Welcome to our dedicated page for Affirm Holdings SEC filings (Ticker: AFRM), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for Affirm Holdings, Inc. (NASDAQ: AFRM), a Nevada-incorporated consumer lending and payment network company. These filings offer detailed insight into Affirm’s corporate governance, financial reporting, capital arrangements, and executive compensation.
Affirm’s current reports on Form 8-K include disclosures about material agreements and corporate actions. For example, the company has filed an 8-K describing a Second Amended and Restated Installment Financing Services Agreement with Amazon.com Services LLC and Amazon Payments, Inc., under which Affirm will continue to make its closed-end installment loan products available to eligible consumers on Amazon.com and through the Amazon Pay widget on certain third-party retailer channels. Another 8-K explains the company’s reincorporation from Delaware to Nevada, noting that the Class A common stock continues to trade on the Nasdaq Global Select Market under the symbol AFRM.
Other 8-K filings furnish shareholder letters that discuss quarterly and annual financial results, including non-GAAP measures such as "revenue less transaction costs" and "adjusted operating income." Additional 8-Ks describe equity awards to executive officers, including restricted stock units and performance stock units tied to multi-year financial performance metrics, and report voting results from annual and special meetings of stockholders.
Affirm’s definitive proxy statement on Schedule 14A provides further detail on board structure, director elections, committee composition, compensation philosophy, and executive pay programs. It also outlines stockholder proposals, voting standards, and corporate governance practices.
On Stock Titan, these filings are updated as they are made available through EDGAR. AI-powered summaries can help explain the key points of lengthy documents such as 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and the DEF 14A proxy statement. Users can also review information related to equity awards and other items that may appear in Form 4 or other ownership-related filings, gaining a clearer view of how governance, compensation, and capital decisions are documented for Affirm.
Affirm Holdings, Inc. Chief Financial Officer Robert O'Hare reported multiple stock option exercises and a share sale. On January 5, 2026, he exercised several stock options for Class A common stock at exercise prices of $17.19, $22.30, $23.35, $41.80, $44.06 and $57.59, receiving corresponding shares that increased his direct holdings.
That same day, he sold 36,401 shares of Class A common stock at a price of $80.00 per share, leaving him with 1,368 shares of Class A common stock held directly. The filing states that the reported sales were made under a Rule 10b5-1 trading plan adopted on June 12, 2025. Several option grants continue to vest in monthly installments, contingent on his ongoing service with Affirm.
Affirm Holdings, Inc. reported the results of its 2025 annual meeting of stockholders held on December 15, 2025. Stockholders representing 93.4% of the combined voting power of Class A and Class B shares were present in person or by proxy, establishing a quorum.
All three proposals passed. Three Class II directors — Richard Galanti, Christa S. Quarles, and Manolo Sánchez — were elected to serve until the 2028 annual meeting. Stockholders also ratified the selection of Deloitte & Touche LLP as independent registered public accounting firm for the fiscal year ending June 30, 2026.
In addition, stockholders approved, on a non-binding advisory basis, the compensation of the company’s named executive officers as described in the proxy statement, indicating support for the current executive pay program.
Affirm Holdings, Inc. director received a new equity award in the form of restricted stock units. On 12/15/2025, the reporting person was granted 3,579 RSUs of Class A common stock at a stated price of $0 per unit under the company’s Amended and Restated 2012 Stock Plan. Each RSU represents the right to receive one share of Class A common stock.
The RSUs vest in full on the earlier of December 15, 2026 or the date of Affirm’s next annual meeting of stockholders, as long as the individual continues to serve as a non‑employee director until that time. After this grant, the director beneficially owns 40,172 shares of Affirm Class A common stock directly, aligning part of their compensation with long‑term shareholder value.
Affirm Holdings, Inc. disclosed that a non-employee director received a grant of 3,579 restricted stock units (RSUs) of Class A common stock on 12/15/2025. After this grant, the director beneficially owns 40,076 shares of Class A common stock. The RSUs were granted at a stated price of $0 per unit as part of the company’s Amended and Restated 2012 Stock Plan.
