Enact Holdings (ACT) CFO receives RSU grant and settles units into stock

Rhea-AI Filing Summary

Enact Holdings, Inc. executive Mitchell Hardin Dean, EVP, CFO and Treasurer, reported equity compensation transactions involving restricted stock units (RSUs) and common stock. On February 13, 2026, he received a grant of 13,165 RSUs, each settling into one share of common stock and vesting in three equal annual installments beginning February 13, 2027.

On February 17, 2026, 6,262 RSUs were exercised and converted into 6,262 shares of common stock at no cost, while 1,781 shares of common stock were withheld at $43.29 per share to cover tax obligations for RSUs that vested on February 16, 2026.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Mitchell Hardin Dean

(Last) (First) (Middle)

C/O ENACT HOLDINGS, INC.

8325 SIX FORKS ROAD

(Street)

RALEIGH NC 27615

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Enact Holdings, Inc. [ ACT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, CFO and Treasurer

3. Date of Earliest Transaction (Month/Day/Year)
02/13/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/17/2026		M		6,262	A	(1)	115,560	D
Common Stock	02/17/2026		F		1,781(2)	D	$43.29	113,779	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	02/13/2026		A		13,165		(3)	(3)	Common Stock	13,165	$0	13,165	D
Restricted Stock Units	(1)	02/17/2026		M			6,262	(4)	(4)	Common Stock	6,262	$0	6,250	D

Explanation of Responses:

1. Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

2. The Company withheld shares of common stock to satisfy the tax withholding obligation for the Reporting Person's Restricted Stock Units that vested on February 16, 2026 based on the closing price on February 13, 2026

3. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 13, 2027

4. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 16, 2025

Remarks:

	/s/ Joe Jacumin, by power of attorney	02/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
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FAQ

What insider transactions did Enact Holdings (ACT) report for Mitchell Hardin Dean?

Enact Holdings reported that EVP, CFO and Treasurer Mitchell Hardin Dean received a grant of 13,165 restricted stock units and exercised 6,262 RSUs into common shares, with 1,781 shares withheld to cover tax obligations related to vesting RSUs.

How many restricted stock units did Enact Holdings (ACT) grant to its CFO?

Mitchell Hardin Dean received a grant of 13,165 restricted stock units. Each RSU will settle into one share of Enact Holdings common stock, vesting in three equal annual installments starting February 13, 2027, subject to the continued vesting schedule terms.

When do the newly granted Enact Holdings (ACT) RSUs vest for the CFO?

The 13,165 restricted stock units granted to Mitchell Hardin Dean vest in three equal annual installments beginning on February 13, 2027. Upon vesting, each RSU converts into one share of Enact Holdings common stock, increasing his equity-based compensation position over time.

What was the nature of the RSU exercise reported by Enact Holdings (ACT)?

On February 17, 2026, 6,262 restricted stock units held by Mitchell Hardin Dean were exercised and converted into 6,262 shares of common stock at a price of $0.00 per share, reflecting a derivative exercise rather than an open-market purchase transaction.

Why did Enact Holdings (ACT) withhold 1,781 shares from its CFO?

Enact Holdings withheld 1,781 shares of common stock at $43.29 per share to satisfy Mitchell Hardin Dean’s tax withholding obligations for restricted stock units that vested on February 16, 2026, as permitted by the company’s equity compensation arrangements.

How do Enact Holdings (ACT) RSUs convert into common stock for executives?

Each Enact Holdings restricted stock unit held by executives settles into one share of common stock on a 1:1 basis. Units vest over time according to award terms, then convert into common shares, sometimes accompanied by share withholding to cover associated tax liabilities.