Welcome to our dedicated page for Affirm Holdings SEC filings (Ticker: AFRM), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for Affirm Holdings, Inc. (NASDAQ: AFRM), a Nevada-incorporated consumer lending and payment network company. These filings offer detailed insight into Affirm’s corporate governance, financial reporting, capital arrangements, and executive compensation.
Affirm’s current reports on Form 8-K include disclosures about material agreements and corporate actions. For example, the company has filed an 8-K describing a Second Amended and Restated Installment Financing Services Agreement with Amazon.com Services LLC and Amazon Payments, Inc., under which Affirm will continue to make its closed-end installment loan products available to eligible consumers on Amazon.com and through the Amazon Pay widget on certain third-party retailer channels. Another 8-K explains the company’s reincorporation from Delaware to Nevada, noting that the Class A common stock continues to trade on the Nasdaq Global Select Market under the symbol AFRM.
Other 8-K filings furnish shareholder letters that discuss quarterly and annual financial results, including non-GAAP measures such as "revenue less transaction costs" and "adjusted operating income." Additional 8-Ks describe equity awards to executive officers, including restricted stock units and performance stock units tied to multi-year financial performance metrics, and report voting results from annual and special meetings of stockholders.
Affirm’s definitive proxy statement on Schedule 14A provides further detail on board structure, director elections, committee composition, compensation philosophy, and executive pay programs. It also outlines stockholder proposals, voting standards, and corporate governance practices.
On Stock Titan, these filings are updated as they are made available through EDGAR. AI-powered summaries can help explain the key points of lengthy documents such as 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and the DEF 14A proxy statement. Users can also review information related to equity awards and other items that may appear in Form 4 or other ownership-related filings, gaining a clearer view of how governance, compensation, and capital decisions are documented for Affirm.
Affirm Holdings, Inc. reported an equity award to one of its non-employee directors. On 12/15/2025, the director received 3,579 Restricted Stock Units (RSUs) of Class A common stock under the company’s Amended and Restated 2012 Stock Plan at a stated price of $0 per unit. Each RSU represents the right to receive one share of Class A common stock.
The RSUs vest in full on the earlier of December 15, 2026 or the date of Affirm’s next annual meeting of stockholders, as long as the director continues to serve as a non-employee director until that date. After this grant, the reporting person beneficially owned 23,355 shares of Class A common stock directly.
Affirm Holdings, Inc. director reported a new equity award. On December 15, 2025, the reporting person acquired 3,579 restricted stock units (RSUs) of Class A common stock at a stated price of $0 under the company’s Amended and Restated 2012 Stock Plan. After this grant, the reporting person beneficially owns 11,700 shares of Class A common stock.
The RSUs vest in full on the earlier of December 15, 2026 or the date of Affirm’s next annual meeting of stockholders, as long as the individual continues to serve as a non-employee director until that date. Each RSU represents a contingent right to receive one share of Affirm’s Class A common stock.
Affirm Holdings, Inc. director reported receiving a new equity award in the form of restricted stock units (RSUs). On December 15, 2025, the reporting person was granted 3,579 RSUs of Class A common stock at a stated price of $0 under Affirm’s Amended and Restated 2012 Stock Plan. After this grant, the reporting person beneficially owns 315,977 shares of Class A common stock.
The RSUs vest in full on the earlier of December 15, 2026 or the date of Affirm’s next annual meeting of stockholders, as long as the individual continues serving as a non-employee director until that date. Each RSU represents the right to receive one share of Class A common stock when it vests, aligning the director’s compensation with shareholder interests over the coming service period.
Affirm Holdings, Inc. reported that one of its non-employee directors received an equity award in the form of restricted stock units (RSUs). On 12/15/2025, the director acquired 3,579 RSUs of Class A common stock at a stated price of $0 under the company’s Amended and Restated 2012 Stock Plan. Each RSU represents the right to receive one share of Class A common stock.
The RSUs vest in full on the earlier of December 15, 2026 or the date of Affirm’s next annual meeting of stockholders, as long as the individual continues serving as a non-employee director until that date. Following this grant, the reporting person beneficially owned 125,820 shares of Affirm Class A common stock in total.
