Enact Holdings (ACT) EVP receives small RSU awards via dividend reinvestment

Filing Impact

(Neutral)

Filing Sentiment

(Neutral)

Form Type

Rhea-AI Filing Summary

Enact Holdings EVP and Chief Risk Officer Michael Derstine reported routine equity compensation activity. On March 19, 2026, he received three small grants totaling 70 restricted stock units (RSUs), all at a stated price of $0.00 per unit, as part of existing award agreements.

Each RSU settles into one share of Enact common stock and vests in three equal annual installments, beginning on February 16, 2025, February 21, 2026, and February 13, 2027, respectively. Footnotes explain that some of these RSUs were acquired through dividend reinvestment tied to a quarterly dividend of $0.21 per share, paid on March 19, 2026.

Insider Trade Summary

3 transactions reported

Mixed 3 txns

Insider Derstine Michael

Role EVP and Chief Risk Officer

Type	Security	Shares	Price	Value
Grant/Award	Restricted Stock Units	13	$0.00	--
Grant/Award	Restricted Stock Units	21	$0.00	--
Grant/Award	Restricted Stock Units	36	$0.00	--

Holdings After Transaction: Restricted Stock Units — 2,511 shares (Direct)

Footnotes (1)

Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 16, 2025. Additional restricted stock units acquired pursuant to reinvestment terms in the restricted stock unit award agreement resulting from a quarterly dividend at $0.21 per share, paid on March 19, 2026. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 21, 2026. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 13, 2027.

Form 4 Insider Transactions: What Each Field Means →

03/23/2026 - 04:10 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Derstine Michael

(Last)

(First)

(Middle)

C/O ENACT HOLDINGS, INC.

8325 SIX FORKS ROAD

(Street)

RALEIGH

NORTH CAROLINA

27615

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Enact Holdings, Inc. [ ACT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	EVP and Chief Risk Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/19/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
Restricted Stock Units	⁽¹⁾	03/19/2026		A		13		⁽²⁾	⁽²⁾	Common Stock	13	$0⁽³⁾	2,511	D
Restricted Stock Units	⁽¹⁾	03/19/2026		A		21		⁽⁴⁾	⁽⁴⁾	Common Stock	21	$0⁽³⁾	4,072	D
Restricted Stock Units	⁽¹⁾	03/19/2026		A		36		⁽⁵⁾	⁽⁵⁾	Common Stock	36	$0⁽³⁾	6,862	D

Explanation of Responses:

1. Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

2. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 16, 2025.

3. Additional restricted stock units acquired pursuant to reinvestment terms in the restricted stock unit award agreement resulting from a quarterly dividend at $0.21 per share, paid on March 19, 2026.

4. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 21, 2026.

5. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 13, 2027.

Remarks:

	/s/ Joe Jacumin, by power of attorney	03/23/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR

FAQ

What did Enact Holdings (ACT) EVP Michael Derstine report in this Form 4?

Michael Derstine reported acquiring three small grants of restricted stock units on March 19, 2026. These RSUs are part of existing equity awards and reflect routine compensation activity rather than open-market purchases or sales of Enact Holdings common stock.

How many Enact Holdings (ACT) restricted stock units did Michael Derstine acquire?

He acquired a total of 70 restricted stock units across three derivative transactions. Each transaction involved 13, 21, and 36 RSUs respectively, all with a stated transaction price of $0.00 per unit under the company’s equity compensation arrangements.

Are Michael Derstine’s Enact (ACT) Form 4 transactions open-market buys or sells?

No, the transactions are coded "A" for grant or award acquisition of restricted stock units. They represent equity compensation and dividend reinvestment, not open-market buying or selling of Enact Holdings common stock by Michael Derstine.

When do Michael Derstine’s Enact Holdings (ACT) RSUs reported here vest?

The RSUs vest and convert into common stock in three equal annual installments. The footnotes state vesting begins on February 16, 2025, February 21, 2026, and February 13, 2027, depending on the specific restricted stock unit award.

How are the Enact Holdings (ACT) RSUs from this filing settled?

Each restricted stock unit will settle into one share of Enact Holdings common stock on a 1:1 basis. As the units vest on their scheduled annual dates, they convert into the corresponding number of Enact common shares for Michael Derstine.

What role did dividends play in Michael Derstine’s Enact (ACT) RSU transactions?

A footnote explains that additional RSUs were acquired under dividend reinvestment terms in the award agreement. They resulted from a quarterly dividend of $0.21 per share paid on March 19, 2026, which was reinvested into restricted stock units.