Affinity Bancshares SVP-CFO files Form 4 insider stock transaction

Rhea-AI Filing Summary

Affinity Bancshares, Inc. (AFBI) reported an insider transaction by its SVP and Chief Financial Officer on a Form 4. On 11/16/2025, the officer disposed of 274 shares of common stock at $19.36 under transaction code F. After this transaction, the officer beneficially owned 21,415 shares of common stock directly and 2,857 shares indirectly through an ESOP. The filing also lists stock options on 44,?02 shares (13,602 at $7.77, 10,000 at $14.85, 10,000 at $14.40, and 10,000 at $14.49), with various vesting schedules at 20% per year and expirations between 2030 and 2033.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Pajot Brandi C

(Last) (First) (Middle)

3175 HIGHWAY 278

(Street)

COVINGTON GA 30014

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Affinity Bancshares, Inc. [ AFBI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SVP - Chief Financial Officer

3. Date of Earliest Transaction (Month/Day/Year)
11/16/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	11/16/2025		F		274	D	$19.36	21,415(1)(2)(3)	D
Common Stock								2,857	I	By ESOP

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Options	$7.77							04/30/2021	04/30/2030	Common Stock	13,602(4)		13,602(4)	D
Stock Options	$14.85							07/01/2023	07/01/2032	Common Stock	10,000(5)		10,000(5)	D
Stock Options	$14.4							03/21/2024	03/21/2033	Common Stock	10,000(6)		10,000(6)	D
Stock Options	$14.49							11/16/2024	11/16/2033	Common Stock	10,000(7)		10,000(7)	D

Explanation of Responses:

1. Includes shares of restricted stock which vest at a rate of 20% per year commencing on July 28, 2023.

2. Includes shares of restricted stock which vest at a rate of 20% per year commencing on March 21, 2024.

3. Includes shares of restricted stock which vest at a rate of 20% per year commencing on November 16, 2024.

4. Stock options vest are fully vested.

5. Stock options vest at a rate of 20% per year commencing on July 1, 2023.

6. Stock options vest at a rate of 20% per year commencing on March 21, 2024.

7. Stock options vest at a rate of 20% per year commencing on November 16, 2024.

	/s/ Ned A. Quint, pursuant to power of attorney	11/17/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did AFBI report on this Form 4?

The Form 4 shows that the SVP and Chief Financial Officer of Affinity Bancshares, Inc. (AFBI) disposed of 274 shares of common stock on 11/16/2025 at a price of $19.36 per share under transaction code F.

How many AFBI shares does the reporting person own after the transaction?

Following the reported transaction, the officer beneficially owns 21,415 shares of AFBI common stock directly and 2,857 shares indirectly through an ESOP.

What is the role of the reporting person at Affinity Bancshares (AFBI)?

The reporting person is an officer of Affinity Bancshares, Inc., serving as SVP - Chief Financial Officer.

What derivative securities are reported in this AFBI Form 4?

The Form 4 lists stock options on AFBI common stock, including 13,602 options at an exercise price of $7.77, and three additional 10,000-option grants at exercise prices of $14.85, $14.40, and $14.49.

When do the AFBI stock options held by the reporting person expire?

The stock options reported have expiration dates of 04/30/2030, 07/01/2032, 03/21/2033, and 11/16/2033, depending on the specific grant.

How do the AFBI stock options vest for the reporting person?

According to the explanations, certain stock options vest at a rate of 20% per year starting on 07/01/2023, 03/21/2024, and 11/16/2024, while one option grant is stated to be fully vested.

Does the AFBI Form 4 mention restricted stock held by the officer?

Yes. The beneficially owned common stock total includes restricted shares that vest at a rate of 20% per year beginning on 07/28/2023, 03/21/2024, and 11/16/2024, as described in the explanation of responses.