Aflac (NYSE: AFL) executive reports bona fide stock gifts in Form 4 filing

Rhea-AI Filing Summary

Aflac Sr. Executive Vice President Audrey B. Tillman reported bona fide gifts of company common stock. She gifted 1,028 shares on February 12, 2026 and 9 shares on February 13, 2026, both at a stated price of $0 per share.

After these transfers, she directly owned 257,923 Aflac shares. She also indirectly held 18,003 shares through a 401(k) plan and 9 shares held by her children as of the reported dates.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

TILLMAN AUDREY B

(Last) (First) (Middle)

C/O AFLAC INCORPORATED

1932 WYNNTON ROAD

(Street)

COLUMBUS GA 31999

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
AFLAC INC [ AFL ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Sr. Executive Vice President

3. Date of Earliest Transaction (Month/Day/Year)
02/12/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/12/2026		G		1,028	D	$0	257,932	D
Common Stock	02/13/2026		G		9	D	$0	257,923	D
Common Stock								18,003	I	401(K) Plan
Common Stock								9	I	By Children

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

	By: Brooke R. Phillips For: Audrey B. Tillman	02/17/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did AFL (Aflac) report in this Form 4?

The filing reports that Sr. Executive Vice President Audrey B. Tillman made bona fide gifts of Aflac common stock. She transferred 1,028 shares on February 12, 2026 and 9 shares on February 13, 2026, both recorded at a price of $0 per share.

Did the Aflac (AFL) executive sell or buy shares in this Form 4?

No open-market sales or purchases were reported. The Form 4 shows bona fide gifts of Aflac common stock by Sr. Executive Vice President Audrey B. Tillman, using transaction code "G," which indicates a gift transfer rather than a sale or purchase transaction.

How many Aflac (AFL) shares did Audrey B. Tillman gift?

She gifted a total of 1,037 Aflac common shares. This includes 1,028 shares transferred on February 12, 2026 and an additional 9 shares on February 13, 2026, both reported as bona fide gifts at a stated price of $0 per share.

How many Aflac (AFL) shares does Audrey B. Tillman own after the gifts?

After the reported gifts, she directly owned 257,923 Aflac common shares. The Form 4 also shows 18,003 shares held indirectly through a 401(k) plan and 9 shares held indirectly by her children, reflecting different forms of beneficial ownership.

What is Audrey B. Tillman’s role at Aflac (AFL) in this Form 4?

The Form 4 identifies Audrey B. Tillman as an officer of Aflac, serving as Sr. Executive Vice President. This role makes her a reporting person under Section 16, requiring disclosure of transactions in Aflac common stock such as the reported bona fide gifts.

What types of ownership are disclosed for AFL shares in this filing?

The filing shows both direct and indirect ownership. Audrey B. Tillman directly holds 257,923 Aflac common shares and indirectly holds 18,003 shares via a 401(k) plan plus 9 shares held by her children, reflecting different beneficial ownership categories.