Enact Holdings (ACT) executive discloses RSUs from dividend reinvestment

Rhea-AI Filing Summary

Enact Holdings, Inc. reported that an officer serving as EVP and Chief Risk Officer acquired additional restricted stock units on December 11, 2025. The filing shows three small additions of 16, 27 and 33 restricted stock units, each settling into one share of common stock and credited at a price of $0 under existing awards.

Footnotes explain that these extra units were issued under dividend reinvestment terms following a quarterly cash dividend of $0.21 per share paid on December 11, 2025. The related restricted stock unit awards vest in three equal annual installments beginning on February 9, 2024, February 16, 2025 and February 21, 2026.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Derstine Michael

(Last) (First) (Middle)

C/O ENACT HOLDINGS, INC.

8325 SIX FORKS ROAD

(Street)

RALEIGH NC 27615

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Enact Holdings, Inc. [ ACT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP and Chief Risk Officer

3. Date of Earliest Transaction (Month/Day/Year)
12/11/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	12/11/2025		A		16		(2)	(2)	Common Stock	16	$0(3)	2,981	D
Restricted Stock Units	(1)	12/11/2025		A		27		(4)	(4)	Common Stock	27	$0(3)	5,006	D
Restricted Stock Units	(1)	12/11/2025		A		33		(5)	(5)	Common Stock	33	$0(3)	6,080	D

Explanation of Responses:

1. Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

2. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 9, 2024

3. Additional restricted stock units acquired pursuant to reinvestment terms in the restricted stock unit award agreement resulting from a quarterly dividend at $0.21 per share, paid on December 11, 2025.

4. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 16, 2025

5. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 21, 2026

Remarks:

	/s/ Joe Jacumin, by power of attorney	12/15/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

What insider transaction did Enact Holdings (ACT) report in this Form 4?

An officer of Enact Holdings, Inc. reported acquiring additional restricted stock units on December 11, 2025 in amounts of 16, 27 and 33 units.

What is the reporting person’s relationship to Enact Holdings (ACT)?

The reporting person is an officer of Enact Holdings, serving as EVP and Chief Risk Officer, as indicated in the filing.

How many restricted stock units did the Enact Holdings officer acquire?

The officer acquired 16, 27 and 33 additional restricted stock units, each reported as acquired on December 11, 2025 at a price of $0.

What triggered the additional restricted stock units reported by Enact Holdings (ACT)?

The additional units were acquired under dividend reinvestment terms of the restricted stock unit award agreement, following a quarterly dividend of $0.21 per share paid on December 11, 2025.

When do the reported restricted stock units for Enact Holdings (ACT) begin vesting?

The awards vest and convert to common stock in three equal annual installments beginning on February 9, 2024, February 16, 2025 and February 21, 2026, depending on the specific grant.

What does each Enact Holdings restricted stock unit represent?

Each restricted stock unit will settle into one share of Enact Holdings common stock on a 1:1 basis, as described in the footnotes.

Is this Enact Holdings (ACT) Form 4 filed by more than one reporting person?

No. The form indicates that it is filed by one reporting person, not by a group.