Enact Holdings controller acquires dividend RSUs

Q: What did Enact Holdings (ACT) report in this Form 4 for James McMullen?

The filing reports that Controller James McMullen acquired several small blocks of Restricted Stock Units on September 17, 2026, all as additional RSUs credited under dividend reinvestment terms and settling into Enact common stock on a 1:1 basis upon vesting.

Q: What dividend terms generated these RSUs for Enact Holdings (ACT) controller James McMullen?

The RSUs were acquired under reinvestment terms in the RSU award agreement, resulting from a quarterly dividend of $0.24 per share paid on September 17, 2026. The dividend was reinvested into additional RSUs rather than taken entirely in cash.

Q: What are the vesting schedules for the new Enact Holdings (ACT) RSUs?

Each RSU block vests and converts to common stock in three equal annual installments. Vesting begins on February 16, 2025; April 1, 2025; February 21, 2026; October 1, 2026; and February 13, 2027, depending on the specific RSU grant.

Q: Are the Enact Holdings (ACT) RSU awards to the controller under a Rule 10b5-1 plan?

No. The filing’s Rule 10b5-1 checkbox is not marked as an affirmative plan, and the footnotes do not state that these RSU acquisitions were made pursuant to a Rule 10b5-1 trading plan or any pre-arranged trading arrangement.

Q: How do the Enact Holdings (ACT) RSUs convert into common stock for the controller?

Each Restricted Stock Unit will settle into one share of Enact common stock on a 1:1 basis when it vests. After vesting in the scheduled annual installments, the corresponding number of Enact common shares is delivered for each vested RSU.

Enact Holdings’ controller received additional RSUs via dividend reinvestment, each vesting in annual installments over 2025–2027.

Filing Impact

(Neutral)

Filing Sentiment

(Neutral)

Form Type

Rhea-AI Filing Summary

Enact Holdings, Inc. (ACT) reported that its Controller, James McMullen, acquired multiple small blocks of Restricted Stock Units (RSUs) on September 17, 2026. These RSUs were credited under dividend reinvestment terms tied to a quarterly cash dividend and will settle into common stock on a 1:1 basis as they vest.

The awards include 5 RSUs vesting in three equal annual installments beginning February 16, 2025; 3 RSUs beginning April 1, 2025; 7 RSUs beginning February 21, 2026; 14 RSUs beginning October 1, 2026; and 9 RSUs beginning February 13, 2027. No Rule 10b5-1 trading plan is indicated.

Insider Trade Summary

Grant/Award: 38 shares

Grant/Award 5 txns

Insider McMullen James

Role Controller

Type	Security	Shares	Price	Value
Grant/Award	Restricted Stock Units ^{F1, F3, F2}	5	$0.00	$0.00
Grant/Award	Restricted Stock Units ^{F1, F3, F4}	3	$0.00	$0.00
Grant/Award	Restricted Stock Units ^{F1, F3, F5}	7	$0.00	$0.00
Grant/Award	Restricted Stock Units ^{F1, F3, F6}	14	$0.00	$0.00
Grant/Award	Restricted Stock Units ^{F1, F3, F7}	9	$0.00	$0.00

Holdings After Transaction: Restricted Stock Units — 7,209 contracts (Direct)

Footnotes (7)

F1. Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.
F2. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 16, 2025.
F3. Additional restricted stock units acquired pursuant to reinvestment terms in the restricted stock unit award agreement resulting from a quarterly dividend at $0.24 per share, paid on September 17, 2026.
F4. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on April 1, 2025.
F5. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 21, 2026.
F6. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on October 1, 2026.
F7. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 13, 2027.

Key Figures

RSUs acquired (grant 1): 5 RSUs RSUs acquired (grant 2): 3 RSUs RSUs acquired (grant 3): 7 RSUs +3 more

6 metrics

RSUs acquired (grant 1) 5 RSUs Restricted Stock Units vesting in three equal annual installments beginning February 16, 2025

RSUs acquired (grant 2) 3 RSUs Restricted Stock Units vesting in three equal annual installments beginning April 1, 2025

RSUs acquired (grant 3) 7 RSUs Restricted Stock Units vesting in three equal annual installments beginning February 21, 2026

RSUs acquired (grant 4) 14 RSUs Restricted Stock Units vesting in three equal annual installments beginning October 1, 2026

RSUs acquired (grant 5) 9 RSUs Restricted Stock Units vesting in three equal annual installments beginning February 13, 2027

