ACNB director receives stock compensation grant

ACNB CORP director Frank Elsner III reported receiving shares of ACNB Corporation Common as stock-based compensation.

Rhea-AI Filing Summary

ACNB CORP director Frank Elsner III reported receiving shares of ACNB Corporation Common as stock-based compensation. On 2026-06-15, he acquired 4.4240 shares valued at $56.5100 per share as a director compensation grant and 182.2686 additional shares at the same price through a stock-based award and automatic dividend reinvestment under the company’s Dividend Reinvestment and Stock Purchase Plan.

Insider Trade Summary

Grant/Award: 186.6926 shares

Grant/Award 2 txns

Insider ELSNER FRANK III

Role Director

Type	Security	Shares	Price	Value
Grant/Award	ACNB Corporation Common	182.2686	$56.51	$10K
Grant/Award	ACNB Corporation Common	4.424	$56.51	$250.00

Holdings After Transaction: ACNB Corporation Common — 28,840.1243 shares (Direct)

Footnotes (3)

1. F1. The date of execution was determined in accordance with SEC Rule 16a-3(g)(2) and (g)(4).
2. F2. The shares represent stock received as compensation for service as a director pursuant to a director compensation plan.
3. F3. This amount includes shares of common stock purchased for the same transaction date through the automatic reinvestment of dividends under the ACNB Corporation Dividend Reinvestment and Stock Purchase Plan, which are exempt from the reporting requirements of Section 16 of the Securities Exchange Act of 1934.

Key Figures

Director grant shares: 4.4240 shares Additional award shares: 182.2686 shares Grant valuation price: $56.5100 per share

3 metrics

Director grant shares 4.4240 shares Stock compensation grant on June 15, 2026

Additional award shares 182.2686 shares Stock-based award on June 15, 2026

Grant valuation price $56.5100 per share Valuation for both reported acquisitions

Key Terms

Grant, award, or other acquisition, director compensation plan, Dividend Reinvestment and Stock Purchase Plan, Section 16 of the Securities Exchange Act of 1934, +1 more

5 terms

Grant, award, or other acquisition financial

"transaction_code_description: Grant, award, or other acquisition"

director compensation plan financial

"stock received as compensation for service as a director pursuant to a director compensation plan"

Dividend Reinvestment and Stock Purchase Plan financial

"automatic reinvestment of dividends under the ACNB Corporation Dividend Reinvestment and Stock Purchase Plan"

A dividend reinvestment and stock purchase plan lets investors automatically use cash dividends to buy additional shares and often make extra share purchases directly from the company, usually at low or no commission. Think of it as an automatic savings plan for stock: dividends and optional contributions are turned into more shares, helping ownership grow through compounding and making regular investing simple and low-cost—key for long-term investors.

Section 16 of the Securities Exchange Act of 1934 regulatory

"exempt from the reporting requirements of Section 16 of the Securities Exchange Act of 1934"

A provision of federal securities law that requires company insiders—directors, officers and large shareholders—to publicly report their stock holdings and trades and to surrender any “short-swing” profits from purchases and sales within a six-month window. It acts like a rule that forces leaders to announce their trades and prevents quick buy-sell windfalls, giving investors transparency into insider activity and reducing opportunities for unfair gain.

SEC Rule 16a-3(g)(2) and (g)(4) regulatory

"date of execution was determined in accordance with SEC Rule 16a-3(g)(2) and (g)(4)"

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Accepted by SEC EDGAR 06/17/2026 - 03:41 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

ELSNER FRANK III

(Last) (First) (Middle)

16 LINCOLN SQUARE

(Street)

GETTYSBURG PENNSYLVANIA 17325

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
ACNB CORP [ ACNB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/15/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
ACNB Corporation Common	06/15/2026	06/16/2026(1)	A		182.2686(2)	A	$56.51	28,798.0238(3)	D
ACNB Corporation Common	06/15/2026	06/16/2026(1)	A		4.424	A	$56.51	28,840.1243(3)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The date of execution was determined in accordance with SEC Rule 16a-3(g)(2) and (g)(4).

2. The shares represent stock received as compensation for service as a director pursuant to a director compensation plan.

3. This amount includes shares of common stock purchased for the same transaction date through the automatic reinvestment of dividends under the ACNB Corporation Dividend Reinvestment and Stock Purchase Plan, which are exempt from the reporting requirements of Section 16 of the Securities Exchange Act of 1934.

Remarks:

	/s/ Kevin J. Hayes as POA for Frank Elsner, III	06/17/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)