Affirm Holdings, Inc. disclosed that one of its directors received a grant of restricted stock units (RSUs) covering 3,579 shares of Class A common stock on December 15, 2025 under the company’s Amended and Restated 2012 Stock Plan. The RSUs will vest in full on the earlier of December 15, 2026 or the date of Affirm’s next annual meeting of stockholders, as long as the director continues to serve as a non-employee director through that date.
Each RSU represents the right to receive one share of Class A common stock upon vesting. After this grant, the reporting person beneficially owns 48,801 shares of Affirm Class A common stock in total, reflecting equity-based compensation tied to ongoing board service rather than an open-market stock purchase.
Affirm Holdings (AFRM) reported a strong quarter for the three months ended September 30, 2025, with total revenue of $933.3 million, up from $698.5 million a year ago, and net income of $80.7 million versus a prior-year net loss of $100.2 million. Basic EPS was $0.24 and diluted EPS was $0.23.
Growth was broad-based: merchant network revenue reached $251.1 million and card network revenue was $69.3 million, while interest income rose to $454.1 million. Gain on sales of loans increased to $119.0 million and servicing income to $39.7 million. Operating expenses totaled $869.7 million, including provision for credit losses of $162.8 million and funding costs of $110.0 million, resulting in operating income of $63.7 million.
On the balance sheet, total assets were $11.48 billion, including cash and cash equivalents of $1.43 billion and loans held for investment, net, of $6.81 billion. Total liabilities were $8.18 billion, including notes issued by securitization trusts of $4.83 billion and funding debt of $1.78 billion. Stockholders’ equity was $3.30 billion. As of October 31, 2025, Class A shares outstanding were 289,362,771 and Class B were 40,710,867.
Affirm Holdings (AFRM) entered a new long‑term agreement with Amazon. On November 6, 2025, its subsidiary Affirm, Inc. signed a Second Amended and Restated Installment Financing Services Agreement with Amazon.com Services LLC and Amazon Payments, Inc. Effective February 1, 2026, the agreement runs for five years through January 2031 and then renews annually unless notice is given. Affirm will continue offering its closed‑end installment loans on Amazon.com and via the Amazon Pay widget on certain third‑party online channels.
Affirm also amended Amazon’s equity warrant. The amended warrant covers up to 15,000,000 Class A shares. The exercise price remains $100.00 per share for Warrant Shares vesting based on New Users Acquired before February 1, 2026, and is set at $63.06 per share for Warrant Shares vesting based on New Users Acquired on or after that date. The company also furnished a Shareholder Letter for the fiscal quarter ended September 30, 2025.
Affirm Holdings, Inc. (AFRM) reported an insider equity update. On 11/01/2025, the company’s Chief Legal Officer settled restricted stock units (RSUs), acquiring 1,705 shares of Class A common stock at $0 via a derivative conversion, then had 772 shares withheld at $71.88 to cover taxes.
Following these transactions, the officer beneficially owned 124,419 shares directly. The RSU conversions included 1,401 shares and 304 shares. Remaining derivative holdings were 14,015 RSUs (vesting in 48 equal monthly installments beginning 10/01/2022) and 611 RSUs (vesting in 48 equal monthly installments beginning 02/01/2022), with each RSU representing one share of Class A common stock.
Affirm Holdings (AFRM) reported a Form 4 for its Chief Operating Officer. On November 1, 2025, 2,335 shares of Class A common stock were acquired at $0 through the settlement of vested RSUs (code M), and 983 shares were withheld to cover taxes at $71.88 per share (code F). Following these transactions, the officer directly owned 49,935 shares of Class A common stock.
The filing also lists 23,358 RSUs beneficially owned after the transaction. Each RSU equals one Class A share and vests in 48 equal monthly installments beginning October 1, 2022.
Affirm Holdings, Inc. (AFRM) reported an insider equity update on a Form 4. On 11/01/2025, an officer/director settled 2,335 Restricted Stock Units into Class A Common Stock (Code M) at $0, and 1,186 shares were withheld (Code F) at $71.88 to satisfy taxes.
Following these transactions, the reporting person beneficially owned 198,533 Class A shares directly and 868,114 indirectly through the Michalek 2007 Family Trust. The filing also notes 23,358 RSUs remaining. The RSUs vest in 48 equal monthly installments beginning October 1, 2022, subject to continuous service, and the grant has no expiration date.