Enact Holdings (ACT) EVP converts RSUs, withholds shares to cover taxes

Rhea-AI Filing Summary

Enact Holdings EVP & Chief Operations Officer Brian Gould reported equity award activity involving company stock. On February 9, 2026, Gould exercised or converted 2,609 restricted stock units into the same number of Enact common shares, reflecting the 1:1 settlement terms of the award.

On the same day, 881 common shares were disposed of at $42.39 per share to cover tax withholding obligations related to the vesting. After these transactions, Gould directly beneficially owned 31,474 shares of Enact common stock.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Gould Brian

(Last) (First) (Middle)

C/O ENACT HOLDINGS, INC.

8325 SIX FORKS ROAD

(Street)

RALEIGH NC 27615

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Enact Holdings, Inc. [ ACT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP & Chief Operations Officer

3. Date of Earliest Transaction (Month/Day/Year)
02/09/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/09/2026		M		2,609	A	(1)	32,355	D
Common Stock	02/09/2026		F		881(2)	D	$42.39	31,474	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	02/09/2026		M			2,609	(3)	(3)	Common Stock	2,609	$0	0	D

Explanation of Responses:

1. Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

2. The Company withheld shares of common stock to satisfy the tax withholding obligation for the Reporting Person's Restricted Stock Units that vested on February 9, 2026

3. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 9, 2024

Remarks:

	/s/ Joe Jacumin, by power of attorney	02/11/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

What insider transactions did Enact Holdings (ACT) report for Brian Gould?

Enact Holdings reported that EVP & Chief Operations Officer Brian Gould converted 2,609 restricted stock units into common shares, then had 881 shares withheld to cover taxes. Following these equity award-related transactions, he directly beneficially owned 31,474 shares of Enact common stock.

How many Enact Holdings (ACT) shares did Brian Gould acquire through equity awards?

Brian Gould acquired 2,609 Enact Holdings common shares on February 9, 2026 through the exercise or conversion of restricted stock units that settle 1:1 into common stock. This reflects the vesting and settlement of part of his existing equity compensation.

Why were 881 Enact Holdings (ACT) shares disposed of in this Form 4?

The 881 Enact Holdings common shares were withheld by the company at $42.39 per share to satisfy tax withholding obligations tied to Gould’s restricted stock units that vested on February 9, 2026. This is characterized as a tax-withholding disposition, not an open-market sale.

What is Brian Gould’s Enact Holdings (ACT) share ownership after the reported transactions?

After the February 9, 2026 equity award transactions, Brian Gould directly beneficially owned 31,474 Enact Holdings common shares. This figure reflects both the 2,609 shares received from restricted stock unit conversion and the 881 shares withheld for tax purposes.

How do Brian Gould’s Enact Holdings (ACT) restricted stock units work?

Each restricted stock unit held by Brian Gould settles into one share of Enact common stock. These units vest and convert into common shares in three equal annual installments beginning on February 9, 2024, creating periodic equity deliveries as part of his compensation.

What transaction codes appear in Brian Gould’s Enact Holdings (ACT) Form 4?

The filing shows code M for the exercise or conversion of 2,609 restricted stock units into common stock, and code F for the tax-withholding disposition of 881 common shares at $42.39. Both transactions are reported as directly owned positions for Gould.