Enact CFO acquires 149 RSUs via dividend

Q: What insider equity transactions were reported for ACT’s CFO on September 17, 2026?

Mitchell Hardin Dean, EVP, CFO and Treasurer of Enact Holdings, Inc. (ACT), reported three acquisitions of Restricted Stock Units on September 17, 2026, all classified as grant or award acquisitions rather than market purchases or sales.

Q: How many RSUs did the Enact (ACT) CFO acquire in total in this Form 4?

The CFO acquired 32 RSUs, 51 RSUs, and 66 RSUs, for an aggregate of 149 Restricted Stock Units. Each RSU is scheduled to settle into one share of Enact common stock according to the applicable vesting schedule.

Q: Why did the ACT CFO receive these additional Restricted Stock Units?

The additional RSUs were acquired under reinvestment terms in the RSU award agreement, resulting from a quarterly dividend of $0.24 per share that was paid on September 17, 2026. The dividend was reinvested into RSUs rather than taken in cash.

Q: How do the new RSUs convert into Enact (ACT) common stock?

Each Restricted Stock Unit will settle into shares of Enact common stock on a 1:1 basis. As the RSUs vest according to their schedules, they convert into an equal number of common shares for the reporting officer.

Q: Were the ACT CFO’s RSU acquisitions made under a Rule 10b5-1 trading plan?

No. The Form 4 indicates that no Rule 10b5-1 trading plan applies to these transactions, and there is no footnote stating that they were executed pursuant to a pre-arranged plan.

Q: Do these Form 4 transactions for ACT involve any stock sales by the CFO?

No. All reported transactions are acquisitions of Restricted Stock Units with no corresponding sales. There are no dispositions, exercises, or tax-withholding deliveries reported in this Form 4.

Enact’s CFO received small incremental RSU awards via dividend reinvestment tied to prior equity grants, adding to future common stock delivery.

Filing Impact

(Neutral)

Filing Sentiment

(Neutral)

Form Type

Rhea-AI Filing Summary

Enact Holdings, Inc. (ACT) reported that EVP, CFO and Treasurer Mitchell Hardin Dean acquired additional Restricted Stock Units (RSUs) on September 17, 2026 through dividend reinvestment features in prior RSU awards. The RSUs will each settle into one share of common stock and vest in three equal annual installments tied to the original award schedules.

Insider Trade Summary

Grant/Award: 149 shares

Grant/Award 3 txns

Insider Mitchell Hardin Dean

Role EVP, CFO and Treasurer

Type	Security	Shares	Price	Value
Grant/Award	Restricted Stock Units ^{F1, F3, F2}	32	$0.00	$0.00
Grant/Award	Restricted Stock Units ^{F1, F3, F4}	51	$0.00	$0.00
Grant/Award	Restricted Stock Units ^{F1, F3, F5}	66	$0.00	$0.00

Holdings After Transaction: Restricted Stock Units — 30,016 contracts (Direct)

Footnotes (5)

F1. Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.
F2. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 16, 2025.
F3. Additional restricted stock units acquired pursuant to reinvestment terms in the restricted stock unit award agreement resulting from a quarterly dividend at $0.24 per share, paid on September 17, 2026.
F4. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 21, 2026.
F5. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 13, 2027.

Key Figures

RSUs acquired (lot 1): 32 Restricted Stock Units RSUs acquired (lot 2): 51 Restricted Stock Units RSUs acquired (lot 3): 66 Restricted Stock Units +3 more

6 metrics

RSUs acquired (lot 1) 32 Restricted Stock Units Grant/award acquisition dated September 17, 2026; vests beginning February 16, 2025 in three annual installments

RSUs acquired (lot 2) 51 Restricted Stock Units Grant/award acquisition dated September 17, 2026; vests beginning February 21, 2026 in three annual installments

RSUs acquired (lot 3) 66 Restricted Stock Units Grant/award acquisition dated September 17, 2026; vests beginning February 13, 2027 in three annual installments

Dividend per share $0.24 per share Quarterly dividend that was paid on September 17, 2026 and reinvested into RSUs

RSU-to-share conversion ratio 1 RSU for 1 common share Each Restricted Stock Unit will settle into one share of Enact common stock

