ACNB Insider Filing: Chairman Stock Adds 250.948 Shares via Compensation and DRIP

Rhea-AI Filing Summary

Alan J. Stock, a director and chairman of ACNB Corporation, acquired 250.948 shares of ACNB common stock on 09/15/2025 at $44.83 per share as reported on Form 4. The filing shows the reporting person holds 87,236.1356 shares following the transaction. The reported shares include stock received as director compensation and additional shares bought through the company's dividend reinvestment plan, the latter noted as exempt from Section 16 reporting. The Form 4 was signed by a power of attorney on behalf of Mr. Stock and includes an execution-date clarification under SEC Rule 16a-3.

Positive

• Clear disclosure of a 250.948-share acquisition at $44.83, with post-transaction ownership of 87,236.1356 shares
• Transaction components identified: shares received as director compensation and shares from the company's dividend reinvestment plan (DRIP)

Negative

• None.

Insights

Financial Analyst

TL;DR: Director purchased 250.948 shares at $44.83, raising reported ownership to 87,236.1356 shares; transaction partly compensation and DRIP reinvestment.

The transaction is a routine insider acquisition combining director compensation and automatic dividend reinvestment. The acquisition price is explicit and the filing discloses the components of the increase in beneficial ownership, which aids transparency. No derivative transactions or dispositions are reported. Given the filing's limited scope, there is no financial performance data to assess material market impact.

Corporate Governance Expert

TL;DR: Form 4 accurately discloses a director's compensation stock award and DRIP purchase; filing follows Section 16 reporting norms.

The disclosure specifies the nature of the shares as compensation and DRIP-acquired, and cites SEC Rule 16a-3 for execution dating. The signature is by POA, which is properly indicated. The report is procedural and consistent with routine director compensation filings; it does not reveal any change in control or material governance events.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person^*

Stock Alan J

(Last) (First) (Middle)

16 LINCOLN SQUARE

(Street)

GETTYSBURG PA 17325

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
ACNB CORP [ ACNB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)	X	Other (specify below)
			Chairman of the Board

3. Date of Earliest Transaction (Month/Day/Year)
09/15/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
ACNB Corporation Common	09/15/2025	09/16/2025(1)	A		250.948(2)	A	$44.83	87,236.1356(3)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The date of execution was determined in accordance with SEC Rule 16a-3(g)(2) and (g)(4).

2. The shares represent stock received as compensation for service as a director pursuant to a director compensation plan.

3. This amount includes shares of common stock purchased for the same transaction date through the automatic reinvestment of dividends under the ACNB Corporation Dividend Reinvestment and Stock Purchase Plan, which are exempt from the reporting requirements of Section 16 of the Securities Exchange Act of 1934.

Remarks:

	/s/ Kevin J. Hayes as POA for Alan J. Stock	09/17/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What shares did ACNB director Alan J. Stock acquire on 09/15/2025?

He acquired 250.948 shares of ACNB common stock on 09/15/2025 at a price of $44.83 per share.

How many ACNB shares does Alan J. Stock beneficially own after the transaction?

The Form 4 reports he beneficially owns 87,236.1356 shares following the reported transaction.

Were the shares received as compensation or purchased?

The filing states the shares include stock received as director compensation and shares purchased via the Dividend Reinvestment and Stock Purchase Plan.

Who signed the Form 4 on behalf of Alan J. Stock?

The form was signed by /s/ Kevin J. Hayes as POA for Alan J. Stock on 09/17/2025.

Does the filing include any derivative transactions or dispositions?

No. The Form 4 reports a non-derivative acquisition only; Table II (derivatives) shows no entries.