Welcome to our dedicated page for Affirm Holdings SEC filings (Ticker: AFRM), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Affirm Holdings, Inc. filings document the company’s pay-over-time financing business, operating results, governance, and capital structure. Form 8-K reports furnish shareholder letters with quarterly results, gross merchandise volume, revenue, revenue less transaction costs, operating income, and reconciliations of non-GAAP measures to GAAP results.
Affirm’s regulatory record also includes proxy and annual meeting materials covering director elections, auditor ratification, advisory executive compensation votes, and its dual-class common stock voting structure. Other filings disclose material merchant agreements for closed-end installment loan products, warrant arrangements, and executive equity compensation through RSUs and PSUs.
Affirm Holdings Chief Legal Officer Katherine Adkins reported routine equity compensation activity. On April 1, 2026, 1,401 Restricted Stock Units converted into 1,401 shares of Class A Common Stock at $0.00 per share, reflecting RSU vesting. Of these, 634 shares at $45.54 per share were withheld to cover tax obligations, rather than sold in the market. After these transactions, she directly held 138,542 shares of Class A Common Stock and 7,008 RSUs. Each RSU represents a right to receive one share of Class A Common Stock, vesting in 48 equal monthly installments that began on October 1, 2022, subject to continued service.
Affirm Holdings president Libor Michalek reported routine equity compensation activity. On April 1, 2026, restricted stock units converted into 2,335 shares of Class A Common Stock as part of a scheduled vesting.
Of these shares, 838 were withheld at $45.54 per share to cover tax obligations, leaving Michalek with 215,777 Class A shares held directly. An additional 868,114 Class A shares are held indirectly through the Michalek 2007 Family Trust, for which he and his spouse serve as trustees. The RSU grant vests in 48 equal monthly installments that began on October 1, 2022, contingent on continued service, and has no expiration date.
Affirm Holdings’ Chief Operating Officer Michael Linford reported routine equity compensation activity. On April 1, 2026, 2,335 restricted stock units converted into 2,335 shares of Class A Common Stock as part of a scheduled vesting grant.
To cover related tax obligations, 975 shares of Class A Common Stock were withheld at a reference price of $45.54 per share, rather than sold in the open market. After these transactions, Linford directly holds 109,571 shares of Class A Common Stock and 11,680 remaining restricted stock units, reflecting continued equity alignment with the company.
Affirm Holdings Inc: Amendment to a Schedule 13G/A by The Vanguard Group reports 0 shares beneficially owned and 0% of the class as of the filing. The filing states that on January 12, 2026 The Vanguard Group underwent an internal realignment and will report certain subsidiaries separately in reliance on SEC Release No. 34-39538.
The filing is signed by Ashley Grim, Head of Global Fund Administration, dated 03/26/2026, and explains that Vanguard no longer is deemed to have beneficial ownership over securities held by those disaggregated subsidiaries or divisions.
Affirm Holdings, Inc. Chief Financial Officer Robert O'Hare reported multiple equity compensation transactions dated March 1, 2026. Several blocks of restricted stock units (RSUs) were exercised or converted, consistent with their vesting schedules, each RSU representing one share of Class A common stock.
These conversions resulted in the acquisition of 18,430 shares of Class A common stock at a price of $0.0000 per share and a remaining direct holding of 10,418 shares after all transactions. In a separate transaction coded "F", 9,380 shares were disposed of at $46.98 per share to cover tax obligations tied to the RSU settlements.
Footnotes explain that different RSU grants vest in equal monthly or quarterly installments starting between 2022 and 2025, in some cases with 25% vesting on a specified date followed by 12 equal quarterly installments, all subject to O'Hare’s continued service with Affirm.
Affirm Holdings President Libor Michalek reported multiple equity compensation events. On March 1, 2026, restricted stock units converted into 11,362 shares of Class A common stock at $0.00 per share, increasing his directly held common stock to 218,359 shares.
To cover taxes tied to the RSU settlement, 4,079 shares of Class A common stock were withheld at $46.98 per share, leaving 214,280 directly held shares. Additional shares are held indirectly through the Michalek 2007 Family Trust, where he and his spouse serve as trustees.
Affirm Holdings Chief Accounting Officer Jiyane Siphelele reported RSU vesting and related share movements. On March 1, 2026, several grants of Restricted Stock Units were exercised or converted, including transactions that resulted in 11,547 shares of Class A Common Stock being acquired at a stated price of $0.00 per share.
In a separate transaction coded "F," 4,666 shares of Class A Common Stock at $46.98 per share were withheld to cover tax obligations tied to the RSU settlement, rather than sold in an open-market trade. Footnotes state that each RSU represents one share of Class A Common Stock and that the RSUs vest in equal quarterly installments over one- or three-year periods beginning on various dates, contingent on continued employment.
Affirm Holdings’ Chief Legal Officer Katherine Adkins reported RSU vesting and related share withholding. On March 1, 2026, multiple tranches of Restricted Stock Units were settled, resulting in the acquisition of 10,593 shares of Class A common stock at a stated price of $0.00 per share, bringing her direct Class A common stock holdings to 142,570 shares before tax withholding.
On the same date, 4,795 shares of Class A common stock were disposed of at $46.98 per share to satisfy tax obligations tied to the RSU settlements, leaving her with 137,775 directly held shares. Each RSU represents a right to receive one Class A share, and the grants vest in scheduled monthly or quarterly installments so long as she remains in continuous service with Affirm.
Affirm Holdings, Inc. Chief Operating Officer Michael Linford reported equity award activity involving restricted stock units and Class A common stock. On March 1, 2026, RSUs converted into 11,717 shares of Class A common stock, and 3,775 shares were withheld at $46.98 per share to cover tax obligations tied to the RSU vesting schedules.
Affirm Holdings, Inc.'s Chief Operating Officer Michael Linford reported a non-market exercise and hold of stock options. On February 9, 2026, he exercised options for 20,000 shares of Class A Common Stock at $49 per share, increasing his directly held Class A shares to 100,269. The related stock option award, with a $49 exercise price and expiring on January 11, 2031, now covers 263,751 derivative securities. The options vest 5% six months after January 1, 2021, with the remaining portions vesting quarterly over four years in annual amounts of 15%, 20%, 30% and 30%, subject to continued employment.