STOCK TITAN

Affirm (AFRM) CLO logs RSU vesting, tax share withholding and updated holdings

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Affirm Holdings, Inc. Chief Legal Officer Katherine Adkins reported routine equity compensation activity involving restricted stock units and related tax withholding. On June 1, 2026, RSUs converted into 10,590 shares of Class A Common Stock, with 4,793 shares withheld to cover tax obligations tied to the vesting.

Following these transactions, Adkins directly holds 145,106 shares of Class A Common Stock and 25,429 restricted stock units. The RSUs vest in equal monthly or quarterly installments over multi‑year periods, contingent on her continued service with Affirm.

Positive

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Insider Adkins Katherine
Role Chief Legal Officer
Type Security Shares Price Value
Exercise Restricted Stock Units 1,401 $0.00 --
Exercise Restricted Stock Units 5,085 $0.00 --
Exercise Restricted Stock Units 2,482 $0.00 --
Exercise Restricted Stock Units 1,622 $0.00 --
Exercise Class A Common Stock 10,590 $0.00 --
Tax Withholding Class A Common Stock 4,793 $72.91 $349K
Holdings After Transaction: Restricted Stock Units — 4,206 shares (Direct, null); Class A Common Stock — 149,899 shares (Direct, null)
Footnotes (1)
  1. Represents the number of shares of the Issuer's Common Stock withheld to satisfy the Reporting Person's tax obligation in connection with the settlement of shares of Common Stock underlying the Reporting Person's restricted stock units that vested on June 1, 2026. Each Restricted Stock Unit (RSU) represents a contingent right to receive one share of the Issuer's Class A Common Stock. The RSUs vest in 48 equal monthly installments beginning October 1, 2022, subject to the Reporting Person's continuous service with the Issuer as of each vesting date. This grant has no expiration date. The RSUs vest in 16 equal quarterly installments beginning September 1, 2024, subject to the Reporting Person's continuous service with the Issuer as of each vesting date. This grant has no expiration date. The RSUs vest in 16 equal quarterly installments beginning September 1, 2025, subject to the Reporting Person's continuous service with the Issuer as of each vesting date. This grant has no expiration date. The RSUs vest in equal quarterly installments for a period of three years beginning December 1, 2025, the vesting commencement date, subject to the Reporting Person's continued employment with the Issuer as of each vesting date. This grant has no expiration date.
Tax withholding shares 4,793 shares Shares of Class A Common Stock withheld for tax obligation on June 1, 2026
Withholding reference price $72.91 per share Price per share used for the 4,793-share tax-withholding disposition
Shares from RSU conversion 10,590 shares Class A Common Stock acquired through derivative exercise/conversion
Common shares after transactions 145,106 shares Total Class A Common Stock directly held after tax withholding entry
RSUs after transactions 25,429 units Restricted stock units remaining after reported RSU conversions
Monthly vesting schedule length 48 installments RSUs vesting in 48 equal monthly installments beginning October 1, 2022
Restricted Stock Units financial
"Represents the number of shares of the Issuer's Common Stock withheld to satisfy the Reporting Person's tax obligation in connection with the settlement of shares of Common Stock underlying the Reporting Person's restricted stock units that vested on June 1, 2026."
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
RSU financial
"Each Restricted Stock Unit (RSU) represents a contingent right to receive one share of the Issuer's Class A Common Stock."
Restricted stock units (RSUs) are a form of company shares given to employees as part of their compensation, usually with certain restrictions or conditions, such as remaining with the company for a set period. When these restrictions lift, employees receive actual shares that they can sell or hold. For investors, RSUs can impact a company's stock supply and reflect the company's commitment to attracting and retaining talent.
Class A Common Stock financial
"Each Restricted Stock Unit (RSU) represents a contingent right to receive one share of the Issuer's Class A Common Stock."
Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.
vest financial
"The RSUs vest in 48 equal monthly installments beginning October 1, 2022, subject to the Reporting Person's continuous service with the Issuer as of each vesting date."
A vest is the process by which an employee earns the right to receive certain benefits or ownership interests, such as stock or retirement funds, over time. It’s similar to earning a reward gradually, ensuring that the benefit becomes fully yours only after a set period or meeting specific conditions. This makes it important for investors because it determines when they can actually claim or use those benefits.
tax obligation financial
"Represents the number of shares of the Issuer's Common Stock withheld to satisfy the Reporting Person's tax obligation in connection with the settlement of shares of Common Stock underlying the Reporting Person's restricted stock units that vested on June 1, 2026."
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SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Adkins Katherine

