Every 8-K that Acnb Corp (ACNB) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow ACNB and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full ACNB filings page.
ACNB Corporation reported that its Board of Directors approved a regular quarterly cash dividend of $0.42 per share for the third quarter of 2026. The dividend is payable on September 15, 2026, to shareholders of record on September 1, 2026.
The $0.42 per-share dividend represents a 23.5% increase, or $0.08, over the $0.34 dividend paid in the third quarter of 2025. On a year-to-date basis through the third quarter of 2026, including a $0.50 special dividend, ACNB will have paid $1.72 per share in dividends versus $1.00 over the same period in 2025, a 72% increase. ACNB is described as an independent $3.32 billion financial holding company operating 33 community banking offices, two loan offices, and an insurance agency licensed in 46 states.
ACNB Corporation reported record second quarter 2026 results, with net income of $15.2 million and diluted earnings per share of $1.49 for the three months ended June 30, 2026. Return on average assets was 1.85% and return on average equity was 14.54%. Fully taxable equivalent net interest margin improved to 4.56% from 4.46% in the prior quarter and 4.21% a year earlier, supported by loan growth and higher-yielding assets.
Total loans outstanding reached $2.40 billion at June 30, 2026, up 2.1% from March 31, 2026, led by commercial real estate and commercial and industrial lending. Noninterest-bearing deposits grew 4.3% sequentially to $600.7 million, while total deposits were $2.54 billion. Credit quality remained solid, with non-performing loans at 0.41% of total loans and annualized net charge-offs of 0.03%.
Capital and shareholder returns were notable. Tangible common equity to tangible assets was 10.47%, and tangible book value per share increased to $33.42. ACNB repurchased 179,407 shares at an average price of $50.79 and paid total cash dividends of $0.92 per share in the quarter, including a special dividend of $0.50.
ACNB Corporation reported the results of its 2025 Annual Meeting of Shareholders, where all six proposals received shareholder approval. Holders backed four Class 3 director nominees and approved, on a non-binding basis, the compensation of named executive officers. Shareholders adopted amendments to double authorized common shares from 20,000,000 to 40,000,000 and to permit uncertificated shares, and approved the ACNB Corporation Employee Stock Purchase Plan. They also ratified Crowe LLP as independent registered public accounting firm for the year ending December 31, 2026. Management’s accompanying presentation highlighted 2025 net income of $37.1 million, total assets of $3.23 billion, solid asset quality metrics, rising dividends, and active capital return through share repurchases and new buyback and dividend actions announced for 2026.
ACNB Corporation announced a capital return package combining higher regular dividends, a special dividend, and a new share repurchase authorization. The Board declared a regular quarterly cash dividend of $0.42 per share for the second quarter of 2026, payable on June 15, 2026, to shareholders of record on June 1, 2026. This reflects a 10.5% increase over the $0.38 dividend paid in the first quarter of 2026 and a 23.5% increase over the $0.34 paid in the second quarter of 2025. In addition, the Board declared a one-time special cash dividend of $0.50 per share, also payable on June 15, 2026, to shareholders of record on June 1, 2026. ACNB has completed its prior repurchase program and approved a new plan to repurchase, in open market transactions, up to 310,000 shares, approximately 3.0% of its outstanding common stock, funded from available capital.
ACNB Corporation reported a sharp rebound in profitability for the first quarter of 2026. Net income was $13.7 million, or $1.32 diluted EPS, compared with a net loss of $272 thousand, or $0.03 diluted loss per share, a year earlier and net income of $10.8 million, or $1.04 diluted EPS, in the prior quarter.
Return on average assets was 1.71% and return on average equity was 12.97%, reflecting stronger core performance after prior-year merger and securities losses. Fully taxable equivalent net interest margin improved to 4.46%, up from 4.07% a year ago.
Total loans reached $2.35 billion and total deposits were $2.53 billion at March 31, 2026, with noninterest-bearing deposits of $576.1 million. Credit quality remained solid, as nonperforming loans were 0.41% of total loans and net recoveries were essentially zero. Tangible common equity to tangible assets was 10.67%, and tangible book value per share rose to $32.99. ACNB also repurchased 73,972 shares at an average price of $47.54 and paid a quarterly dividend of $0.38 per share.
ACNB Corporation reported that its Boards of Directors granted new restricted stock Variable Equity Awards to several executive officers of ACNB Bank under the ACNB Bank Variable Compensation Plan and the ACNB Corporation 2018 Omnibus Stock Incentive Plan.
