.7M	$14.4M+34.2%	$10.7M+10.4%	$9.7M+6.4%	$9.1M+1.7%	$9.0M+3.3%	$8.7M+25.5%	$6.9M+10.5%	$6.3M+19.6%	$5.2M+8.1%	$4.8M+0.4%	$4.8M+4.3%	$4.6M+1.8%	$4.5M+0.4%	$4.5M+0.3%	$4.5M
Share Buybacks	$17.9M	$11.2M+4383.5%	$249K-87.7%	$2.0M-69.7%	$6.7M+340.5%	$1.5M	$0	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Operating Cash Flow	-$3.4M-114.2%	$24.3M+90.7%	$12.8M-52.1%	$26.6M+70.8%	$15.6M+1256.3%	-$1.3M-123.6%	$5.7M-57.9%	$13.6M
Capital Expenditures	$516K+54.5%	$334K+94.2%	$172K-60.0%	$430K+132.4%	-$185K-71.9%	$659K+76.7%	$373K+68.0%	$222K
Free Cash Flow	-$4.0M-116.5%	$24.0M+90.6%	$12.6M-52.0%	$26.2M+70.0%	$15.4M+867.6%	-$2.0M-137.7%	$5.3M-60.0%	$13.3M
Investing Cash Flow	-$44.3M-90.4%	-$23.2M-96.9%	-$11.8M-2565.0%	-$443K+96.7%	-$13.3M-114.7%	$90.2M+1244.0%	$6.7M-65.3%	$19.3M
Financing Cash Flow	$35.9M+33.4%	$26.9M+171.9%	-$37.4M-37.8%	-$27.2M-19.4%	-$22.8M-81.4%	-$12.5M+46.0%	-$23.2M+61.9%	-$61.1M
Dividends Paid	$9.3M+137.0%	$3.9M+0.2%	$3.9M+10.9%	$3.5M-0.3%	$3.5M+5.2%	$3.4M+23.9%	$2.7M0.0%	$2.7M
Share Buybacks	$9.2M+158.1%	$3.6M+42.9%	$2.5M-8.0%	$2.7M-5.2%	$2.9M-8.0%	$3.1M	$0-100.0%	$102K

ACNB Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples.

ACNB quarterly financial ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Net Margin	19.3%-4.8pp	24.1%-3.4pp	27.5%-5.3pp	32.8%-2.8pp	35.6%+14.0pp	21.6%-12.5pp	34.1%+0.4pp	33.7%+14.8pp	18.9%-7.9pp	26.8%-1.1pp	27.9%+0.5pp	27.4%+2.6pp	24.8%+2.8pp	22.0%+1.7pp	20.3%
Return on Equity	8.8%-1.7pp	10.5%-0.9pp	11.4%-3.2pp	14.6%+4.4pp	10.2%+3.1pp	7.1%-5.4pp	12.5%-0.4pp	12.9%+6.6pp	6.4%-2.7pp	9.0%-0.6pp	9.6%+0.3pp	9.3%+0.6pp	8.7%-0.1pp	8.8%+0.1pp	8.7%
Return on Assets	1.1%-0.2pp	1.3%0.0pp	1.3%-0.1pp	1.4%+0.4pp	1.0%+0.3pp	0.7%-0.7pp	1.4%+0.1pp	1.3%+0.7pp	0.6%-0.3pp	0.9%-0.1pp	1.0%0.0pp	0.9%+0.1pp	0.9%0.0pp	0.9%0.0pp	0.9%
Debt-to-Equity	0.61-0.2x	0.84+0.1x	0.70+0.6x	0.090.0x	0.13-0.1x	0.21-0.1x	0.35-0.1x	0.50-0.1x	0.610.0x	0.620.0x	0.67-0.1x	0.740.0x	0.77+0.2x	0.59-0.1x	0.73
FCF Margin	27.4%-2.0pp	29.4%-4.9pp	34.3%-0.1pp	34.4%-17.5pp	51.9%+23.3pp	28.6%-6.3pp	34.9%-8.2pp	43.1%+13.7pp	29.4%+5.3pp	24.1%-7.9pp	32.0%+11.6pp	20.4%-21.5pp	41.9%+24.0pp	17.9%-20.8pp	38.8%

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Net Margin	29.0%+1.9pp	27.1%+4.2pp	22.9%-6.3pp	29.2%+6.0pp	23.2%+23.8pp	-0.6%-20.5pp	19.9%-1.3pp	21.1%
Return on Equity	3.6%+0.4pp	3.2%+0.6pp	2.6%-1.1pp	3.6%+0.7pp	2.9%+3.0pp	-0.1%-2.2pp	2.2%-0.2pp	2.4%
Return on Assets	0.5%0.0pp	0.4%+0.1pp	0.3%-0.1pp	0.5%+0.1pp	0.4%+0.4pp	0.0%-0.3pp	0.3%0.0pp	0.3%
Debt-to-Equity	0.510.0x	0.51-0.1x	0.610.0x	0.620.0x	0.650.0x	0.66-0.2x	0.840.0x	0.83
FCF Margin	-7.5%-55.0pp	47.5%+20.8pp	26.7%-24.8pp	51.5%+20.8pp	30.7%+35.3pp	-4.6%-20.7pp	16.1%-23.0pp	39.1%

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

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Where Acnb Corp Ranks

Frequently Asked Questions

What is Acnb Corp's annual revenue?

Acnb Corp (ACNB) reported $191.8M in total revenue for fiscal year 2025. This represents a 45.1% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Acnb Corp's revenue growing?

Acnb Corp (ACNB) revenue grew by 45.1% year-over-year, from $132.2M to $191.8M in fiscal year 2025.

Is Acnb Corp profitable?

Yes, Acnb Corp (ACNB) reported a net income of $37.1M in fiscal year 2025, with a net profit margin of 19.3%.

How much debt does Acnb Corp have?

As of fiscal year 2025, Acnb Corp (ACNB) had $65.6M in cash and equivalents against $255.4M in long-term debt.

What is Acnb Corp's net profit margin?

Acnb Corp (ACNB) had a net profit margin of 19.3% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Acnb Corp pay dividends?

Yes, Acnb Corp (ACNB) paid $1.38 per share in dividends during fiscal year 2025.

What is Acnb Corp's return on equity (ROE)?

Acnb Corp (ACNB) has a return on equity of 8.8% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Acnb Corp's free cash flow?

Acnb Corp (ACNB) generated $52.6M in free cash flow during fiscal year 2025. This represents a 35.4% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Acnb Corp's operating cash flow?

Acnb Corp (ACNB) generated $53.6M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Acnb Corp's total assets?

Acnb Corp (ACNB) had $3.2B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Acnb Corp's capital expenditures?

Acnb Corp (ACNB) invested $1.1M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does Acnb Corp buy back shares?

Yes, Acnb Corp (ACNB) spent $11.2M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Acnb Corp have outstanding?

Acnb Corp (ACNB) had 10M shares outstanding as of fiscal year 2025.

What is Acnb Corp's debt-to-equity ratio?

Acnb Corp (ACNB) had a debt-to-equity ratio of 0.61 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Acnb Corp's return on assets (ROA)?

Acnb Corp (ACNB) had a return on assets of 1.1% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Acnb Corp's Piotroski F-Score?

Acnb Corp (ACNB) has a Piotroski F-Score of 6 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Acnb Corp's earnings high quality?

Acnb Corp (ACNB) has an earnings quality ratio of 1.45x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Acnb Corp?

Acnb Corp (ACNB) scores 59 out of 100 on our Financial Health Score, indicating moderate standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.