Every 8-K that Enact Holdings, Inc. (ACT) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow ACT and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full ACT filings page.
Enact Holdings, Inc. reported second-quarter 2026 results with GAAP net income of $175 million, or $1.25 per diluted share, and adjusted operating income of $177 million, or $1.26 per diluted share. Annualized return on equity was 13.0% and adjusted operating ROE was 13.2%. Net premiums earned were $245 million, while net investment income increased to $73 million.
Mortgage insurance activity remained strong, with new insurance written of $15 billion, up 19% from 1Q26 and 15% from 2Q25, and primary insurance in-force of $274 billion, a 2% year-over-year increase. Losses incurred were $33 million, producing a 14% loss ratio, and the expense ratio was 21%. Capital strength and shareholder returns were emphasized through a $0.24 per-share quarterly dividend, about $93 million of share repurchases in the quarter, and PMIERs sufficiency of 161%, or approximately $1.9 billion above required assets. The company now expects total 2026 capital return of $550 million to $600 million.
Enact Holdings, Inc. reported the results of its Annual Meeting of Stockholders held on May 13, 2026. Shareholders elected eleven directors to serve until the 2027 annual meeting, with each nominee receiving more than 127.9 million votes "For."
Stockholders also approved, on an advisory basis, the compensation of the company’s named executive officers, with 137,729,223 votes "For" and 538,585 "Against." In addition, they ratified the appointment of KPMG LLP as independent registered public accounting firm for the 2026 fiscal year, with 138,540,938 votes "For" and 765,884 "Against."
Enact Holdings, Inc. reported solid first quarter 2026 results, generating GAAP net income of $168 million, or $1.18 per diluted share, and adjusted operating income of $172 million, or $1.21 per diluted share. Primary insurance in-force was $272 billion, up about 2% year over year, while new insurance written was $13 billion, 30% higher than the prior-year quarter despite being down sequentially.
The loss ratio rose to 15% from 7% in the prior quarter as losses incurred increased to $37 million, though operating expenses fell to $49 million, improving the expense ratio to 20%. Book value per share reached $38.09, and adjusted operating return on equity was 12.9%.
Capital strength remained notable, with PMIERs sufficiency at 162% and about $1.9 billion above required assets. The company returned capital through roughly $30 million in common dividends and about $93 million of share repurchases in the quarter, and the board approved a 14% increase in the quarterly dividend to $0.24 per share.
Enact Holdings, Inc. filed a current report describing new capital actions and recent results communications. The company’s board approved a share repurchase program for up to $500 million of outstanding common stock and entered into a stock repurchase agreement with Genworth Financial, Inc.
Enact also furnished a press release and financial supplement covering its financial results for the quarter ended December 31, 2025. These materials, along with a press release on the repurchase program and dividend declaration, are provided as exhibits and are furnished rather than filed under securities laws.
Enact Holdings, Inc. filed a Form 8-K to furnish materials related to its financial results for the quarter ended September 30, 2025. The company provided a press release and a detailed financial supplement to accompany the results.
The information is furnished under Item 2.02 and is not deemed “filed” under Section 18 of the Exchange Act. Exhibits include 99.1 (press release dated November 5, 2025), 99.2 (financial supplement for the quarter), and 104 (cover page Inline XBRL).
Enact Holdings, Inc. disclosed a summary of a new five-year revolving credit facility that matures on the five-year anniversary of closing, September 30, 2030. Borrowings may bear interest at either Term SOFR plus 0.10% plus an applicable margin tied to the company’s Senior Unsecured Rating, or an alternate base rate (ABR) plus an applicable rating-based margin, with a contractual floor on rates.
The facility is unsecured, allows voluntary prepayments without penalty, and charges a commitment fee of 0.175% on unused commitments based on the current rating. It includes customary affirmative and negative covenants plus financial tests: a specified minimum consolidated net worth formula, a maximum debt-to-total-capitalization ratio of 0.35, and compliance with Federal mortgage insurer eligibility requirements. Events of default permit customary remedies including acceleration. The summary is qualified by the full Credit Agreement filed as Exhibit 10.1.