Welcome to our dedicated page for Affirm Holdings SEC filings (Ticker: AFRM), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for Affirm Holdings, Inc. (NASDAQ: AFRM), a Nevada-incorporated consumer lending and payment network company. These filings offer detailed insight into Affirm’s corporate governance, financial reporting, capital arrangements, and executive compensation.
Affirm’s current reports on Form 8-K include disclosures about material agreements and corporate actions. For example, the company has filed an 8-K describing a Second Amended and Restated Installment Financing Services Agreement with Amazon.com Services LLC and Amazon Payments, Inc., under which Affirm will continue to make its closed-end installment loan products available to eligible consumers on Amazon.com and through the Amazon Pay widget on certain third-party retailer channels. Another 8-K explains the company’s reincorporation from Delaware to Nevada, noting that the Class A common stock continues to trade on the Nasdaq Global Select Market under the symbol AFRM.
Other 8-K filings furnish shareholder letters that discuss quarterly and annual financial results, including non-GAAP measures such as "revenue less transaction costs" and "adjusted operating income." Additional 8-Ks describe equity awards to executive officers, including restricted stock units and performance stock units tied to multi-year financial performance metrics, and report voting results from annual and special meetings of stockholders.
Affirm’s definitive proxy statement on Schedule 14A provides further detail on board structure, director elections, committee composition, compensation philosophy, and executive pay programs. It also outlines stockholder proposals, voting standards, and corporate governance practices.
On Stock Titan, these filings are updated as they are made available through EDGAR. AI-powered summaries can help explain the key points of lengthy documents such as 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and the DEF 14A proxy statement. Users can also review information related to equity awards and other items that may appear in Form 4 or other ownership-related filings, gaining a clearer view of how governance, compensation, and capital decisions are documented for Affirm.
Affirm Holdings (AFRM) entered a new long‑term agreement with Amazon. On November 6, 2025, its subsidiary Affirm, Inc. signed a Second Amended and Restated Installment Financing Services Agreement with Amazon.com Services LLC and Amazon Payments, Inc. Effective February 1, 2026, the agreement runs for five years through January 2031 and then renews annually unless notice is given. Affirm will continue offering its closed‑end installment loans on Amazon.com and via the Amazon Pay widget on certain third‑party online channels.
Affirm also amended Amazon’s equity warrant. The amended warrant covers up to 15,000,000 Class A shares. The exercise price remains
Affirm Holdings, Inc. (AFRM) reported an insider equity update. On 11/01/2025, the company’s Chief Legal Officer settled restricted stock units (RSUs), acquiring 1,705 shares of Class A common stock at $0 via a derivative conversion, then had 772 shares withheld at $71.88 to cover taxes.
Following these transactions, the officer beneficially owned 124,419 shares directly. The RSU conversions included 1,401 shares and 304 shares. Remaining derivative holdings were 14,015 RSUs (vesting in 48 equal monthly installments beginning 10/01/2022) and 611 RSUs (vesting in 48 equal monthly installments beginning 02/01/2022), with each RSU representing one share of Class A common stock.
Affirm Holdings (AFRM) reported a Form 4 for its Chief Operating Officer. On November 1, 2025, 2,335 shares of Class A common stock were acquired at $0 through the settlement of vested RSUs (code M), and 983 shares were withheld to cover taxes at $71.88 per share (code F). Following these transactions, the officer directly owned 49,935 shares of Class A common stock.
The filing also lists 23,358 RSUs beneficially owned after the transaction. Each RSU equals one Class A share and vests in 48 equal monthly installments beginning October 1, 2022.
Affirm Holdings, Inc. (AFRM) reported an insider equity update on a Form 4. On 11/01/2025, an officer/director settled 2,335 Restricted Stock Units into Class A Common Stock (Code M) at $0, and 1,186 shares were withheld (Code F) at $71.88 to satisfy taxes.
Following these transactions, the reporting person beneficially owned 198,533 Class A shares directly and 868,114 indirectly through the Michalek 2007 Family Trust. The filing also notes 23,358 RSUs remaining. The RSUs vest in 48 equal monthly installments beginning October 1, 2022, subject to continuous service, and the grant has no expiration date.
Affirm Holdings (AFRM) filed its 2025 proxy for a virtual annual meeting on December 15, 2025 at 9:00 a.m. PT via www.proxydocs.com/AFRM. Stockholders of record as of October 17, 2025 may vote.
The agenda includes three items: elect three Class II directors (Richard Galanti, Christa S. Quarles, and Manolo Sánchez) to terms ending in 2028; ratify Deloitte & Touche LLP as independent auditor for the fiscal year ending June 30, 2026; and approve, on a non‑binding advisory basis, executive compensation. Directors are elected by a majority of votes cast.
Governance highlights include a Lead Independent Director (Christa S. Quarles), majority independent board, and established board committees. Financial highlights for fiscal 2025 show GMV $36.7B (up 38%), total revenue $3.2B (up 39%), revenue less transaction costs $1.5B (up 49%), operating loss ($87)M, adjusted operating income $778M, and net income $52.2M.
Affirm Holdings (AFRM) Chief Operating Officer reported routine equity activity on a Form 4. On 10/01/2025, 2,336 shares of Class A common stock were acquired at $0 upon RSU settlement (code M), and 985 shares were withheld at $74.42 to cover taxes (code F). Following these transactions, the reporting person directly beneficially owned 48,583 shares.
Each RSU represents one share of Class A common stock and vests in 48 equal monthly installments beginning October 1, 2022, subject to continued service.
Libor Michalek, President and Director of Affirm Holdings, Inc. (AFRM), reported transactions related to vested restricted stock units (RSUs) on 10/01/2025. 2,336 RSUs vested and were reported as acquired (code M) with a $0 price; those vested shares increased his direct beneficial ownership to 25,693 shares. To satisfy tax withholding on the vesting, 1,187 shares were withheld (transaction code F) at a per-share price of $74.42, reducing his direct holdings to 197,384 shares. The filing also shows an indirect holding of 868,114 Class A shares held by the Michalek 2007 Family Trust, of which he and his spouse are trustees. The RSUs vest monthly in 48 equal installments from 10/01/2022 and have no expiration.
Katherine Adkins, the company's Chief Legal Officer, reported transactions in Affirm Holdings, Inc. (AFRM) dated 10/01/2025. The filing shows an acquisition of 1,706 shares of Class A common stock recorded under code M at no cash price and a withholding/disposition of 773 shares at $74.42 to satisfy tax obligations, resulting in 123,486 shares beneficially owned after the reported transactions. Separate entries show the settlement of Restricted Stock Units: 305 RSUs and 1,401 RSUs were reported as acquired (code M) with a $0 price, yielding reported beneficial RSU holdings of 915 and 15,416 shares respectively. The filing notes these RSU grants vest in 48 equal monthly installments (one grant beginning February 1, 2022, the other October 1, 2022) and that the 773 shares were withheld to cover tax withholding on RSU settlement.
Max Levchin, Affirm Holdings, Inc. director, CEO and 10% owner, reported multiple transactions dated 09/22/2025 under a Rule 10b5-1 trading plan adopted March 17, 2025. The report shows the acquisition of 651,713 Class A shares via a performance-based award (conversion/exercise price $49) and several cash sales totaling 651,713 shares sold across price ranges from about $87.75 to $91.02, leaving 465,881, 206,176, 3,594, and 0 shares reported after respective transactions by line. He also reports indirect ownership of 735,294 Class A shares held by the Levchin 2012 Irrevocable Trust and states that 4,000,000 stock options from the Value Creation Award have been earned and vested as of the transaction date.
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