Enact Holdings (ACT) EVP exercises RSUs with share withholding for taxes

Rhea-AI Filing Summary

Enact Holdings, Inc. executive Brian Gould, EVP & Chief Operations Officer, reported routine equity compensation activity. On February 20, 2026, he exercised 1,623 Restricted Stock Units, which converted on a 1:1 basis into 1,623 shares of common stock. To cover tax withholding for RSUs vesting on February 21, 2026, 462 common shares were withheld at a price of $41.43 per share. After these transactions, he directly held 34,049 shares of common stock and 3,241 Restricted Stock Units, which vest in three equal annual installments beginning on February 21, 2026.

Insider Trade Summary

1,623 shares exercised/converted

Mixed 3 txns

Insider Gould Brian

Role EVP & Chief Operations Officer

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units	1,623	$0.00	--
Exercise	Common Stock	1,623	$0.00	--
Tax Withholding	Common Stock	462	$41.43	$19K

Holdings After Transaction: Restricted Stock Units — 3,241 shares (Direct); Common Stock — 34,511 shares (Direct)

Footnotes (1)

1. Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis. The Company withheld shares of common stock to satisfy the tax withholding obligation for the Reporting Person's Restricted Stock Units that vested on February 21, 2026 based on the closing price on February 20, 2026. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 21, 2026.

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Gould Brian

(Last) (First) (Middle)

C/O ENACT HOLDINGS, INC.

8325 SIX FORKS ROAD

(Street)

RALEIGH NC 27615

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Enact Holdings, Inc. [ ACT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP & Chief Operations Officer

3. Date of Earliest Transaction (Month/Day/Year)
02/20/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/20/2026		M		1,623	A	(1)	34,511	D
Common Stock	02/20/2026		F		462(2)	D	$41.43	34,049	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	02/20/2026		M			1,623	(3)	(3)	Common Stock	1,623	$0	3,241	D

Explanation of Responses:

1. Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

2. The Company withheld shares of common stock to satisfy the tax withholding obligation for the Reporting Person's Restricted Stock Units that vested on February 21, 2026 based on the closing price on February 20, 2026.

3. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 21, 2026.

Remarks:

	/s/ Joe Jacumin, by power of attorney	02/24/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions did Enact Holdings (ACT) report for Brian Gould?

Enact’s EVP & Chief Operations Officer Brian Gould exercised 1,623 Restricted Stock Units into common stock and had 462 common shares withheld to satisfy tax obligations. These routine Form 4 transactions reflect equity compensation vesting rather than open-market buying or selling activity.

How many Enact Holdings (ACT) shares does Brian Gould hold after this Form 4?

After the reported transactions, Brian Gould directly holds 34,049 shares of Enact Holdings common stock and 3,241 Restricted Stock Units. The RSUs represent future share deliveries as they vest over time according to the company’s equity compensation schedule.

Were the Enact Holdings (ACT) Form 4 transactions open-market purchases or sales?

No, the transactions were not open-market trades. They consisted of an exercise of 1,623 Restricted Stock Units into common stock and a tax-withholding disposition of 462 shares, where shares were withheld to cover taxes on vesting RSUs rather than sold in the market.

At what price were Enact Holdings (ACT) shares withheld for Brian Gould’s taxes?

Enact withheld 462 shares of common stock at $41.43 per share to satisfy Brian Gould’s tax withholding obligations. The price was based on the company’s closing share price on February 20, 2026, as disclosed in the Form 4 footnotes.

How do Brian Gould’s Enact Holdings (ACT) Restricted Stock Units vest?

Brian Gould’s Restricted Stock Units vest in three equal annual installments beginning on February 21, 2026. Each vested RSU converts into one share of Enact Holdings common stock, gradually increasing his direct share ownership as the awards continue to vest.

What does the Enact Holdings (ACT) Form 4 say about RSU settlement terms?

Each Restricted Stock Unit settles into one share of Enact Holdings common stock on a 1:1 basis. As RSUs vest on scheduled dates, they convert into common shares, providing equity-based compensation aligned with the company’s long-term performance.