Welcome to our dedicated page for Affirm Holdings SEC filings (Ticker: AFRM), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for Affirm Holdings, Inc. (NASDAQ: AFRM), a Nevada-incorporated consumer lending and payment network company. These filings offer detailed insight into Affirm’s corporate governance, financial reporting, capital arrangements, and executive compensation.
Affirm’s current reports on Form 8-K include disclosures about material agreements and corporate actions. For example, the company has filed an 8-K describing a Second Amended and Restated Installment Financing Services Agreement with Amazon.com Services LLC and Amazon Payments, Inc., under which Affirm will continue to make its closed-end installment loan products available to eligible consumers on Amazon.com and through the Amazon Pay widget on certain third-party retailer channels. Another 8-K explains the company’s reincorporation from Delaware to Nevada, noting that the Class A common stock continues to trade on the Nasdaq Global Select Market under the symbol AFRM.
Other 8-K filings furnish shareholder letters that discuss quarterly and annual financial results, including non-GAAP measures such as "revenue less transaction costs" and "adjusted operating income." Additional 8-Ks describe equity awards to executive officers, including restricted stock units and performance stock units tied to multi-year financial performance metrics, and report voting results from annual and special meetings of stockholders.
Affirm’s definitive proxy statement on Schedule 14A provides further detail on board structure, director elections, committee composition, compensation philosophy, and executive pay programs. It also outlines stockholder proposals, voting standards, and corporate governance practices.
On Stock Titan, these filings are updated as they are made available through EDGAR. AI-powered summaries can help explain the key points of lengthy documents such as 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and the DEF 14A proxy statement. Users can also review information related to equity awards and other items that may appear in Form 4 or other ownership-related filings, gaining a clearer view of how governance, compensation, and capital decisions are documented for Affirm.
Affirm Holdings, Inc. director Christa S. Quarles reported several equity changes involving Class A and Class B common stock. On April 2, 2026, she converted 60,445 shares of Class B common stock into the same number of Class A shares in a derivative conversion at $0.00 per share. That same day, 60,445 Class A shares were transferred to her former spouse under a divorce settlement agreement for no consideration, and she no longer beneficially owns those transferred securities. After these and an additional 3,462-share other transaction on April 1, 2026, Quarles directly held 122,358 shares of Class A common stock.
Affirm Holdings Chief Legal Officer Katherine Adkins reported routine equity compensation activity. On April 1, 2026, 1,401 Restricted Stock Units converted into 1,401 shares of Class A Common Stock at $0.00 per share, reflecting RSU vesting. Of these, 634 shares at $45.54 per share were withheld to cover tax obligations, rather than sold in the market. After these transactions, she directly held 138,542 shares of Class A Common Stock and 7,008 RSUs. Each RSU represents a right to receive one share of Class A Common Stock, vesting in 48 equal monthly installments that began on October 1, 2022, subject to continued service.
Affirm Holdings president Libor Michalek reported routine equity compensation activity. On April 1, 2026, restricted stock units converted into 2,335 shares of Class A Common Stock as part of a scheduled vesting.
Of these shares, 838 were withheld at $45.54 per share to cover tax obligations, leaving Michalek with 215,777 Class A shares held directly. An additional 868,114 Class A shares are held indirectly through the Michalek 2007 Family Trust, for which he and his spouse serve as trustees. The RSU grant vests in 48 equal monthly installments that began on October 1, 2022, contingent on continued service, and has no expiration date.
Affirm Holdings’ Chief Operating Officer Michael Linford reported routine equity compensation activity. On April 1, 2026, 2,335 restricted stock units converted into 2,335 shares of Class A Common Stock as part of a scheduled vesting grant.
To cover related tax obligations, 975 shares of Class A Common Stock were withheld at a reference price of $45.54 per share, rather than sold in the open market. After these transactions, Linford directly holds 109,571 shares of Class A Common Stock and 11,680 remaining restricted stock units, reflecting continued equity alignment with the company.
Affirm Holdings Inc: Amendment to a Schedule 13G/A by The Vanguard Group reports 0 shares beneficially owned and 0% of the class as of the filing. The filing states that on January 12, 2026 The Vanguard Group underwent an internal realignment and will report certain subsidiaries separately in reliance on SEC Release No. 34-39538.
The filing is signed by Ashley Grim, Head of Global Fund Administration, dated 03/26/2026, and explains that Vanguard no longer is deemed to have beneficial ownership over securities held by those disaggregated subsidiaries or divisions.
Affirm Holdings, Inc. Chief Financial Officer Robert O'Hare reported multiple equity compensation transactions dated March 1, 2026. Several blocks of restricted stock units (RSUs) were exercised or converted, consistent with their vesting schedules, each RSU representing one share of Class A common stock.
These conversions resulted in the acquisition of 18,430 shares of Class A common stock at a price of $0.0000 per share and a remaining direct holding of 10,418 shares after all transactions. In a separate transaction coded "F", 9,380 shares were disposed of at $46.98 per share to cover tax obligations tied to the RSU settlements.
Footnotes explain that different RSU grants vest in equal monthly or quarterly installments starting between 2022 and 2025, in some cases with 25% vesting on a specified date followed by 12 equal quarterly installments, all subject to O'Hare’s continued service with Affirm.
Affirm Holdings President Libor Michalek reported multiple equity compensation events. On March 1, 2026, restricted stock units converted into 11,362 shares of Class A common stock at $0.00 per share, increasing his directly held common stock to 218,359 shares.
To cover taxes tied to the RSU settlement, 4,079 shares of Class A common stock were withheld at $46.98 per share, leaving 214,280 directly held shares. Additional shares are held indirectly through the Michalek 2007 Family Trust, where he and his spouse serve as trustees.
Affirm Holdings Chief Accounting Officer Jiyane Siphelele reported RSU vesting and related share movements. On March 1, 2026, several grants of Restricted Stock Units were exercised or converted, including transactions that resulted in 11,547 shares of Class A Common Stock being acquired at a stated price of $0.00 per share.
In a separate transaction coded "F," 4,666 shares of Class A Common Stock at $46.98 per share were withheld to cover tax obligations tied to the RSU settlement, rather than sold in an open-market trade. Footnotes state that each RSU represents one share of Class A Common Stock and that the RSUs vest in equal quarterly installments over one- or three-year periods beginning on various dates, contingent on continued employment.
Affirm Holdings’ Chief Legal Officer Katherine Adkins reported RSU vesting and related share withholding. On March 1, 2026, multiple tranches of Restricted Stock Units were settled, resulting in the acquisition of 10,593 shares of Class A common stock at a stated price of $0.00 per share, bringing her direct Class A common stock holdings to 142,570 shares before tax withholding.
On the same date, 4,795 shares of Class A common stock were disposed of at $46.98 per share to satisfy tax obligations tied to the RSU settlements, leaving her with 137,775 directly held shares. Each RSU represents a right to receive one Class A share, and the grants vest in scheduled monthly or quarterly installments so long as she remains in continuous service with Affirm.
Affirm Holdings, Inc. Chief Operating Officer Michael Linford reported equity award activity involving restricted stock units and Class A common stock. On March 1, 2026, RSUs converted into 11,717 shares of Class A common stock, and 3,775 shares were withheld at $46.98 per share to cover tax obligations tied to the RSU vesting schedules.