The awards include 8,419.4313 shares of restricted stock to President & Chief Executive Officer James P. Helt, and grants ranging from about 3,132 to 3,442 shares to four other senior executives. One-third of each award vests immediately on the March 13, 2026 grant date, the next third vests on January 1, 2027, and the final third on January 1, 2028, subject to earlier forfeiture or accelerated vesting under the plans.
The agreement details restrictions on transfer during a defined restriction period, forfeiture of unvested shares upon certain terminations, continued vesting after a qualified retirement at or after age 62, and a clawback if financial results are restated, particularly in cases involving misconduct or fraudulent activity. Unvested shares do not receive dividends, and the bank may satisfy tax withholding by retaining or selling shares or withholding from wages.
ACNB Corporation entered into subordinated note purchase agreements with institutional accredited investors and qualified institutional buyers to issue $15,000,000 of 5.875% fixed-to-floating rate subordinated notes due March 15, 2036. The notes were sold at 100% of face value in a private placement under Regulation D.
The notes pay a fixed 5.875% annual rate until March 15, 2031, then float at a benchmark rate expected to be Three-Month Term SOFR plus 245 basis points, with interest paid semi-annually during the fixed period and quarterly thereafter. ACNB intends to use net proceeds for general corporate purposes, which may include redeeming its outstanding 4.00% fixed-to-floating subordinated notes due March 31, 2031, and expects the new notes to qualify as Tier 2 capital at the holding company level.
ACNB Corporation plans to redeem all of its 4.00% Fixed-to-Floating Rate Subordinated Notes due March 31, 2031. These notes have an aggregate principal amount of $15,000,000 and will be redeemed on March 31, 2026 at 100% of principal plus accrued and unpaid interest.
The company intends to fund the redemption using excess cash on hand and may also issue new fixed-to-floating subordinated notes in an equal aggregate principal amount to replace the redeemed notes.
ACNB Corporation updated change-in-control protections for two senior executives. The company and its banking subsidiary amended employment agreements for Chief Financial Officer Jason H. Weber and Executive Vice President–Chief Strategy Officer Brett D. Fulk.
Under the amendments, if either executive is terminated without cause or leaves for defined “good reason” after a change in control, he may receive a lump-sum cash payment equal to up to 2.99 times his agreed compensation, plus up to two years of continued health and welfare benefits. The multiple was increased from 2.0 times to 2.99 times agreed compensation.
For Mr. Fulk, the revised agreement adds a limited tax gross-up so that any excise tax under Sections 4999 or 280G of the Internal Revenue Code related to change-in-control payments is reimbursed, and removes a prior section that reduced certain change-in-control payments. Both executives also now face longer non-solicitation restrictions, extended from six months to two years after employment ends, while other terms of the agreements remain unchanged.
ACNB Corporation announced that its Board of Directors approved and declared the regular quarterly cash dividend for the first quarter of 2026. The dividend is $0.38 per common share, payable on March 13, 2026 to shareholders of record as of February 27, 2026.
ACNB Corporation has released its financial results for the three months and full year ended December 31, 2025. The company provided these details in a press release dated January 22, 2026, which is referenced as an exhibit to this report. The brief update signals that new quarterly and annual performance information is now available to the market.
ACNB Corporation furnished an Investor Presentation under Regulation FD. The presentation, dated November 10, 2025, is attached as Exhibit 99.1 and will be available at investor.acnb.com.
The materials are being furnished, not filed, and are not subject to Section 18 of the Exchange Act or incorporated by reference into other filings.
ACNB Corporation filed a current report to furnish its financial results for the three months ended September 30, 2025. The company states that these quarterly results are described in a press release dated October 23, 2025, which is attached as Exhibit 99.1 and incorporated by reference. The information about results of operations and financial condition is provided under Item 2.02 and is designated as furnished, rather than filed, under the Securities Exchange Act of 1934.
ACNB Corporation announced its Board approved and declared the regular quarterly cash dividend for the fourth quarter of 2025. The dividend is $0.38 per common share, payable on December 15, 2025 to shareholders of record as of December 1, 2025.
ACNB Corporation reported that on October 15, 2025, its subsidiary ACNB Bank purchased single premium bank owned life insurance (BOLI) policies for several senior officers under the Bank’s 2023 Executive Supplemental Life Insurance Plan. The Plan provides a split-dollar maximum life insurance benefit equal to two times a participant’s base salary, with benefits vesting over five years. The Bank owns the policies’ cash values and is beneficiary of death benefits above each participant’s vested amount. Subject to vesting, Brett D. Fulk’s life insurance benefit is $668,304 as currently provided.