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Ares Commercial Real Estate Corporation, a commercial real estate finance REIT, reported net income attributable to common stockholders of $4.4 million for the three months ended June 30, 2026, compared with a loss of $11.0 million a year earlier. For the first six months of 2026, it recorded a net loss of $5.2 million.
Total revenue for the quarter was $14.4 million, driven by net interest margin of $8.6 million and $5.8 million of revenue from real estate owned. The company declared quarterly dividends of $0.15 per share, consistent with the prior year, with 55.5 million common shares outstanding as of July 30, 2026. Stockholders’ equity was $489.2 million and total assets were $1.82 billion as of June 30, 2026.
The loan portfolio comprised 38 loans with outstanding principal of $1.84 billion, primarily senior mortgage loans, and unfunded commitments of $85.3 million. The total CECL Reserve was $139.1 million, or 723 basis points of total loan commitments, including specific reserves of $67.0 million on an Illinois office loan and $9.4 million on a California industrial subordinated loan. Three loans on non-accrual had a carrying value of $287.3 million.
Real estate owned included a Florida mixed‑use property held for investment at $76.2 million net and a North Carolina office property reclassified to held for sale at $53.9 million, with no impairment recognized. Secured funding agreements totaled $1.17 billion, and a $90 million Secured Term Loan remained outstanding.
Ares Commercial Real Estate Corporation reported second-quarter 2026 results, including GAAP net income of $4.4 million, or $0.08 per diluted share, and Distributable Earnings of $6.9 million, or $0.12 per diluted share. Total revenue was $14.4 million, with net interest margin of $8.6 million and $5.8 million of revenue from real estate owned.
Loans held for investment had a carrying value of $1.75 billion, within a broader $1.9 billion portfolio including two REO properties. The CECL reserve was $139 million, equal to 8% of loans held for investment, with $130 million of reserves on risk rated 4 and 5 loans, or 34% of those balances. Office loan exposure, measured by outstanding principal, was $442 million, down 16% year over year and nearly 50% over three years.
Book value totaled $489 million, or $8.82 per common share (or $11.33 per share excluding the CECL reserve). The board paid a $0.15 per-share dividend for the second quarter and declared a $0.15 per-share dividend for the third quarter of 2026. During the quarter, the company closed three new senior loans totaling $130 million in commitments, collected $16 million of repayments, and reported available capital of $106 million to support asset resolutions and new investments.
Vanguard Capital Management LLC, together with certain affiliates, reports beneficial ownership of Ares Commercial Real Estate Corp common stock on a Schedule 13G. Vanguard beneficially owns 2,781,800 shares, representing 5.01% of the outstanding common stock.
Vanguard has sole power to vote or direct the vote over 367,068 shares and sole power to dispose or direct the disposition of 2,781,800 shares, with no shared voting or dispositive power. Dividends and sale proceeds are payable to Vanguard-managed funds and accounts; no single other person holds more than 5% through these holdings.
Ares Commercial Real Estate Corporation reported shareholder voting results from its 2026 Annual Meeting of Stockholders held on May 27, 2026. Stockholders elected Class II directors William S. Benjamin and Caroline E. Blakely to serve until the 2029 annual meeting and until their successors are elected and qualify.
Stockholders also ratified Ernst & Young LLP as the company’s independent registered public accounting firm for the fiscal year ending December 31, 2026, with 36,662,962 votes for, 328,926 against and 2,908,831 abstentions. In addition, they approved, on a non‑binding advisory basis, the compensation of the company’s named executive officers, with 19,848,823 votes for, 2,518,989 against, 283,582 abstentions and 17,249,325 broker non‑votes.
Ares Commercial Real Estate Corporation reported a net loss attributable to common stockholders of $9.6M for the quarter ended March 31, 2026, compared with net income of $9.3M a year earlier. Basic and diluted earnings per share were $(0.17), versus $0.17 in the prior-year quarter.
