STOCK TITAN

Affirm Holdings, Inc. (AFRM) COO settles RSUs and withholds shares

(Neutral)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Affirm Holdings, Inc. reports that Chief Operating Officer Michael Linford settled 2,335 restricted stock units (RSUs) into an equal number of Class A common shares on August 1, 2026. In connection with this vesting, 970 shares were withheld at $71.51 per share to cover tax obligations, and 2,338 RSUs remain outstanding under a grant that vests in 48 equal monthly installments beginning October 1, 2022.

Positive

  • None.

Negative

  • None.
Insider Linford Michael
Role Chief Operating Officer
Type Security Shares Price Value
Exercise Restricted Stock Units F2, F3 2,335 $0.00 $0.00
Exercise Class A Common Stock 2,335 $0.00 $0.00
Tax Withholding Class A Common Stock F1 970 $71.51 $69K
Holdings After Transaction: Restricted Stock Units — 2,338 shares (Direct); Class A Common Stock — 120,713 shares (Direct)
Footnotes (3)
  1. F1. Represents the number of shares of the Issuer's Common Stock withheld to satisfy the Reporting Person's tax obligation in connection with the settlement of shares of Common Stock underlying the Reporting Person's restricted stock units that vested on August 1, 2026.
  2. F2. Each Restricted Stock Unit (RSU) represents a contingent right to receive one share of the Issuer's Class A Common Stock.
  3. F3. The RSUs vest in 48 equal monthly installments beginning October 1, 2022, subject to the Reporting Person's continuous service with the Issuer as of each vesting date. This grant has no expiration date.
RSUs settled 2,335 shares Restricted Stock Units converted into Class A Common Stock on August 1, 2026
Shares withheld for taxes 970 shares Class A Common Stock withheld to satisfy tax obligations on RSU vesting
Tax withholding price $71.51 per share Value assigned to shares withheld for tax liability
RSUs remaining 2,338 units RSU balance reported after the August 1, 2026 settlement
Vesting schedule 48 monthly installments RSUs vesting beginning October 1, 2022, subject to continuous service
Restricted Stock Units financial
"Security title reported as Restricted Stock Units"
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
Class A Common Stock financial
"Underlying security title is Class A Common Stock"
Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.
tax obligation financial
"shares of Common Stock withheld to satisfy the Reporting Person's tax obligation"
vesting financial
"The RSUs vest in 48 equal monthly installments beginning October 1, 2022"
Vesting is the process by which you earn full ownership of something, like company stock or a retirement benefit, over time. It’s like earning the right to keep a gift piece by piece the longer you stay with a company, making sure employees stay committed before they receive all the benefits.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What insider equity transaction did AFRM executive Michael Linford report?

Affirm COO Michael Linford reported settling 2,335 RSUs into an equal number of Class A common shares on August 1, 2026. As part of this vesting event, 970 shares were withheld to satisfy his tax obligations at a price of $71.51 per share.

How many Affirm (AFRM) RSUs vested for Michael Linford in this Form 4?

The filing shows that 2,335 Restricted Stock Units (RSUs) vested and were settled into Class A common shares for Michael Linford. Each RSU represents a contingent right to receive one share of Affirm’s Class A Common Stock, according to the accompanying footnote disclosure.

How many AFRM shares were withheld for Michael Linford’s taxes and at what price?

The Form 4 reports that 970 shares of Affirm Class A Common Stock were withheld to satisfy Michael Linford’s tax obligation, at a value of $71.51 per share. This disposition is coded as a tax-withholding transaction, not an open-market sale.

What is the vesting schedule for Michael Linford’s AFRM RSU grant?

The RSU grant for Michael Linford vests in 48 equal monthly installments, beginning on October 1, 2022. Vesting on each date is conditioned on his continuous service with Affirm, and the grant is described as having no expiration date in the footnotes.

How many AFRM RSUs remain outstanding for Michael Linford after this transaction?

After the reported vesting and settlement, Linford’s derivative holdings line shows 2,338 RSUs remaining. These RSUs continue to vest monthly under the original 48-installment schedule, subject to his ongoing service with Affirm Holdings, Inc.

Were Michael Linford’s AFRM transactions marked as under a Rule 10b5-1 plan?

The document-level Rule 10b5-1 checkbox is not affirmed for this Form 4, indicating the transactions were not marked as being executed pursuant to a Rule 10b5-1 trading arrangement in the filing’s dedicated section.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Linford Michael

(Last)(First)(Middle)
C/O AFFIRM HOLDINGS, INC.
221 MAIN ST., FLOOR 6

(Street)
SAN FRANCISCO CALIFORNIA 94105

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Affirm Holdings, Inc. [ AFRM ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
Chief Operating Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
08/01/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Class A Common Stock08/01/2026M2,335A$0121,683D
Class A Common Stock08/01/2026F970(1)D$71.51120,713D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Units(2)08/01/2026M2,335 (3) (3)Class A Common Stock2,335$02,338D
Explanation of Responses:
1. Represents the number of shares of the Issuer's Common Stock withheld to satisfy the Reporting Person's tax obligation in connection with the settlement of shares of Common Stock underlying the Reporting Person's restricted stock units that vested on August 1, 2026.
2. Each Restricted Stock Unit (RSU) represents a contingent right to receive one share of the Issuer's Class A Common Stock.
3. The RSUs vest in 48 equal monthly installments beginning October 1, 2022, subject to the Reporting Person's continuous service with the Issuer as of each vesting date. This grant has no expiration date.
Remarks:
/s/ Josh Samples, Attorney-in-Fact08/04/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)