[Form 4] Enact Holdings, Inc. Insider Trading Activity

Rhea-AI Filing Summary

Sheila Hooda, a director of Enact Holdings, Inc. (ACT), was granted 168 deferred stock units on 09/08/2025. The units were recorded as an acquisition and are payable in shares of common stock one year after Ms. Hooda’s termination of service as a director. The filing notes additional deferred stock units were acquired through reinvestment of a dividend paid on 09/08/2025 at $0.21 per share. Following the reported transaction, the filing shows 30,378.457 shares beneficially owned. The Form 4 was filed by one reporting person and signed by a power of attorney on 09/10/2025.

Positive

• 168 deferred stock units granted to Director Sheila Hooda on 09/08/2025, aligning compensation with long‑term ownership
• Dividend reinvestment increased deferred units, recorded at $0.21 per share under the director award agreement
• Clear disclosure of beneficial ownership (30,378.457 shares) and transaction details in a timely Form 4 filing

Negative

• None.

Insights

Corporate Governance Expert

TL;DR: Director compensation was satisfied with deferred stock units, aligning pay with long‑term ownership.

The Form 4 documents a routine director compensation transaction rather than a market sale or purchase of common shares. The grant of 168 deferred stock units, payable in common stock one year after termination, is consistent with retention and alignment practices used in board compensation plans. The reinvestment of a dividend at $0.21 per share increased deferred units under the director award agreement. This disclosure is procedural and does not indicate a change in control, major disposition, or immediate dilution event.

Securities Analyst

TL;DR: The filing shows a small, disclosed increase in director-held equity with no immediate cash proceeds or exercised derivatives.

The reported 168 deferred stock units are recorded as acquired on 09/08/2025 and carry a $0 reported price for the grant, with a separate note that dividend reinvestment occurred at $0.21 per share. The beneficial ownership reported is 30,378.457 shares direct. From a market-impact perspective, this is a minor, routine insider grant and does not constitute a material transaction likely to affect valuation or liquidity.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Hooda Sheila

(Last) (First) (Middle)

C/O ENACT HOLDINGS, INC.

8325 SIX FORKS ROAD

(Street)

RALEIGH NC 27615

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Enact Holdings, Inc. [ ACT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
09/08/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Deferred Stock Units	(1)	09/08/2025		A		168		(1)	(1)	Common Stock	168	$0(2)	30,378.457	D

Explanation of Responses:

1. Deferred Stock Units become payable in shares of Common Stock one year after termination of service as a director.

2. Additional deferred stock units acquired pursuant to reinvestment terms under the director award agreement from a dividend paid on September 8, 2025, at $0.21 per share.

Remarks:

	/s/ Joe Jacumin, by power of attorney	09/10/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What transaction did Sheila Hooda report on the Form 4 for Enact Holdings (ACT)?

The Form 4 reports the acquisition of 168 deferred stock units on 09/08/2025.

When are the deferred stock units payable to the reporting person?

The deferred stock units become payable in shares of common stock one year after termination of service as a director.

How many shares does Sheila Hooda beneficially own after the transaction?

The filing shows 30,378.457 shares beneficially owned following the reported transaction.

Did the Form 4 disclose how additional deferred units were acquired?

Yes. The filing states additional deferred stock units were acquired via dividend reinvestment from a dividend paid on 09/08/2025 at $0.21 per share.

Who signed the Form 4 filing and when was it filed?

The Form 4 was signed by /s/ Joe Jacumin, by power of attorney on 09/10/2025.