Welcome to our dedicated page for Ares Commercial Real Estate SEC filings (Ticker: ACRE), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Our SEC filing database is enhanced with expert analysis from Rhea-AI, providing insights into the potential impact of each filing on Ares Commercial Real Estate's stock performance. Each filing includes a concise AI-generated summary, sentiment and impact scores, and end-of-day stock performance data showing the actual market reaction. Navigate easily through different filing types including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, proxy statements (DEF 14A), and Form 4 insider trading disclosures.
Designed for fundamental investors and regulatory compliance professionals, our page simplifies access to critical SEC filings. By combining real-time SEC filing updates, Rhea-AI's analytical insights, and historical stock performance data, we provide comprehensive visibility into Ares Commercial Real Estate's regulatory disclosures and financial reporting.
Ares Commercial Real Estate (ACRE) reported a return to profitability in Q3 2025 as credit costs eased and funding costs fell. Net income was $4.7 million (vs. a $5.9 million loss a year ago) on total revenue of $14.1 million. Year to date, net income was $3.0 million (vs. a $24.3 million loss).
Net interest margin was $8.5 million in the quarter as interest expense declined to $14.8 million. The company recorded a $2.2 million CECL reserve reversal in Q3 and $27.7 million year to date, partially offsetting realized loan losses of $1.6 million in Q3 and $34.6 million year to date. Loans held for investment fell to $1.23 billion carrying amount with $1.29 billion outstanding principal, reflecting $498.4 million in repayments; non‑accrual loans stood at $271.8 million carrying value. Total assets declined to $1.39 billion from $1.75 billion at year‑end, while cash and restricted cash rose to $123.9 million. The quarterly dividend was $0.15 per share, down from $0.25 last year. Shares outstanding were 55,026,453 as of November 4, 2025.
Ares Commercial Real Estate Corporation furnished an update on its latest results. On November 7, 2025, the company announced it issued a press release with financial results for the quarter ended September 30, 2025 and made an earnings presentation available.
Both materials are attached as Exhibit 99.1 (press release) and Exhibit 99.2 (presentation) and were furnished under Items 2.02 and 7.01, not filed. The company’s common stock trades on the NYSE under the symbol ACRE.