Total RSUs acquired 149 Restricted Stock Units Sum of 32, 51, and 66 RSUs acquired via dividend reinvestment on September 17, 2026

Key Terms

Restricted Stock Units, reinvestment terms, quarterly dividend, vest and convert

4 terms

Restricted Stock Units financial

"Each restricted stock unit will settle into shares of Issuer common stock"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

reinvestment terms financial

"acquired pursuant to reinvestment terms in the restricted stock unit award"

quarterly dividend financial

"resulting from a quarterly dividend at $0.24 per share, paid on September 17, 2026"

A quarterly dividend is a payment a company gives to its shareholders four times a year, usually as a share of its profits. It's like getting a small bonus every few months for owning the company's stock, which can provide a steady income. Investors watch these payments to see how well a company is doing and whether it’s a good investment.

vest and convert financial

"Restricted Stock Units vest and convert to Common Stock in three equal annual installments"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider equity transactions were reported for ACT’s CFO on September 17, 2026?

Mitchell Hardin Dean, EVP, CFO and Treasurer of Enact Holdings, Inc. (ACT), reported three acquisitions of Restricted Stock Units on September 17, 2026, all classified as grant or award acquisitions rather than market purchases or sales.

How many RSUs did the Enact (ACT) CFO acquire in total in this Form 4?

The CFO acquired 32 RSUs, 51 RSUs, and 66 RSUs, for an aggregate of 149 Restricted Stock Units. Each RSU is scheduled to settle into one share of Enact common stock according to the applicable vesting schedule.

Why did the ACT CFO receive these additional Restricted Stock Units?

The additional RSUs were acquired under reinvestment terms in the RSU award agreement, resulting from a quarterly dividend of $0.24 per share that was paid on September 17, 2026. The dividend was reinvested into RSUs rather than taken in cash.

What are the vesting schedules of the new RSUs reported by Enact (ACT)?

The 32 RSUs vest and convert to common stock in three equal annual installments beginning February 16, 2025; the 51 RSUs in three annual installments beginning February 21, 2026; and the 66 RSUs in three annual installments beginning February 13, 2027.

How do the new RSUs convert into Enact (ACT) common stock?

Each Restricted Stock Unit will settle into shares of Enact common stock on a 1:1 basis. As the RSUs vest according to their schedules, they convert into an equal number of common shares for the reporting officer.

Were the ACT CFO’s RSU acquisitions made under a Rule 10b5-1 trading plan?

No. The Form 4 indicates that no Rule 10b5-1 trading plan applies to these transactions, and there is no footnote stating that they were executed pursuant to a pre-arranged plan.

Do these Form 4 transactions for ACT involve any stock sales by the CFO?

No. All reported transactions are acquisitions of Restricted Stock Units with no corresponding sales. There are no dispositions, exercises, or tax-withholding deliveries reported in this Form 4.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 09/21/2026 - 04:11 PM Accepted by SEC EDGAR 09/21/2026 - 04:10 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Mitchell Hardin Dean

(Last)

(First)

(Middle)

C/O ENACT HOLDINGS, INC.

8325 SIX FORKS ROAD

(Street)

RALEIGH

NORTH CAROLINA

27615

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Enact Holdings, Inc. [ ACT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	EVP, CFO and Treasurer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/17/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
Restricted Stock Units	⁽¹⁾	09/17/2026		A		32		⁽²⁾	⁽²⁾	Common Stock	32	$0⁽³⁾	6,351	D
Restricted Stock Units	⁽¹⁾	09/17/2026		A		51		⁽⁴⁾	⁽⁴⁾	Common Stock	51	$0⁽³⁾	10,290	D
Restricted Stock Units	⁽¹⁾	09/17/2026		A		66		⁽⁵⁾	⁽⁵⁾	Common Stock	66	$0⁽³⁾	13,375	D

Explanation of Responses:

1. Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

2. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 16, 2025.

3. Additional restricted stock units acquired pursuant to reinvestment terms in the restricted stock unit award agreement resulting from a quarterly dividend at $0.24 per share, paid on September 17, 2026.

4. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 21, 2026.

5. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 13, 2027.

Remarks:

	/s/ Joe Jacumin, by power of attorney	09/21/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR