Welcome to our dedicated page for Affirm Holdings SEC filings (Ticker: AFRM), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Access SEC filings for Affirm Holdings Inc (NASDAQ: AFRM), the financial technology company specializing in Buy Now, Pay Later consumer financing solutions. This page provides a comprehensive archive of regulatory documents submitted to the Securities and Exchange Commission, offering transparency into the company's financial condition, business operations, and corporate governance.
Key filings for AFRM include quarterly reports (10-Q) and annual reports (10-K) that detail financial statements, management discussion of business performance, risk factors, and operating metrics relevant to evaluating the company's position in the consumer lending market. These periodic reports provide insight into loan portfolio performance, funding activities, merchant network growth, and competitive developments.
Current reports (8-K) disclose material events between quarterly filings, potentially including significant partnership announcements, executive changes, credit facility amendments, asset-backed securitization activities, or other developments requiring prompt disclosure. Proxy statements (DEF 14A) contain information on executive compensation, board composition, and matters submitted for shareholder vote.
Registration statements and prospectuses filed in connection with securities offerings or asset-backed securitizations provide additional detail on capital structure and funding arrangements. As a company operating in consumer lending, Affirm's filings contain important information about credit quality, charge-off rates, and regulatory compliance matters.
Review AFRM's SEC filings to conduct due diligence, track regulatory disclosures, and monitor developments in the company's business operations and financial position.
Affirm Holdings, Inc. (AFRM) filing of Form 144 notifies a proposed sale of 36,878 common shares with an aggregate market value of $2,949,871.22 to be sold on 08/29/2025 on NASDAQ through Morgan Stanley Smith Barney LLC.
The shares were acquired the same day by exercise of stock options and paid in cash. The filing also discloses multiple prior 10b5-1 sales by Katherine Adkins totaling ~122,987 shares between 07/07/2025 and 08/06/2025 for gross proceeds shown across entries (totaling several million dollars).
Affirm Holdings, Inc. (AFRM) Form 144 filed by Maksim Rafael Levchin notifies intent to sell Class A common stock. The filing reports an intended sale of 348,286 shares through J.P. Morgan Securities on 08/28/2025 with an aggregate market value of $27,923,168. The shares were acquired the same day via a stock option exercise and paid in cash. The filer also disclosed two recent sales in August 2025 totaling 182,396 shares for gross proceeds of $14,608,558.50. The filing includes the standard representation that the seller is not aware of any material nonpublic information about the issuer.
Affirm Holdings, Inc. filed a Form S-8 to register an additional 16,255,640 shares of Class A common stock under its Amended and Restated 2012 Stock Plan and 3,251,128 additional shares under its 2020 Employee Stock Purchase Plan. The filing incorporates prior Form S-8 registrations and omits Part I information consistent with Form S-8 instructions. The registration was executed in San Francisco, California, on August 28, 2025.
Affirm Holdings, Inc. (AFRM) describes a commerce and payments platform that facilitated $36.7 billion of gross merchandise volume (GMV) in fiscal 2025 while expanding engagement metrics and announcing GAAP operating income profitability in Q4 of fiscal 2025. The company states interest-bearing monthly installment loans represented 72% of GMV in fiscal 2025 versus 74% in fiscal 2024, while Pay-in-X and 0% APR installments were 14% and 13% of GMV, respectively. Repeat consumers drove 94% of transactions in fiscal 2025 and active consumers averaged 5.8 transactions, up ~20% year-over-year. Affirm emphasizes its data-driven underwriting trained on ~343 million loans, diversified funding channels including securitizations and warehouse facilities, and growth levers such as the Affirm Card, merchant integrations, and international expansion. The filing also outlines concentrated operational risks: reliance on primary originating banks and a single card issuer, funding availability and market-rate sensitivity, extensive regulatory and litigation exposure, model and AI risks, cybersecurity concerns, and the potential for loan performance deterioration.
Affirm Holdings insider Robert O'Hare executed multiple option-related transactions and a sale on 08/22/2025. The filing shows the reporting person acquired stock options or rights covering 20,829; 6,528; 19,857; 8,958; 16,983; and 4,645 shares with exercise prices of $49, $41.80, $17.19, $22.30, $23.35, and $57.59 respectively, with varying vesting schedules. The reporting person sold 77,800 shares on the same date at a weighted average price of $80.09 per share, and the Form 4 reports 0 shares beneficially owned following the sale. The purchases were effected pursuant to a Rule 10b5-1 trading plan adopted December 6, 2024.
Linford Michael, Chief Operating Officer of Affirm Holdings, Inc. (AFRM), reported transactions on 08/22/2025 conducted under a Rule 10b5-1 trading plan adopted February 14, 2025. On that date he exercised stock options to acquire 184,200 shares of Class A Common Stock at an exercise price of $5.39 per share and concurrently sold 184,200 shares at a weighted average sale price of $80.09 per share. The filing reports 294,040 shares beneficially owned following the acquisition step and 109,840 shares beneficially owned following the sale. The Form 4 discloses the option terms: the options are exercisable and vesting details reference an August 27, 2018 commencement with remaining vesting through three years thereafter.
Max Levchin, CEO and director of Affirm Holdings, reported transactions on Form 4 showing he sold 167,443 shares of Class A common stock on 08/22/2025 at a weighted average price of $80.10 per share under a Rule 10b5-1 trading plan adopted March 17, 2025. The sale reduced his direct holdings of the reported tranche to 0 shares, while he continues to be listed as an indirect holder of 735,294 shares through the Levchin 2012 Irrevocable Trust. The filing also discloses that Levchin has 4,000,000 earned and vested performance-based stock options from a 2021 grant, and total beneficial ownership reported after transactions is 12,317,604 shares.
Affirm Holdings, Inc. (AFRM) Form 144 filing reports a proposed sale of 184,200 common shares through Morgan Stanley Smith Barney LLC on 08/22/2025, with an aggregate market value of $13,721,058.00. The filing states these shares were acquired on 08/22/2025 by exercise of stock options and payment was made in cash on the same date. The issuer has 281,825,613 shares outstanding per the filing. The notice also discloses prior 10b5-1 sales by Michael Linford on 08/18/2025 totaling 10,800 shares for $864,000.00. The filer attests there is no undisclosed material adverse information.
Form 144 filed for proposed sale of 77,800 common shares executed through Morgan Stanley Smith Barney LLC with an approximate aggregate market value of $5,795,322.00. The securities were reported as acquired by exercise of stock options on 08/22/2025 and payment was in cash on 08/22/2025. The filing lists the approximate date of sale as 08/22/2025 and reports 281,825,613 shares outstanding for the class. The form also discloses two recent 10b5-1 sales by Robert Warren Ohare: 11,405 shares on 08/18/2025 for $912,400.00 and 19,802 shares on 07/07/2025 for $1,386,709.24. The filer attests no undisclosed material adverse information and references Rule 10b5-1 conditions where applicable.