Enact Holdings (ACT) chair reports deferred stock unit acquisition

Rhea-AI Filing Summary

Enact Holdings, Inc. reported that a director and chairperson of the board acquired additional deferred stock units linked to its common stock. On 12/11/2025, 289 deferred stock units were acquired at a price of $0.00 per unit under reinvestment terms tied to a dividend paid on that date at $0.21 per share.

After this transaction, the reporting person beneficially owns 9,012.163 deferred stock units directly. Additional deferred stock units are held indirectly, including 24,177 units through the Deborah Addesso Exempt Irrevocable Trust f/b/o Dominic dated December 28, 2021 and 20,650 units through D.J. Addesso Holdings, LLC. These deferred stock units become payable in shares of common stock one year after termination of service as a director.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Addesso Dominic James

(Last) (First) (Middle)

C/O ENACT HOLDINGS, INC.

8325 SIX FORKS ROAD

(Street)

RALEIGH NC 27615

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Enact Holdings, Inc. [ ACT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)	X	Other (specify below)
			Chairperson of the Board

3. Date of Earliest Transaction (Month/Day/Year)
12/11/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Deferred Stock Units	(1)	12/11/2025		A		289		(1)	(1)	Common Stock	289	$0(2)	9,012.163	D
Deferred Stock Units	(1)							(1)	(1)	Common Stock	24,177		24,177	I	Deborah Addesso Exempt Irrevocable Trust f/b/o Dominic dated December 28, 2021
Deferred Stock Units	(1)							(1)	(1)	Common Stock	20,650		20,650	I	By D.J. Addesso Holdings, LLC

Explanation of Responses:

1. Deferred Stock Units become payable in shares of Common Stock one year after termination of service as a director.

2. Additional deferred stock units acquired pursuant to reinvestment terms under the director award agreement from a dividend paid on December 11, 2025, at $0.21 per share.

Remarks:

	/s/ Joe Jacumin, by power of attorney	12/15/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction was reported at Enact Holdings, Inc. (ACT)?

A director and chairperson of the board reported acquiring 289 deferred stock units on 12/11/2025, linked to Enact Holdings, Inc. common stock.

How were the 289 deferred stock units at Enact Holdings (ACT) acquired?

The 289 deferred stock units were acquired at $0.00 per unit under reinvestment terms from a dividend paid on December 11, 2025 at $0.21 per share.

How many deferred stock units does the reporting person hold directly after the transaction at Enact Holdings (ACT)?

Following the reported transaction, the reporting person directly beneficially owns 9,012.163 deferred stock units.

What indirect deferred stock unit holdings are reported for the Enact Holdings (ACT) insider?

Indirect holdings include 24,177 deferred stock units through the Deborah Addesso Exempt Irrevocable Trust f/b/o Dominic dated December 28, 2021 and 20,650 deferred stock units through D.J. Addesso Holdings, LLC.

When do the Enact Holdings (ACT) deferred stock units become payable?

The filing states that deferred stock units become payable in shares of common stock one year after termination of service as a director.

What role does the reporting person hold at Enact Holdings, Inc. (ACT)?

The reporting person is identified as a Director and also as Chairperson of the Board of Enact Holdings, Inc.