(Last)(First)(Middle)
C/O AFFIRM HOLDINGS, INC.
650 CALIFORNIA STREET

(Street)
SAN FRANCISCO CALIFORNIA 94108

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Affirm Holdings, Inc. [ AFRM ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
Chief Legal Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
06/01/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Class A Common Stock06/01/2026M10,590A$0149,899D
Class A Common Stock06/01/2026F4,793(1)D$72.91145,106D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Units(2)06/01/2026M1,401 (3) (3)Class A Common Stock1,401$04,206D
Restricted Stock Units(2)06/01/2026M5,085 (4) (4)Class A Common Stock5,085$025,429D
Restricted Stock Units(2)06/01/2026M2,482 (5) (5)Class A Common Stock2,482$022,342D
Restricted Stock Units(2)06/01/2026M1,622 (6) (6)Class A Common Stock1,622$014,598D
Explanation of Responses:
1. Represents the number of shares of the Issuer's Common Stock withheld to satisfy the Reporting Person's tax obligation in connection with the settlement of shares of Common Stock underlying the Reporting Person's restricted stock units that vested on June 1, 2026.
2. Each Restricted Stock Unit (RSU) represents a contingent right to receive one share of the Issuer's Class A Common Stock.
3. The RSUs vest in 48 equal monthly installments beginning October 1, 2022, subject to the Reporting Person's continuous service with the Issuer as of each vesting date. This grant has no expiration date.
4. The RSUs vest in 16 equal quarterly installments beginning September 1, 2024, subject to the Reporting Person's continuous service with the Issuer as of each vesting date. This grant has no expiration date.
5. The RSUs vest in 16 equal quarterly installments beginning September 1, 2025, subject to the Reporting Person's continuous service with the Issuer as of each vesting date. This grant has no expiration date.
6. The RSUs vest in equal quarterly installments for a period of three years beginning December 1, 2025, the vesting commencement date, subject to the Reporting Person's continued employment with the Issuer as of each vesting date. This grant has no expiration date.
Remarks:
/s/ Josh Samples, Attorney-in-Fact06/03/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transactions did Affirm (AFRM) disclose for Katherine Adkins?

Affirm disclosed that Chief Legal Officer Katherine Adkins had restricted stock units convert into Class A Common Stock and a portion of those shares were withheld to pay taxes. These events reflect routine equity compensation vesting, not open-market purchases or sales.

How many Affirm (AFRM) shares were withheld for Katherine Adkins’ taxes?

A total of 4,793 shares of Affirm Class A Common Stock were withheld to satisfy Katherine Adkins’ tax obligation. This withholding occurred in connection with the settlement of vested restricted stock units on June 1, 2026, and is treated as a tax-related disposition.

How many Affirm (AFRM) shares did Katherine Adkins acquire from RSU vesting?

Katherine Adkins had 10,590 shares of Affirm Class A Common Stock credited from restricted stock unit conversions. These shares resulted from RSUs settling into stock at a zero exercise price, reflecting standard equity compensation rather than an open-market purchase transaction.

What are Katherine Adkins’ holdings in Affirm (AFRM) after these transactions?

After these transactions, Katherine Adkins directly holds 145,106 shares of Affirm Class A Common Stock and 25,429 restricted stock units. These positions show both current equity ownership and additional shares scheduled to vest over time, subject to continued employment with the company.

How do Katherine Adkins’ RSUs in Affirm (AFRM) vest over time?

Her RSUs vest in structured schedules, including 48 equal monthly installments beginning October 1, 2022, and multiple 16-installment quarterly schedules starting September 1, 2024, and September 1, 2025. Another grant vests quarterly over three years starting December 1, 2025, contingent on continued service.

Did Katherine Adkins execute any open-market trades in Affirm (AFRM) shares?

The disclosure shows no open-market purchases or sales by Katherine Adkins. Instead, it records RSUs converting into Class A Common Stock and shares withheld to cover tax obligations upon vesting, which are standard, non-discretionary components of equity compensation programs.