Enact Holdings director adds deferred stock units from dividend

Enact Holdings, Inc. reported an insider transaction by a director involving deferred stock units linked to company dividends.

Rhea-AI Filing Summary

Enact Holdings, Inc. reported an insider transaction by a director involving deferred stock units linked to company dividends. On 12/11/2025, the director acquired 165 deferred stock units under a director award agreement through reinvestment of a cash dividend paid at $0.21 per share.

Following this transaction, the director beneficially owns a total of 30,543.457 deferred stock units on a direct basis. These deferred stock units become payable in shares of Enact Holdings common stock one year after the director’s service on the board ends.

Insider Trade Summary

Grant/Award: 165 shares

Grant/Award 1 txn

Insider RESTREPO ROBERT P JR

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Deferred Stock Units	165	$0.00	$0.00

Holdings After Transaction: Deferred Stock Units — 30,543.457 contracts (Direct)

Footnotes (2)

1. F1. Deferred Stock Units become payable in shares of Common Stock one year after termination of service as a director.
2. F2. Additional deferred stock units acquired pursuant to reinvestment terms under the director award agreement from a dividend paid on December 11, 2025, at $0.21 per share.

FAQ

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What insider transaction did Enact Holdings, Inc. (ACT) disclose in this filing?

A director of Enact Holdings, Inc. reported acquiring 165 deferred stock units on 12/11/2025 through dividend reinvestment under a director award agreement.

How many deferred stock units does the Enact Holdings (ACT) director now hold after the transaction?

After the reported transaction, the director beneficially owns 30,543.457 deferred stock units on a direct basis.

What dividend led to the additional deferred stock units for Enact Holdings (ACT) director?

The additional units were acquired from a dividend paid on December 11, 2025 at $0.21 per share, pursuant to the reinvestment terms in the director award agreement.

When do the deferred stock units reported by Enact Holdings, Inc. (ACT) become payable?

The filing states that the deferred stock units become payable in shares of common stock one year after termination of service as a director.

Is this Enact Holdings (ACT) insider filing for an individual or multiple reporting persons?

The document indicates that the Form is filed by one reporting person, who is identified as a director of Enact Holdings, Inc.

What type of security is involved in the Enact Holdings, Inc. (ACT) insider transaction?

The transaction involves deferred stock units, a type of derivative security that is ultimately payable in shares of common stock.

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Accepted by SEC EDGAR 12/15/2025 - 04:07 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

RESTREPO ROBERT P JR

(Last) (First) (Middle)

C/O ENACT HOLDINGS, INC.

8325 SIX FORKS ROAD

(Street)

RALEIGH NC 27615

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Enact Holdings, Inc. [ ACT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
12/11/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Deferred Stock Units	(1)	12/11/2025		A		165		(1)	(1)	Common Stock	165	$0(2)	30,543.457	D

Explanation of Responses:

1. Deferred Stock Units become payable in shares of Common Stock one year after termination of service as a director.

2. Additional deferred stock units acquired pursuant to reinvestment terms under the director award agreement from a dividend paid on December 11, 2025, at $0.21 per share.

Remarks:

	/s/ Joe Jacumin, by power of attorney	12/15/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.