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Affirm grants CFO Robert O'Hare 46,904 RSUs

Affirm’s CFO received a multi‑year RSU equity grant that vests quarterly starting in late 2026.

(Neutral)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Affirm Holdings, Inc. (symbol: AFRM) is the issuer of record for a Form 4 filing submitted to the SEC. O'Hare Robert reported acquisition or exercise transactions in this Form 4 filing.

Affirm Holdings, Inc. (AFRM) reported that its Chief Financial Officer, Robert O'Hare, received a grant of 46,904 Restricted Stock Units, each representing one share of Class A Common Stock. These RSUs vest in equal quarterly installments over three years beginning December 1, 2026, subject to his continued employment. Following this filing, he holds 46,904 RSUs and 2,734 shares of Class A Common Stock directly. No Rule 10b5-1 trading plan is reported in connection with this award.

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Insider O'Hare Robert
Role Chief Financial Officer
Type Security Shares Price Value
Grant/Award Restricted Stock Units F1, F2 46,904 $0.00 $0.00
holding Class A Common Stock -- -- --
Holdings After Transaction: Restricted Stock Units — 46,904 contracts (Direct); Class A Common Stock — 2,734 shares (Direct)
Footnotes (2)
  1. F1. Each Restricted Stock Unit (RSU) represents a contingent right to receive one share of the Issuer's Class A Common Stock.
  2. F2. RSUs vest in equal quarterly installments for a period of three years beginning December 1, 2026, the vesting commencement date, subject to the Reporting Person's continued employment with the Issuer as of each vesting date.
RSUs granted 46,904 units Grant to CFO Robert O'Hare on September 16, 2026
Underlying Class A Common Stock 46,904 shares Each RSU represents one share of Class A Common Stock
Vesting period 3 years Equal quarterly installments from December 1, 2026
Vesting commencement date December 1, 2026 Start of quarterly vesting schedule for RSUs
RSUs held after transaction 46,904 units Total RSUs directly held by Robert O'Hare after grant
Common shares held after transaction 2,734 shares Direct Class A Common Stock holding as of September 16, 2026
Restricted Stock Units financial
"Each Restricted Stock Unit (RSU) represents a contingent right to receive one share"
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
vesting commencement date financial
"beginning December 1, 2026, the vesting commencement date, subject to the Reporting"
The vesting commencement date is the starting point when an employee begins earning ownership rights to their promised benefits, such as stock options or retirement contributions. Think of it like the day a savings account is opened—only after this date do the benefits start to grow and become fully available over time. It matters to investors because it marks when the clock begins ticking toward full ownership, affecting the timing and value of these benefits.
Class A Common Stock financial
"to receive one share of the Issuer's Class A Common Stock"
Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What equity award did AFRM grant to its CFO Robert O'Hare in this Form 4?

Affirm granted Robert O'Hare 46,904 Restricted Stock Units, each representing a contingent right to receive one share of Class A Common Stock, as reported for the transaction date of September 16, 2026.

How do the new RSUs for AFRM’s CFO vest?

The 46,904 RSUs vest in equal quarterly installments over three years, beginning on December 1, 2026, and are subject to Robert O'Hare’s continued employment with Affirm as of each vesting date.

What does each RSU represent in the AFRM CFO’s award?

Each Restricted Stock Unit in this award represents a contingent right to receive one share of Affirm’s Class A Common Stock, according to the footnote describing the RSUs.

What are Robert O'Hare’s reported AFRM holdings after this Form 4?

After the reported transactions, Robert O'Hare holds 46,904 RSUs and 2,734 shares of Affirm Class A Common Stock directly, as of September 16, 2026.

Was the AFRM CFO’s RSU grant made under a Rule 10b5-1 trading plan?

No. The Form 4 indicates the Rule 10b5-1 checkbox is not affirmed, so no Rule 10b5-1 trading plan is reported in connection with this RSU grant.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Learn about SEC filing dates
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
O'Hare Robert

(Last)(First)(Middle)
C/O AFFIRM HOLDINGS, INC.
221 MAIN ST., FLOOR 6

(Street)
SAN FRANCISCO CALIFORNIA 94105

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Affirm Holdings, Inc. [ AFRM ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
Chief Financial Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
09/16/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Class A Common Stock2,734D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Units(1)09/16/2026A46,904 (2) (2)Class A Common Stock46,904$046,904D
Explanation of Responses:
1. Each Restricted Stock Unit (RSU) represents a contingent right to receive one share of the Issuer's Class A Common Stock.
2. RSUs vest in equal quarterly installments for a period of three years beginning December 1, 2026, the vesting commencement date, subject to the Reporting Person's continued employment with the Issuer as of each vesting date.
Remarks:
/s/ Josh Samples, Attorney-in-Fact09/18/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

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