Enact Holdings (NASDAQ: ACT) okays up to $500M stock repurchase

Rhea-AI Filing Summary

Enact Holdings, Inc. filed a current report describing new capital actions and recent results communications. The company’s board approved a share repurchase program for up to $500 million of outstanding common stock and entered into a stock repurchase agreement with Genworth Financial, Inc.

Enact also furnished a press release and financial supplement covering its financial results for the quarter ended December 31, 2025. These materials, along with a press release on the repurchase program and dividend declaration, are provided as exhibits and are furnished rather than filed under securities laws.

Insights

Equity Capital Markets Analyst

Enact introduces a sizable $500M share repurchase program alongside a structured buyback from Genworth.

The board of Enact Holdings authorized repurchases of up to $500 million of outstanding common stock. The company also signed a stock repurchase agreement with Genworth Financial, Inc., indicating a planned, negotiated transaction in addition to open-market or other potential buybacks.

Such programs typically reduce share count over time and can alter the ownership mix, particularly when a large shareholder like Genworth is involved. Actual effects will depend on the pace of repurchases under the authorization and the specific terms of the Genworth repurchase agreement as described in the exhibits dated February 3, 2026.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, DC 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of report (Date of earliest event reported): February 3, 2026

Enact Holdings, Inc.

(Exact name of registrant as specified in its charter)

Delaware

001-40399

46-1579166

(State or other Jurisdiction of

(Commission

(IRS Employer

Incorporation)

File Number)

Identification No.)

8325 Six Forks Road

Raleigh, North Carolina 27615

(919) 846-4100

(Address, including zip code, and telephone number, including area code, of registrant’s principal executive offices)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class			Trading Symbol(s)			Name of each exchange on which registered
Common stock, par value $0.01 per share			ACT			The Nasdaq Stock Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition.

On February 3, 2026, Enact Holdings, Inc. (the “Company”) issued (1) a press release announcing its financial results for the quarter ended December 31, 2025, a copy of which is attached hereto as Exhibit 99.1 and is incorporated herein by reference, and (2) a financial supplement for the quarter ended December 31, 2025, a copy of which is attached hereto as Exhibit 99.2 and is incorporated herein by reference.

The information contained in Item 2.02 of this Current Report on Form 8-K (including Exhibits 99.1 and 99.2) is being furnished and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934 (the “Exchange Act”) or otherwise subject to the liabilities under that Section and shall not be deemed to be incorporated by reference into any filing of the Company under the Securities Act of 1933, as amended or the Exchange Act, except as shall be expressly set forth by specific reference in such filing. The information contained in Item 2.02 of this Current Report on Form 8-K shall not be incorporated by reference into any registration statement or other document pursuant to the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in any such filing.

Item 8.01 Other Events.

On February 3, 2026, we announced that the Board of Directors of the Company has approved authorization of a share repurchase program of up to $500 million of the Company’s outstanding shares of common stock. The Company has also entered into a stock repurchase agreement with Genworth Financial, Inc. (“Genworth”) for the repurchase of the Company’s stock. A copy of the related press release is furnished as Exhibit 99.3 and Stock Repurchase Agreement with Genworth is furnished as Exhibit 99.4 to this Current Report on Form 8-K.

Item 9.01 Financial Statements and Exhibits.

The following materials are furnished as exhibits to this Current Report on Form 8-K:

Exhibit Number
99.1						Press Release dated February 3, 2026 - Financial results
99.2						Financial Supplement for the quarter ended December 31, 2025
99.3						Press Release dated February 3, 2026 - Share repurchase program and dividend declaration
99.4						Stock Repurchase Agreement with Genworth Financial, Inc.
104						Cover Page Interactive Data File (the Cover Page Interactive Data File is embedded within the Inline XBRL document)

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

			Enact Holdings, Inc.
			By:			/s/ Hardin Dean Mitchell
						Name:			Hardin Dean Mitchell
						Title:			Executive Vice President, Chief Financial Officer and Treasurer
Dated: February 3, 2026

3

FAQ

What did Enact Holdings (ACT) announce in its latest 8-K filing?

Enact Holdings reported that its board approved a share repurchase program for up to $500 million of common stock and entered into a stock repurchase agreement with Genworth Financial, Inc., while also furnishing its quarterly earnings press release and financial supplement.

How large is Enact Holdings’ new share repurchase authorization?

Enact Holdings’ board approved a share repurchase program for up to $500 million of the company’s outstanding common stock. This authorization defines the maximum dollar value of stock the company may repurchase under the program, as described in the filing dated February 3, 2026.

What agreement did Enact Holdings enter into with Genworth Financial, Inc.?

Enact Holdings entered into a Stock Repurchase Agreement with Genworth Financial, Inc. for the repurchase of Enact’s stock. The specific contractual terms are set out in Exhibit 99.4, which is furnished with the current report rather than filed for liability purposes.

Which financial disclosures did Enact Holdings furnish with this 8-K?

Enact Holdings furnished a press release announcing financial results for the quarter ended December 31, 2025, and a detailed financial supplement for that quarter. These materials appear as Exhibits 99.1 and 99.2 and are incorporated by reference as furnished information.

Are Enact Holdings’ earnings materials in this 8-K considered filed with the SEC?

No. The company states that information in Item 2.02, including Exhibits 99.1 and 99.2, is being furnished and not deemed filed under Section 18 of the Exchange Act, limiting related liability and incorporation into other securities filings.

What exhibits accompany Enact Holdings’ February 3, 2026 8-K?

The 8-K includes four main exhibits: a press release with financial results (99.1), a financial supplement for the quarter ended December 31, 2025 (99.2), a press release on the share repurchase program and dividend declaration (99.3), and the Stock Repurchase Agreement with Genworth (99.4).