Dividend RSUs increase Enact Holdings (ACT) COO equity exposure

Rhea-AI Filing Summary

Enact Holdings EVP & Chief Operations Officer Brian Gould reported routine equity compensation activity. On March 19, 2026, he acquired three small grants of restricted stock units (RSUs) totaling 49 units under existing award agreements, triggered by a quarterly dividend of $0.21 per share.

Each RSU will settle into one share of Enact common stock. The RSUs tied to different prior grants vest in three equal annual installments beginning on February 16, 2025, February 21, 2026, and February 13, 2027. No open-market stock purchases or sales were reported in this Form 4.

Insider Trade Summary

3 transactions reported

Mixed 3 txns

Insider Gould Brian

Role EVP & Chief Operations Officer

Type	Security	Shares	Price	Value
Grant/Award	Restricted Stock Units	11	$0.00	--
Grant/Award	Restricted Stock Units	17	$0.00	--
Grant/Award	Restricted Stock Units	21	$0.00	--

Holdings After Transaction: Restricted Stock Units — 2,008 shares (Direct)

Footnotes (1)

1. Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 16, 2025. Additional restricted stock units acquired pursuant to reinvestment terms in the restricted stock unit award agreement resulting from a quarterly dividend at $0.21 per share, paid on March 19, 2026. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 21, 2026. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 13, 2027.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Gould Brian

(Last) (First) (Middle)

C/O ENACT HOLDINGS, INC.

8325 SIX FORKS ROAD

(Street)

RALEIGH NORTH CAROLINA 27615

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Enact Holdings, Inc. [ ACT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP & Chief Operations Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/19/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	03/19/2026		A		11		(2)	(2)	Common Stock	11	$0(3)	2,008	D
Restricted Stock Units	(1)	03/19/2026		A		17		(4)	(4)	Common Stock	17	$0(3)	3,258	D
Restricted Stock Units	(1)	03/19/2026		A		21		(5)	(5)	Common Stock	21	$0(3)	3,922	D

Explanation of Responses:

1. Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

2. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 16, 2025.

3. Additional restricted stock units acquired pursuant to reinvestment terms in the restricted stock unit award agreement resulting from a quarterly dividend at $0.21 per share, paid on March 19, 2026.

4. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 21, 2026.

5. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 13, 2027.

Remarks:

	/s/ Joe Jacumin, by power of attorney	03/23/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Enact Holdings (ACT) EVP Brian Gould report?

Brian Gould reported routine equity compensation activity, acquiring small grants of restricted stock units from dividend reinvestment. These RSUs are linked to prior awards and represent additional stock-based compensation rather than open-market trading in Enact Holdings common shares.

How many restricted stock units did Enact EVP Brian Gould acquire in this Form 4?

The Form 4 shows Brian Gould acquiring three small restricted stock unit increments of 11, 17, and 21 units. These additions stem from dividend reinvestment provisions in his existing RSU agreements rather than new standalone grants or open-market purchases of Enact Holdings stock.

When did Brian Gould’s new Enact Holdings RSUs arise and what triggered them?

The additional RSUs were acquired on March 19, 2026, pursuant to RSU award reinvestment terms. They resulted from a quarterly dividend of $0.21 per share paid that day, which was automatically reinvested into restricted stock units instead of being received in cash.

How do Brian Gould’s Enact Holdings restricted stock units vest over time?

The RSUs vest and convert into common stock in three equal annual installments. According to the disclosures, different RSU lots begin vesting on February 16, 2025, February 21, 2026, and February 13, 2027, providing a staggered, multi-year vesting schedule tied to continued service.

What is the settlement ratio of Enact Holdings RSUs reported in this filing?

Each restricted stock unit reported in the filing settles into one share of Enact Holdings common stock. This 1:1 conversion rate means every vested RSU ultimately delivers a single common share when it converts, aligning the executive’s compensation directly with shareholder value.

Were there any open-market stock purchases or sales in this Enact (ACT) Form 4?

No open-market purchases or sales were reported. All transactions involve restricted stock units granted at a zero price per unit, arising from compensation arrangements and dividend reinvestment, rather than discretionary buying or selling of Enact Holdings common stock in the market.