Every 8-K that Aflac Inc. (AFL) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow AFL and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full AFL filings page.
Aflac Incorporated reported second quarter 2026 results with total revenues of $4.1 billion, a 1.0% decrease year over year. Net earnings were $825 million, or $1.63 per diluted share, up from $599 million, or $1.11 per diluted share, as net investment losses narrowed.
Adjusted earnings were $883 million, down 7.7%, with adjusted diluted EPS of $1.75 versus $1.78 a year ago. The annualized return on average shareholders’ equity was 10.9%, and adjusted return on equity excluding foreign currency remeasurement was 16.6%. The weaker yen reduced adjusted EPS by $0.05 in the quarter.
Aflac Japan’s pretax adjusted earnings in yen rose 3.4% with a 34.3% margin, while Aflac U.S. grew net earned premiums 2.3% but saw pretax adjusted earnings decline 4.6%. The company returned $1.3 billion to shareholders through $983 million of share repurchases and $309 million of dividends, and the board declared a third quarter dividend of $0.61 per share.
Aflac Incorporated reported that its wholly owned subsidiary, Aflac Life Insurance Japan Ltd., discovered on June 25, 2026 that an unauthorized third-party had unlawfully accessed certain Aflac Japan systems between June 15 and June 25, 2026. After detecting the breach, Aflac Japan suspended certain systems to contain the incident but continues serving policyholders.
The company has begun an investigation, engaged external cybersecurity experts, and determined that some affected files include policy and coverage details, personal data, and bank account information. Aflac Japan has notified the Japan Financial Services Agency and other authorities and plans to notify impacted individuals. The incident is limited to systems in Japan, and U.S. business systems were not accessed. The full scope and potential impact have not yet been determined.
Aflac Incorporated has issued four tranches of senior unsecured notes in the Japanese market. The company sold ¥3,100,000,000 of 2.117% Senior Notes due 2029, ¥41,800,000,000 of 2.802% Senior Notes due 2031, ¥13,100,000,000 of 3.123% Senior Notes due 2033, and ¥7,900,000,000 of 3.482% Senior Notes due 2036 in a public offering under its shelf registration.
The notes pay interest semi-annually on May 28 and November 28, starting November 28, 2026, and are redeemable at par at the company’s option on specified par call dates before maturity. They rank equally with Aflac’s other existing and future unsecured senior debt, are governed by an existing indenture and supplemental indentures, and the net proceeds are earmarked for general corporate purposes.
Aflac Incorporated issued $500,000,000 aggregate principal amount of 5.150% Senior Notes due 2036 in a public offering under its shelf registration. These notes are general unsecured senior obligations of the company.
The notes pay interest at 5.150% per year, with semi-annual payments each May 14 and November 14, starting on November 14, 2026. Aflac may redeem the notes before maturity, with a make-whole redemption formula applying before the Par Call Date of February 14, 2036, and par redemption available on or after that date.
The company intends to use the net proceeds from this debt offering for general corporate purposes. The issuance was completed through an underwriting syndicate led by major investment banks and is governed by an existing indenture and a new supplemental indenture that set out customary covenants and events of default.
Aflac Incorporated reported the voting results from its Annual Meeting of Shareholders held on May 4, 2026. Shareholders elected 11 directors, approved a non-binding advisory vote on executive compensation, and ratified KPMG LLP as the independent registered public accounting firm for the year ending December 31, 2026.
A shareholder proposal calling for an independent board chairman did not receive approval. Common stock entitled to vote totaled 515,183,672 shares, with 85,520,827 directly registered shares and 23,397,450 street-name shares each entitled to ten votes per share, resulting in 1,495,448,165 total voting rights. Shares held by J&A Alliance Trust represented 20% of the total voting power.
Aflac Incorporated reported strong headline results for the first quarter of 2026, with total revenues of $4.3 billion, up 27.9% from $3.4 billion a year earlier. Net earnings rose sharply to $1.0 billion, or $1.98 per diluted share, compared with $29 million, or $0.05 per diluted share, mainly reflecting a swing from large prior-year investment losses to net investment gains.
Underlying performance was steadier. Adjusted earnings were $901 million versus $906 million a year ago, a 0.6% decline, while adjusted EPS increased 5.4% to $1.75, helped by share repurchases; foreign exchange reduced adjusted EPS by $0.02. The annualized adjusted return on equity excluding foreign currency remeasurement was 16.4%, indicating solid profitability.
In Japan, pretax adjusted earnings increased to ¥119.1 billion (about $759 million), with margins improving despite lower premiums. In the U.S., net earned premiums grew 3.5% and pretax adjusted earnings edged up to $363 million. Corporate and other posted breakeven pretax adjusted earnings, down from a $43 million gain. Aflac returned $1.3 billion to shareholders through $1.0 billion of share repurchases and $315 million in dividends, and book value per share increased to $58.69.
Aflac Incorporated furnished information about its 2025 fourth quarter and full year 2025 financial results in connection with this current report. The company issued a press release, supplemental financial materials, and an investor presentation, and also provided a video discussion by its Senior Executive Vice President and Chief Financial Officer.
These materials, including the press release, financial supplement, transcript of the CFO’s comments, and presentation slides, are included as exhibits and referenced in full, giving investors multiple formats to review the company’s recent financial performance and commentary.
Aflac Incorporated filed an 8-K announcing its 2025 third quarter results. The company furnished a press release and supplemental earnings materials as Exhibits 99.1 and 99.2 dated November 4, 2025.
Under Regulation FD, Aflac also posted a video presentation by Senior Executive Vice President and CFO Max Brodén on investors.aflac.com, with the transcript and slides furnished as Exhibits 99.3 and 99.4.
Aflac Incorporated entered into two contingent funding arrangements through Wynnton Funding Trusts that issued $1,000,000,000 of 2035 P-Caps and $1,000,000,000 of 2055 P-Caps to institutional investors. In return, Aflac pays a 0.9875% facility fee per annum on an unexercised right to issue up to $1,000,000,000 of 5.251% Senior Notes due 2035 and a 1.1218% facility fee per annum on an unexercised right to issue up to $1,000,000,000 of 5.991% Senior Notes due 2055. These Issuance Rights can be exercised voluntarily or automatically upon events such as missed facility fee payments, certain bankruptcy events, or if Aflac’s consolidated net worth (excluding accumulated other comprehensive income and certain non-controlling interests) falls below $10 billion, giving the company pre-arranged access to long-dated senior funding.
Aflac disclosed a cybersecurity incident detected on June 12, 2025, where unauthorized access to its network was identified. The company contained the intrusion within hours, and importantly, no ransomware was involved. Business operations remain functional with normal customer service capabilities intact.
Key aspects of the security breach:
- Potentially compromised data includes claims information, health information, social security numbers, and personal information
- Affected parties may include customers, beneficiaries, employees, agents, and other U.S. business individuals
- Company has engaged third-party cybersecurity experts
- Will provide free credit monitoring and identity theft protection to affected individuals
The full scope and financial impact remain undetermined as the review is in early stages. The company will notify relevant regulators and affected individuals. This incident could pose legal, reputational, and financial risks, potentially leading to regulatory inquiries, enforcement actions, litigation, or business losses.