Enact Holdings (ACT) CFO logs RSU conversion and tax share withholding

Rhea-AI Filing Summary

Enact Holdings, Inc. executive Mitchell Hardin Dean, EVP, CFO and Treasurer, reported the vesting of restricted stock units and related share movements. On February 9, 2026, 7,095 restricted stock units were converted into an equal number of shares of common stock, increasing his direct holdings to 111,470 shares.

On the same date, 2,172 shares of common stock were withheld by the company at a price of $42.39 per share to satisfy tax withholding obligations tied to this vesting, leaving Dean with 109,298 shares of common stock held directly after the transactions.

Insider Trade Summary

7,095 shares exercised/converted

Mixed 3 txns

Insider Mitchell Hardin Dean

Role EVP, CFO and Treasurer

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units	7,095	$0.00	--
Exercise	Common Stock	7,095	$0.00	--
Tax Withholding	Common Stock	2,172	$42.39	$92K

Holdings After Transaction: Restricted Stock Units — 0 shares (Direct); Common Stock — 111,470 shares (Direct)

Footnotes (1)

1. Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis. The Company withheld shares of common stock to satisfy the tax withholding obligation for the Reporting Person's Restricted Stock Units that vested on February 9, 2026 Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 9, 2024

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Mitchell Hardin Dean

(Last) (First) (Middle)

C/O ENACT HOLDINGS, INC.

8325 SIX FORKS ROAD

(Street)

RALEIGH NC 27615

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Enact Holdings, Inc. [ ACT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, CFO and Treasurer

3. Date of Earliest Transaction (Month/Day/Year)
02/09/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/09/2026		M		7,095	A	(1)	111,470	D
Common Stock	02/09/2026		F		2,172(2)	D	$42.39	109,298	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	02/09/2026		M			7,095	(3)	(3)	Common Stock	7,095	$0	0	D

Explanation of Responses:

1. Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

2. The Company withheld shares of common stock to satisfy the tax withholding obligation for the Reporting Person's Restricted Stock Units that vested on February 9, 2026

3. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 9, 2024

Remarks:

	/s/ Joe Jacumin, by power of attorney	02/11/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Enact Holdings (ACT) report for Mitchell Hardin Dean?

Enact Holdings reported that EVP, CFO and Treasurer Mitchell Hardin Dean had 7,095 restricted stock units convert into common stock on February 9, 2026. These units settled 1:1 into shares, reflecting routine equity compensation vesting rather than an open-market purchase.

How many Enact Holdings (ACT) shares does Mitchell Hardin Dean own after this Form 4?

After the reported transactions on February 9, 2026, Mitchell Hardin Dean directly owns 109,298 shares of Enact Holdings common stock. This figure reflects both the 7,095 shares received from restricted stock unit conversion and the 2,172 shares withheld to cover associated tax obligations.

Were any Enact Holdings (ACT) shares sold by Mitchell Hardin Dean in this filing?

The filing shows no open-market sale by Mitchell Hardin Dean. Instead, 2,172 shares of common stock were withheld by the company at $42.39 per share solely to satisfy tax withholding obligations tied to his vested restricted stock units on February 9, 2026.

What does transaction code M mean in the Enact Holdings (ACT) Form 4?

Transaction code M indicates an exercise or conversion of a derivative security. Here, it reflects 7,095 restricted stock units converting into 7,095 shares of Enact Holdings common stock, settling on a 1:1 basis as part of Dean’s equity compensation vesting on February 9, 2026.

What does transaction code F represent in this Enact Holdings (ACT) insider filing?

Transaction code F represents a tax-withholding disposition. In this case, 2,172 Enact Holdings common shares were withheld at $42.39 per share to cover Mitchell Hardin Dean’s tax liability arising from his restricted stock units that vested and converted on February 9, 2026.

How do Mitchell Hardin Dean’s restricted stock units in Enact Holdings (ACT) vest?

The restricted stock units vest and convert to Enact Holdings common stock in three equal annual installments beginning on February 9, 2024. Each restricted stock unit settles into one share of common stock, aligning executive compensation with the company’s long-term share performance over the vesting period.