Enact Holdings (ACT) CEO logs RSU grant, conversion and tax share disposal

Rhea-AI Filing Summary

Enact Holdings, Inc. President and CEO Rohit Gupta reported equity compensation activity. On February 13, 2026, he received a grant of 38,092 Restricted Stock Units, which vest and convert to common stock in three equal annual installments beginning on February 13, 2027. On February 17, 2026, he exercised 18,771 RSUs, converting them into the same number of common shares, and then 8,155 common shares were disposed of at $43.29 per share to satisfy tax withholding obligations related to vested RSUs. Following these transactions, he directly owned 401,785 shares of common stock.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Gupta Rohit

(Last) (First) (Middle)

C/O ENACT HOLDINGS, INC.

8325 SIX FORKS ROAD

(Street)

RALEIGH NC 27615

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Enact Holdings, Inc. [ ACT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	President and CEO

3. Date of Earliest Transaction (Month/Day/Year)
02/13/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/17/2026		M		18,771	A	(1)	409,940	D
Common Stock	02/17/2026		F		8,155(2)	D	$43.29	401,785	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	02/13/2026		A		38,092		(3)	(3)	Common Stock	38,092	$0	38,092	D
Restricted Stock Units	(1)	02/17/2026		M			18,771	(4)	(4)	Common Stock	18,771	$0	18,762	D

Explanation of Responses:

1. Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

2. The Company withheld shares of common stock to satisfy the tax withholding obligation for the Reporting Person's Restricted Stock Units that vested on February 16, 2026 based on the closing price on February 13, 2026

3. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 13, 2027

4. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 16, 2025

Remarks:

	/s/ Joe Jacumin, by power of attorney	02/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions did Enact Holdings (ACT) CEO Rohit Gupta report?

Rohit Gupta reported an RSU grant, an RSU conversion, and a tax-related share disposition. He received 38,092 RSUs, converted 18,771 RSUs into common stock, and 8,155 shares were disposed of to cover tax withholding obligations tied to vested RSUs.

How many Restricted Stock Units were granted to the Enact (ACT) CEO in this Form 4?

The CEO received a grant of 38,092 Restricted Stock Units. According to the filing, these units settle into common stock on a 1:1 basis and will vest and convert in three equal annual installments starting on February 13, 2027, subject to the grant terms.

What is the vesting schedule for Rohit Gupta’s new RSUs at Enact Holdings (ACT)?

The 38,092 Restricted Stock Units vest in three equal annual installments. Vesting and conversion to common stock begin on February 13, 2027, with one-third vesting each year thereafter, as long as the applicable vesting conditions in the award agreement are satisfied.

Why were 8,155 Enact Holdings (ACT) shares disposed of in this Form 4?

8,155 common shares were disposed of to satisfy tax withholding obligations. The company withheld these shares in connection with RSUs that vested on February 16, 2026, using the closing price on February 13, 2026 of $43.29 per share to determine the withholding amount.

How did these transactions change Rohit Gupta’s Enact Holdings (ACT) common stock ownership?

After the reported transactions, Rohit Gupta directly owned 401,785 common shares. This reflects the conversion of 18,771 RSUs into common stock and the tax-withholding disposition of 8,155 shares, as detailed in the Form 4 ownership figures following each transaction.

How do Rohit Gupta’s Enact (ACT) RSUs convert into common stock?

Each Restricted Stock Unit converts into one share of Enact common stock. The filing states that RSUs settle on a 1:1 basis and vest according to their specific schedules, after which they convert into common stock and become part of the insider’s direct holdings.