Total revenue was $13.5M, down from $14.9M, as net interest margin narrowed and the company recorded a $11.1M provision for current expected credit losses and $3.3M of realized loan losses. The CECL Reserve on loans held for investment and unfunded commitments rose to $138.3M, including $70.3M on a risk‑rated 5 Illinois office loan.
Loans held for investment increased to $1.63B of carrying value on $1.71B of outstanding principal, while total assets reached $1.84B and stockholders’ equity was $492.4M. The portfolio included $76.8M of real estate owned held for investment and $53.1M classified as held for sale. The company declared a quarterly dividend of $0.15 per common share and had 55.48M shares outstanding as of May 4, 2026.
Ares Commercial Real Estate Corporation reported a first quarter 2026 GAAP net loss of $9.6 million, or $(0.17) per diluted share, as higher credit costs and realized loan losses weighed on results. Distributable Earnings were $3.2 million, or $0.06 per diluted share.
Total revenue was $13.5 million, down from $14.9 million a year earlier, as net interest margin declined. The company recorded an $11.1 million provision for current expected credit losses and $3.3 million of realized loan losses, contributing to a $138 million CECL reserve, equal to 8% of loans held for investment.
The portfolio totaled about $1.8 billion across loans and real estate owned, with loans held for investment of $1.63 billion and total assets of $1.84 billion. The board declared a regular cash dividend of $0.15 per common share for the second quarter of 2026, matching the first quarter dividend.
Browning William reported acquisition or exercise transactions in this Form 4 filing.
Ares Commercial Real Estate Corp director William Browning received a grant of 18,879 shares of restricted common stock at no cost. The award was made under the company’s Amended and Restated 2012 Equity Incentive Plan.
The restricted stock is scheduled to vest ratably on a quarterly basis over a one-year period, on the first business day of each fiscal quarter beginning July 1, 2026. Following this grant, Browning holds 25,053 shares of common stock directly, including 21,982 shares previously owned directly, and 78,438 shares indirectly through The Browning Family Trust, of which he is a trustee.
Blakely Caroline reported acquisition or exercise transactions in this Form 4 filing.
Ares Commercial Real Estate Corp director Caroline Blakely received a stock-based compensation award. She was granted 18,879 shares of common stock as restricted stock at $0.0000 per share under the company’s Amended and Restated 2012 Equity Incentive Plan.
The restricted shares are scheduled to vest ratably on a quarterly basis over a one-year period, on the first business day of each fiscal quarter beginning on July 1, 2026. Following this grant, Blakely directly holds 50,495 common shares, while an additional 59,835 common shares are held indirectly by The Caroline E. Blakely Living Trust, of which she is a trustee.
Ares Commercial Real Estate Corp director April Rand Scott reported a new equity award and updated holdings. She received a grant of 18,879 shares of common stock as restricted stock with no cash paid per share, described as a grant or award acquisition. These restricted shares are scheduled to vest ratably on a quarterly basis over one year, on the first business day of each fiscal quarter beginning July 1, 2026. After this grant, she holds 18,879 shares directly and 99,248 shares indirectly through the April Family 2013 Living Trust, where she serves as trustee. A footnote adds that her direct holdings include 24,696 shares previously owned directly, indicating this filing reflects compensation-related equity rather than open-market trading.
Moriarty Edmond N. III reported acquisition or exercise transactions in this Form 4 filing.
Ares Commercial Real Estate Corp director Edmond N. Moriarty III received a grant of 18,879 shares of Common Stock as restricted stock. The grant was made at $0.00 per share under the company’s Amended and Restated 2012 Equity Incentive Plan.
The restricted shares are scheduled to vest ratably on a quarterly basis over a one-year period, on the first business day of each fiscal quarter beginning July 1, 2026. Following this grant, Moriarty directly holds 98,905 shares of Ares Commercial Real Estate Corp common stock.