AFLAC INC Insider Trading Activity

Aflac Incorporated reported an insider transaction by its Sr.

Accepted by SEC EDGAR 11/18/2025 - 04:20 PM EST Learn about SEC filing dates

Rhea-AI Filing Summary

Aflac Incorporated reported an insider transaction by its Sr. Executive Vice President, Audrey B. Tillman. On 11/14/2025, she exercised an employee stock option to buy 3,452 shares of common stock at $28.965 per share and on the same date sold 3,452 shares at $115.10 per share. After these transactions, she directly holds 230,688 shares of Aflac common stock, plus 17,899 shares through a 401(k) plan and 9 shares held by her children. Following the option exercise, she continues to hold 15,862 employee stock options.

Insider Trade Summary

Exercise and Sale: 3,452 shares ($297K approx. pre-tax spread)

Exercise and Sale 3 txns

Insider TILLMAN AUDREY B

Role Sr. Executive Vice President

Sold 3,452 shs ($397K)

Approx. gross sale proceeds $397K

Approx. exercise cost $100K

Approx. pre-tax spread $297K

Share of Position Sold 1.5%

Type	Security	Shares	Price	Value
Exercise	Employee Stock Option (right to buy)	3,452	$0.00	$0.00
Exercise	Common Stock	3,452	$28.965	$100K
Sale	Common Stock	3,452	$115.10	$397K
Holding	Common Stock	--	--	--
Holding	Common Stock	--	--	--

Holdings After Transaction: Employee Stock Option (right to buy) — 15,862 contracts (Direct); Common Stock — 230,688 shares (Direct); Common Stock — 17,899 shares (Indirect, 401(K) Plan); Common Stock — 9 shares (Indirect, By Children)

Holdings Before and After: Employee Stock Option (right to buy), 19,314 to 15,862 contracts (Direct); Common Stock, 230,688 to 230,688 shares (Direct)

Other Insiders: 2 other insiders reported open-market sales of this stock in the 30 days up to this filing.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

TILLMAN AUDREY B

(Last) (First) (Middle)

C/O AFLAC INCORPORATED

1932 WYNNTON ROAD

(Street)

COLUMBUS GA 31999

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
AFLAC INC [ AFL ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Sr. Executive Vice President

3. Date of Earliest Transaction (Month/Day/Year)
11/14/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	11/14/2025		M		3,452	A	$28.965	234,140	D
Common Stock	11/14/2025		S		3,452	D	$115.1	230,688	D
Common Stock								17,899	I	401(K) Plan
Common Stock								9	I	By Children

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Employee Stock Option (right to buy)	$28.965	11/14/2025		M			3,452	02/09/2019	02/09/2026	Common Stock	3,452	$0	15,862	D

Explanation of Responses:

Remarks:

	By: Brooke R. Phillips For: Audrey B. Tillman	11/18/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.