Enact Holdings (ACT) EVP reports new RSU grant and tax share withholding

Rhea-AI Filing Summary

Enact Holdings EVP & Chief Operations Officer Brian Gould reported multiple equity award transactions. He received a grant of 3,901 Restricted Stock Units that vest in three equal annual installments beginning on February 13, 2027. On February 17, 2,009 RSUs were exercised into 2,009 shares of common stock, and 595 shares of common stock were withheld at $43.29 per share to cover tax obligations on vested RSUs. After these transactions, he directly owned 32,888 shares of common stock and 5,898 RSUs in total.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Gould Brian

(Last) (First) (Middle)

C/O ENACT HOLDINGS, INC.

8325 SIX FORKS ROAD

(Street)

RALEIGH NC 27615

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Enact Holdings, Inc. [ ACT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP & Chief Operations Officer

3. Date of Earliest Transaction (Month/Day/Year)
02/13/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/17/2026		M		2,009	A	(1)	33,483	D
Common Stock	02/17/2026		F		595(2)	D	$43.29	32,888	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	02/13/2026		A		3,901		(3)	(3)	Common Stock	3,901	$0	3,901	D
Restricted Stock Units	(1)	02/17/2026		M			2,009	(4)	(4)	Common Stock	2,009	$0	1,997	D

Explanation of Responses:

1. Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

2. The Company withheld shares of common stock to satisfy the tax withholding obligation for the Reporting Person's Restricted Stock Units that vested on February 16, 2026 based on the closing price on February 13, 2026

3. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 13, 2027

4. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 16, 2025

Remarks:

	/s/ Joe Jacumin, by power of attorney	02/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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FAQ

What insider transactions did Enact Holdings (ACT) report for Brian Gould?

Brian Gould reported RSU grants, an RSU conversion, and a tax-related share withholding. He received 3,901 new Restricted Stock Units, converted 2,009 RSUs into common stock, and had 595 shares withheld to satisfy tax obligations tied to vested RSUs.

How many Restricted Stock Units did Brian Gould receive from Enact Holdings (ACT)?

Brian Gould received 3,901 Restricted Stock Units. According to the disclosure, these RSUs vest and convert into common stock in three equal annual installments beginning on February 13, 2027, reflecting ongoing equity-based compensation for the executive.

When do Brian Gould’s new Enact Holdings (ACT) RSUs vest?

The newly granted 3,901 Restricted Stock Units vest in three equal annual installments starting February 13, 2027. Earlier RSU awards referenced in the filing vest in three equal annual installments beginning on February 16, 2025, under previously granted equity awards.

What happened when Enact Holdings (ACT) RSUs converted on February 17, 2026?

On February 17, 2026, 2,009 Restricted Stock Units were exercised and converted into 2,009 shares of Enact Holdings common stock. These transactions were reported as derivative exercises and did not involve a purchase price being paid per share by the executive.

Why were 595 Enact Holdings (ACT) shares disposed of in the Form 4?

595 shares of common stock were withheld by the company to cover tax withholding obligations on RSUs that vested on February 16, 2026. The withholding price was $43.29 per share, reflecting a tax-withholding disposition rather than an open-market sale.

How many Enact Holdings (ACT) shares does Brian Gould own after these transactions?

After the reported transactions, Brian Gould directly owned 32,888 shares of Enact Holdings common stock. He also held 5,898 Restricted Stock Units in total, each RSU settling into one share of common stock on a one-for-one basis when it vests.