The RSUs vest in full on the earlier of December 15, 2026 or the date of Affirm’s next annual meeting of stockholders, as long as the individual continues to serve as a non-employee director until that date. Each RSU represents a contingent right to receive one share of Affirm’s Class A common stock, so the award directly ties the director’s compensation to the company’s equity.
Affirm Holdings, Inc. reported an equity award to one of its non-employee directors. On 12/15/2025, the director received 3,579 Restricted Stock Units (RSUs)$0 per unit. Each RSU represents the right to receive one share of Class A common stock.
The RSUs vest in full on the earlier of December 15, 2026 or the date of Affirm’s next annual meeting of stockholders, as long as the director continues to serve as a non-employee director until that date. After this grant, the reporting person beneficially owned 23,355 shares of Class A common stock directly.
Affirm Holdings, Inc. director reported a new equity award. On December 15, 2025, the reporting person acquired 3,579 restricted stock units (RSUs) of Class A common stock at a stated price of $0 under the company’s Amended and Restated 2012 Stock Plan. After this grant, the reporting person beneficially owns 11,700 shares of Class A common stock.
The RSUs vest in full on the earlier of December 15, 2026 or the date of Affirm’s next annual meeting of stockholders, as long as the individual continues to serve as a non-employee director until that date. Each RSU represents a contingent right to receive one share of Affirm’s Class A common stock.
Affirm Holdings, Inc. director reported receiving a new equity award in the form of restricted stock units (RSUs). On December 15, 2025, the reporting person was granted 3,579 RSUs of Class A common stock at a stated price of $0 under Affirm’s Amended and Restated 2012 Stock Plan. After this grant, the reporting person beneficially owns 315,977 shares of Class A common stock.
The RSUs vest in full on the earlier of December 15, 2026 or the date of Affirm’s next annual meeting of stockholders, as long as the individual continues serving as a non-employee director until that date. Each RSU represents the right to receive one share of Class A common stock when it vests, aligning the director’s compensation with shareholder interests over the coming service period.
Affirm Holdings, Inc. reported that one of its non-employee directors received an equity award in the form of restricted stock units (RSUs). On 12/15/2025, the director acquired 3,579 RSUs of Class A common stock at a stated price of $0 under the company’s Amended and Restated 2012 Stock Plan. Each RSU represents the right to receive one share of Class A common stock.
The RSUs vest in full on the earlier of December 15, 2026 or the date of Affirm’s next annual meeting of stockholders, as long as the individual continues serving as a non-employee director until that date. Following this grant, the reporting person beneficially owned 125,820 shares of Affirm Class A common stock in total.
Affirm Holdings, Inc. disclosed that one of its directors received a grant of restricted stock units (RSUs) covering 3,579 shares of Class A common stock on December 15, 2025 under the company’s Amended and Restated 2012 Stock Plan. The RSUs will vest in full on the earlier of December 15, 2026 or the date of Affirm’s next annual meeting of stockholders, as long as the director continues to serve as a non-employee director through that date.
Each RSU represents the right to receive one share of Class A common stock upon vesting. After this grant, the reporting person beneficially owns 48,801 shares of Affirm Class A common stock in total, reflecting equity-based compensation tied to ongoing board service rather than an open-market stock purchase.
Affirm Holdings (AFRM) reported a strong quarter for the three months ended September 30, 2025, with total revenue of $933.3 million, up from $698.5 million a year ago, and net income of $80.7 million versus a prior-year net loss of $100.2 million. Basic EPS was $0.24 and diluted EPS was $0.23.
Growth was broad-based: merchant network revenue reached $251.1 million and card network revenue was $69.3 million, while interest income rose to $454.1 million. Gain on sales of loans increased to $119.0 million and servicing income to $39.7 million. Operating expenses totaled $869.7 million, including provision for credit losses of $162.8 million and funding costs of $110.0 million, resulting in operating income of $63.7 million.
On the balance sheet, total assets were $11.48 billion, including cash and cash equivalents of $1.43 billion and loans held for investment, net, of $6.81 billion. Total liabilities were $8.18 billion, including notes issued by securitization trusts of $4.83 billion and funding debt of $1.78 billion. Stockholders’ equity was $3.30 billion. As of October 31, 2025, Class A shares outstanding were 289,362,771 and Class B were 40,710,867.
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