Enact Holdings controller converts grants to 887 shares

The restricted stock units vest and convert in three equal annual installments beginning October 1, 2026.

Rhea-AI Filing Summary

On October 1, 2026, Enact Holdings, Inc. Controller James McMullen converted 887 restricted stock units into 887 common shares. The company withheld 253 common shares at $44.15 per share to satisfy the tax withholding obligation for RSUs that vested that day. McMullen reported 1,769 RSUs following the transaction. No Rule 10b5-1 plan is reported.

Insider Trade Summary

887 shares exercised/converted

Exercise 3 txns

Insider McMullen James

Role Controller

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units F1, F3	887	$0.00	$0.00
Exercise	Common Stock F1	887	--	--
Tax Withholding	Common Stock F2	253	$44.15	$11K

Holdings After Transaction: Restricted Stock Units — 1,769 contracts (Direct); Common Stock — 2,331 shares (Direct)

Footnotes (3)

1. F1. Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.
2. F2. The Company withheld shares of common stock to satisfy the tax withholding obligation for the Reporting Person's Restricted Stock Units that vested on October 1, 2026.
3. F3. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on October 1, 2026.

Key Figures

Restricted stock units converted: 887 restricted stock units Common shares acquired: 887 common shares Common shares withheld for taxes: 253 common shares +3 more

6 metrics

Restricted stock units converted 887 restricted stock units October 1, 2026

Common shares acquired 887 common shares Through conversion of restricted stock units on October 1, 2026

Common shares withheld for taxes 253 common shares October 1, 2026

Withholding price $44.15 per share Shares withheld on October 1, 2026

Restricted stock units following transaction 1,769 restricted stock units October 1, 2026

Vesting installments 3 equal annual installments Beginning October 1, 2026

Key Terms

Restricted Stock Units, tax withholding obligation, annual installments

3 terms

Restricted Stock Units financial

"Restricted Stock Units vest and convert to Common Stock"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

tax withholding obligation financial

"satisfy the tax withholding obligation"

annual installments financial

"in three equal annual installments"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many ACT shares were withheld for taxes?

Enact withheld 253 common shares at $44.15 per share on October 1, 2026, to satisfy the tax withholding obligation for James McMullen’s restricted stock units that vested that day.

How do James McMullen’s ACT restricted stock units vest?

The restricted stock units vest and convert to common stock in three equal annual installments beginning October 1, 2026. Each restricted stock unit settles into one share of Enact common stock.

How many ACT restricted stock units did James McMullen hold after the transaction?

McMullen reported 1,769 restricted stock units following the transaction on October 1, 2026.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 10/05/2026 - 04:09 PM Accepted by SEC EDGAR 10/05/2026 - 04:08 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

McMullen James

(Last) (First) (Middle)

C/O ENACT HOLDINGS, INC.

8325 SIX FORKS ROAD

(Street)

RALEIGH NORTH CAROLINA 27615

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Enact Holdings, Inc. [ ACT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Controller

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
10/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	10/01/2026		M		887	A	(1)	2,584	D
Common Stock	10/01/2026		F		253(2)	D	$44.15	2,331	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	10/01/2026		M			887	(3)	(3)	Common Stock	887	$0	1,769	D

Explanation of Responses:

1. Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

2. The Company withheld shares of common stock to satisfy the tax withholding obligation for the Reporting Person's Restricted Stock Units that vested on October 1, 2026.

3. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on October 1, 2026.

Remarks:

	/s/ Joe Jacumin, by power of attorney	10/05/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)