Enact Holdings (ACT) CFO reports RSU exercise and tax share withholding

Rhea-AI Filing Summary

Enact Holdings EVP, CFO and Treasurer Mitchell Hardin Dean reported routine equity compensation activity. On February 20, 2026, 5,068 Restricted Stock Units were exercised and converted into 5,068 shares of common stock on a 1:1 basis. To cover tax withholding on vested RSUs, 1,442 common shares were withheld at a price of $41.43 per share, described as a tax-withholding disposition rather than an open-market sale. After these transactions, Dean directly held 117,405 shares of common stock and 10,128 Restricted Stock Units that continue to vest in three equal annual installments beginning on February 21, 2026.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Mitchell Hardin Dean

(Last) (First) (Middle)

C/O ENACT HOLDINGS, INC.

8325 SIX FORKS ROAD

(Street)

RALEIGH NC 27615

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Enact Holdings, Inc. [ ACT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, CFO and Treasurer

3. Date of Earliest Transaction (Month/Day/Year)
02/20/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/20/2026		M		5,068	A	(1)	118,847	D
Common Stock	02/20/2026		F		1,442(2)	D	$41.43	117,405	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	02/20/2026		M			5,068	(3)	(3)	Common Stock	5,068	$0	10,128	D

Explanation of Responses:

1. Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

2. The Company withheld shares of common stock to satisfy the tax withholding obligation for the Reporting Person's Restricted Stock Units that vested on February 21, 2026 based on the closing price on February 20, 2026.

3. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 21, 2026.

Remarks:

	/s/ Joe Jacumin, by power of attorney	02/24/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions did Enact Holdings (ACT) report for Mitchell Hardin Dean?

Enact Holdings reported that EVP, CFO and Treasurer Mitchell Hardin Dean exercised 5,068 Restricted Stock Units into common shares and had 1,442 common shares withheld to satisfy tax obligations tied to vesting RSUs, all dated February 20, 2026.

Did the Enact Holdings (ACT) CFO buy or sell shares on the open market?

The CFO did not report any open-market purchases or sales. The filing shows an RSU exercise and a tax-withholding disposition, where 1,442 shares of common stock were withheld by the company to cover tax liabilities on vested RSUs.

How many Enact Holdings (ACT) shares does the CFO own after these transactions?

After the reported transactions, Mitchell Hardin Dean directly holds 117,405 shares of Enact Holdings common stock and 10,128 Restricted Stock Units, according to the filing. These RSUs are separate equity awards that convert into shares as they vest over time.

What was the price used for the Enact Holdings (ACT) tax-withholding shares?

The tax-withholding disposition used a price of $41.43 per share for 1,442 common shares. The filing states this was based on the closing price on February 20, 2026, to satisfy the tax withholding obligation on vested Restricted Stock Units.

How do the Enact Holdings (ACT) Restricted Stock Units convert into common stock?

Each Enact Holdings Restricted Stock Unit converts into one share of common stock on a 1:1 basis. The filing notes that these RSUs vest and convert to common stock in three equal annual installments beginning on February 21, 2026, subject to their award terms.

When do the Enact Holdings (ACT) CFO’s Restricted Stock Units vest?

The Restricted Stock Units reported for the CFO vest and convert to common stock in three equal annual installments starting on February 21, 2026. Each vesting tranche delivers common shares on a 1:1 basis, as specified in the footnotes to the Form 4.