Enact (ACT) CEO Rohit Gupta converts RSUs and withholds shares for taxes

Rhea-AI Filing Summary

Enact Holdings, Inc. President and CEO Rohit Gupta reported equity award activity involving restricted stock units and common shares. On February 20, 2026, 15,197 restricted stock units were exercised and converted into 15,197 shares of common stock at a price of $0.0000 per share, increasing his directly held common stock to 416,982 shares before tax withholding. The company then withheld 6,602 common shares at $41.4300 per share to cover tax obligations related to restricted stock units that vested based on the February 20, 2026 closing price, leaving 410,380 common shares directly owned. The footnotes state that each restricted stock unit settles into one share of common stock and that these units vest and convert in three equal annual installments beginning on February 21, 2026.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Gupta Rohit

(Last) (First) (Middle)

C/O ENACT HOLDINGS, INC.

8325 SIX FORKS ROAD

(Street)

RALEIGH NC 27615

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Enact Holdings, Inc. [ ACT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	President and CEO

3. Date of Earliest Transaction (Month/Day/Year)
02/20/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/20/2026		M		15,197	A	(1)	416,982	D
Common Stock	02/20/2026		F		6,602(2)	D	$41.43	410,380	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	02/20/2026		M			15,197	(3)	(3)	Common Stock	15,197	$0	30,386	D

Explanation of Responses:

1. Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

2. The Company withheld shares of common stock to satisfy the tax withholding obligation for the Reporting Person's Restricted Stock Units that vested on February 21, 2026 based on the closing price on February 20, 2026.

3. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 21, 2026.

Remarks:

	/s/ Joe Jacumin, by power of attorney	02/24/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

What insider transactions did Enact Holdings (ACT) CEO Rohit Gupta report?

Rohit Gupta reported exercising 15,197 restricted stock units into 15,197 common shares, then a related tax-withholding disposition of 6,602 common shares. These transactions reflect routine equity award vesting and associated tax settlement rather than an open-market purchase or sale.

How many Enact Holdings (ACT) shares does the CEO own after these Form 4 transactions?

After the reported transactions, Rohit Gupta directly owns 410,380 shares of Enact Holdings common stock. This figure reflects the conversion of 15,197 restricted stock units into common shares, followed by the withholding of 6,602 shares to satisfy tax obligations tied to vesting awards.

Were Enact Holdings (ACT) shares sold on the open market in this Form 4?

The Form 4 shows a tax-withholding disposition of 6,602 shares at $41.4300 per share, not an open-market sale. The company withheld these shares to satisfy Gupta’s tax liability arising from restricted stock units that vested based on the February 20, 2026 closing price.

What does the restricted stock unit exercise mean for Enact Holdings (ACT)?

The filing shows 15,197 restricted stock units settling into 15,197 common shares on a 1:1 basis. This represents routine equity compensation converting into stock, modestly increasing the CEO’s common share holdings before tax-withholding, and does not describe a cash purchase in the market.

How do Enact Holdings (ACT) restricted stock units vest for the CEO?

The footnotes state that the restricted stock units vest and convert into common stock in three equal annual installments beginning on February 21, 2026. Each restricted stock unit settles into one share of Enact Holdings common stock upon vesting, according to the disclosure.