Quarterly dividend per share $0.24 per share Dividend paid on September 17, 2026 that was reinvested into RSUs

Key Terms

Restricted Stock Units, reinvestment terms, quarterly dividend, vest and convert

4 terms

Restricted Stock Units financial

"Each restricted stock unit will settle into shares of Issuer common stock"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

reinvestment terms financial

"Additional restricted stock units acquired pursuant to reinvestment terms in the"

quarterly dividend financial

"resulting from a quarterly dividend at $0.24 per share, paid on"

A quarterly dividend is a payment a company gives to its shareholders four times a year, usually as a share of its profits. It's like getting a small bonus every few months for owning the company's stock, which can provide a steady income. Investors watch these payments to see how well a company is doing and whether it’s a good investment.

vest and convert financial

"Restricted Stock Units vest and convert to Common Stock in three equal"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did Enact Holdings (ACT) report in this Form 4 for James McMullen?

The filing reports that Controller James McMullen acquired several small blocks of Restricted Stock Units on September 17, 2026, all as additional RSUs credited under dividend reinvestment terms and settling into Enact common stock on a 1:1 basis upon vesting.

How many RSUs did the Enact Holdings (ACT) controller acquire on September 17, 2026?

James McMullen acquired 5, 3, 7, 14, and 9 Restricted Stock Units in five separate transactions. Each RSU represents the right to receive one share of Enact common stock when the unit vests according to its schedule.

What dividend terms generated these RSUs for Enact Holdings (ACT) controller James McMullen?

The RSUs were acquired under reinvestment terms in the RSU award agreement, resulting from a quarterly dividend of $0.24 per share paid on September 17, 2026. The dividend was reinvested into additional RSUs rather than taken entirely in cash.

What are the vesting schedules for the new Enact Holdings (ACT) RSUs?

Each RSU block vests and converts to common stock in three equal annual installments. Vesting begins on February 16, 2025; April 1, 2025; February 21, 2026; October 1, 2026; and February 13, 2027, depending on the specific RSU grant.

Are the Enact Holdings (ACT) RSU awards to the controller under a Rule 10b5-1 plan?

No. The filing’s Rule 10b5-1 checkbox is not marked as an affirmative plan, and the footnotes do not state that these RSU acquisitions were made pursuant to a Rule 10b5-1 trading plan or any pre-arranged trading arrangement.

How do the Enact Holdings (ACT) RSUs convert into common stock for the controller?

Each Restricted Stock Unit will settle into one share of Enact common stock on a 1:1 basis when it vests. After vesting in the scheduled annual installments, the corresponding number of Enact common shares is delivered for each vested RSU.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 09/21/2026 - 04:09 PM Accepted by SEC EDGAR 09/21/2026 - 04:08 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

McMullen James

(Last)

(First)

(Middle)

C/O ENACT HOLDINGS, INC.

8325 SIX FORKS ROAD

(Street)

RALEIGH

NORTH CAROLINA

27615

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Enact Holdings, Inc. [ ACT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	Controller

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/17/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
Restricted Stock Units	⁽¹⁾	09/17/2026		A		5		⁽²⁾	⁽²⁾	Common Stock	5	$0⁽³⁾	821	D
Restricted Stock Units	⁽¹⁾	09/17/2026		A		3		⁽⁴⁾	⁽⁴⁾	Common Stock	3	$0⁽³⁾	595	D
Restricted Stock Units	⁽¹⁾	09/17/2026		A		7		⁽⁵⁾	⁽⁵⁾	Common Stock	7	$0⁽³⁾	1,402	D
Restricted Stock Units	⁽¹⁾	09/17/2026		A		14		⁽⁶⁾	⁽⁶⁾	Common Stock	14	$0⁽³⁾	2,656	D
Restricted Stock Units	⁽¹⁾	09/17/2026		A		9		⁽⁷⁾	⁽⁷⁾	Common Stock	9	$0⁽³⁾	1,735	D

Explanation of Responses:

1. Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

2. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 16, 2025.

3. Additional restricted stock units acquired pursuant to reinvestment terms in the restricted stock unit award agreement resulting from a quarterly dividend at $0.24 per share, paid on September 17, 2026.

4. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on April 1, 2025.

5. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 21, 2026.

6. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on October 1, 2026.

7. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 13, 2027.

Remarks:

	/s/ Joe Jacumin, by power of attorney	09/21/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR

Enact Holdings controller acquires dividend RSUs

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