Aflac (NYSE: AFL) EVP Steven Beaver gets stock grants, covers taxes

Rhea-AI Filing Summary

Aflac executive Steven Kent Beaver, EVP and CFO of Aflac Japan, reported equity awards and a related tax-withholding share disposition in Aflac Inc. common stock. On February 10, 2026, he acquired 11,032 and separately 2,158 common shares at $0 per share as grants under Aflac’s Long-Term Incentive Plan. On the same date, 3,646 shares were disposed of at $113.20 per share to satisfy tax obligations. After these transactions, he directly owned 47,912 Aflac common shares.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

BEAVER STEVEN KENT

(Last) (First) (Middle)

C/O AFLAC INCORPORATED

1932 WYNNTON ROAD

(Street)

COLUMBUS GA 31999

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
AFLAC INC [ AFL ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, CFO Aflac Japan

3. Date of Earliest Transaction (Month/Day/Year)
02/10/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/10/2026		A		11,032(1)	A	$0	49,400	D
Common Stock	02/10/2026		F		3,646	D	$113.2	45,754	D
Common Stock	02/10/2026		A		2,158(1)	A	$0	47,912	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Granted under the Aflac Incorporated Long-Term Incentive Plan (as Amended and Restated February 14, 2017).

Remarks:

	By: Brooke R. Phillips For: Steven Kent Beaver	02/12/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions did AFL executive Steven Kent Beaver report?

Steven Kent Beaver reported stock grants and a tax-withholding disposition of Aflac (AFL) shares. He received awards of 11,032 and 2,158 common shares at $0 and disposed of 3,646 shares at $113.20 to cover tax obligations.

How many Aflac (AFL) shares does Steven Kent Beaver own after these transactions?

After the reported Form 4 transactions, Steven Kent Beaver directly owns 47,912 Aflac (AFL) common shares. This figure reflects the combination of the equity grants received and the 3,646 shares disposed of to satisfy associated tax liabilities.

Were Steven Kent Beaver’s AFL stock transactions market purchases or equity awards?

The reported Aflac (AFL) transactions were equity awards and related tax withholding, not open-market purchases. Beaver acquired 11,032 and 2,158 shares at $0 per share as grants, consistent with compensation under Aflac’s Long-Term Incentive Plan.

Why were 3,646 Aflac (AFL) shares disposed of in this Form 4?

The 3,646 Aflac (AFL) shares were disposed of to pay tax obligations related to the equity awards. The filing classifies this as a tax-withholding disposition, where shares are delivered to cover taxes instead of the insider paying cash.

Under what plan were Steven Kent Beaver’s new AFL shares granted?

The new Aflac (AFL) shares reported as acquired were granted under the Aflac Incorporated Long-Term Incentive Plan, as amended and restated on February 14, 2017. This plan provides equity-based compensation to executives through stock awards and similar grants.

What is Steven Kent Beaver’s role at Aflac related to these stock grants?

Steven Kent Beaver is EVP, CFO Aflac Japan, and the reported awards reflect his executive role. As a senior officer, he receives Aflac (AFL) common stock grants under the company’s Long-Term Incentive Plan as part of his total compensation package.