Welcome to our dedicated page for Affinity Bancshares SEC filings (Ticker: AFBI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Affinity Bancshares Inc. may be a community bank, but its disclosures span hundreds of pages of loan-quality tables, interest-rate gap schedules, and localized credit data. If you have ever searched "Affinity Bancshares SEC filings explained simply" or wondered how last quarter’s surge in commercial real-estate loans shows up in a 10-Q, you are in the right place.
Our platform layers Stock Titan’s AI on top of every document the moment it hits EDGAR. Whether you need the Affinity Bancshares quarterly earnings report 10-Q filing for margin trends or the Affinity Bancshares annual report 10-K simplified for allowance-for-loan-losses detail, we translate technical language into clear takeaways. Real-time alerts surface Affinity Bancshares Form 4 insider transactions so you can track director purchases alongside market moves, and the engine flags any Affinity Bancshares 8-K material events explained in everyday language.
Investors typically drill into three areas: credit quality, liquidity, and management incentives. Here’s how each filing helps:
- Form 4 feeds highlight Affinity Bancshares insider trading Form 4 transactions and provide executive stock transactions Form 4 context.
- 10-Q and 10-K reports deliver loan-portfolio metrics, with our AI producing concise Affinity Bancshares earnings report filing analysis.
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From real-time Affinity Bancshares Form 4 insider transactions – real-time alerts to “understanding Affinity Bancshares SEC documents with AI,” every disclosure is searchable, summarized, and ready to guide your decision-making.
Affinity Bancshares, Inc. (AFBI) Chief Operations Officer reported a small share transaction on a Form 4. On 11/16/2025, 192 shares of common stock were disposed of at $19.36 under code "F", indicating shares were withheld, typically to cover taxes on equity awards. After this, the officer beneficially owns 2,608 common shares directly and 2,630 shares indirectly through an ESOP. Some of the directly held shares are restricted stock that vests 20% per year starting November 16, 2024.
The officer also holds stock options on AFBI common stock with exercise prices of $7.77, $14.85, and $14.49, with expiration dates ranging from April 30, 2030 to November 16, 2033. One option grant is fully vested, while two others vest 20% per year from July 1, 2023 and November 16, 2024.
Affinity Bancshares, Inc. (AFBI) reported an insider transaction by its SVP and Chief Financial Officer on a Form 4. On 11/16/2025, the officer disposed of 274 shares of common stock at $19.36 under transaction code F. After this transaction, the officer beneficially owned 21,415 shares of common stock directly and 2,857 shares indirectly through an ESOP. The filing also lists stock options on 44,?02 shares (13,602 at $7.77, 10,000 at $14.85, 10,000 at $14.40, and 10,000 at $14.49), with various vesting schedules at 20% per year and expirations between 2030 and 2033.
Affinity Bancshares, Inc. (AFBI) executive vice president and chief credit officer reported an insider transaction involving company stock. On 11/16/2025, the officer had 1,400 shares of common stock withheld at a price of $19.36 per share, coded as an "F" transaction, which typically reflects shares withheld to cover taxes on equity awards. After this transaction, the officer directly holds 12,569 shares of common stock, with additional indirect holdings of 1,000 shares through an IRA and 3,938 shares through an ESOP. The filing also lists several stock option awards on AFBI common stock with exercise prices between $7.77 and $14.85 and expiration dates ranging from April 2030 to November 2033, some of which are fully vested and others vesting in annual installments.
Affinity Bancshares (AFBI) reported third‑quarter results, showing steady core performance. Net income was $2.2 million, up from $1.7 million a year ago, with diluted EPS of $0.34 versus $0.26. Net interest income rose to $7.8 million from $7.4 million as interest income increased while interest expense remained elevated. Provision for credit losses was minimal at $12 thousand, and noninterest expenses declined year over year.
Total assets reached $925.2 million, driven by loan growth to $729.5 million and higher cash and equivalents of $84.8 million. Deposits grew to $739.4 million, while Federal Home Loan Bank advances were $54.0 million. The allowance for credit losses on loans was $8.6 million. For the nine months, net income was $6.2 million versus $4.1 million last year. Stockholders’ equity was $125.4 million, aided by improved accumulated other comprehensive loss as securities valuations recovered.
Robert Vickers, Chief Operations Officer of Affinity Bancshares, Inc. (AFBI), reported an open-market sale of company stock and disclosed his existing option holdings. On 08/25/2025 he sold 7,565 shares of common stock at $19.47 per share, resulting in 2,800 shares held directly and 2,630 shares held indirectly
Affinity Bancshares, Inc. reported continued balance-sheet growth and improved profitability for the period ended June 30, 2025. Total assets rose to $933.8 million, up $67.0 million (7.8%), driven by loan growth to $731.1 million and a larger cash position with cash and cash equivalents of $89.7 million. Total deposits increased 11.3% to $749.3 million, supporting a loan-to-deposit ratio of 97.6%.
Profitability strengthened: net income for the quarter was $2.152 million (basic EPS $0.34, diluted EPS $0.33), and six-month net income was $3.983 million. Net interest income before provision rose modestly to $7.778 million, though net interest margin compressed to 3.57% from 3.71%. Credit metrics were stable with an allowance for credit losses of $8.542 million (about 1.17% of loans) and a small provision this quarter. Equity declined to $124.1 million primarily due to an $8.8 million special dividend and $2.1 million of share repurchases. The investment portfolio carried approximately $6.7 million of unrealized losses, largely attributed to market rate movements.
Form 4 highlight: On 07/28/2025 Affinity Bancshares (AFBI) CFO Brandi C. Pajot satisfied payroll-tax obligations related to restricted-stock vesting by surrendering 275 shares at $19.37 (Transaction Code F). No open-market sale occurred.
Post-transaction holdings equal 21,689 directly owned shares and 2,857 indirect ESOP shares, signalling continued insider alignment.
The filing also restates her option inventory: 13,602 fully-vested options exercisable at $7.77 (exp. 2030) and three additional 10,000-share grants struck at $14.40–$14.85 that vest 20 % annually through 2029-2033. None were exercised or cancelled.
Because the share reduction was purely for tax withholding and total ownership remains substantial, the event is regarded as neutral for investors.
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