Affirm (AFRM) director Jacqueline Reses granted 655 RSUs vesting in 2027

Rhea-AI Filing Summary

Reses Jacqueline D reported acquisition or exercise transactions in this Form 4 filing.

Affirm Holdings director Jacqueline D. Reses received a grant of 655 Restricted Stock Units (RSUs) of Class A Common Stock as equity compensation. The award was granted at no cash cost per unit and is governed by Affirm’s Amended and Restated 2012 Stock Plan.

The RSUs will vest in full on July 1, 2027, meaning she will receive one share of Class A Common Stock for each vested unit at that time, subject to plan terms. Following this grant, Reses directly holds 49,456 shares of Affirm’s Class A Common Stock.

Insights

Equity Compensation Analyst

Routine RSU grant to Affirm director with long-term vesting.

Director Jacqueline D. Reses was granted 655 RSUs of Affirm Class A Common Stock under the company’s Amended and Restated 2012 Stock Plan. RSU grants are a standard way to align director compensation with long-term shareholder outcomes without immediate cash outlay.

The RSUs vest in full on July 1, 2027, creating a multi-year retention and alignment horizon. After this award, Reses directly holds 49,456 shares, indicating the grant is modest relative to her existing position. This looks like routine board compensation rather than a directional market signal.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Reses Jacqueline D

Role null

Type	Security	Shares	Price	Value
Grant/Award	Class A Common Stock	655	$0.00	--

Holdings After Transaction: Class A Common Stock — 49,456 shares (Direct, null)

Footnotes (1)

1. Grant of Restricted Stock Units (RSUs) under the Issuer's Amended and Restated 2012 Stock Plan. The RSUs will vest in full on July 1, 2027. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock.

Key Figures

RSUs granted: 655 RSUs Grant price per share: $0.00 per share Shares held after transaction: 49,456 shares +2 more

5 metrics

RSUs granted 655 RSUs Equity award to director on July 1, 2026

Grant price per share $0.00 per share RSU grant carried no cash exercise price

Shares held after transaction 49,456 shares Director’s direct Class A Common Stock holdings post-grant

Vesting date July 1, 2027 Date when 655 RSUs vest in full

Transaction code A (Grant, award, or other acquisition) Form 4 non-derivative transaction classification

Key Terms

Restricted Stock Units (RSUs), Amended and Restated 2012 Stock Plan, Class A Common Stock, contingent right

4 terms

Restricted Stock Units (RSUs) financial

"Grant of Restricted Stock Units (RSUs) under the Issuer's Amended and Restated 2012 Stock Plan."

Restricted stock units (RSUs) are a type of company promise to give employees shares of stock in the future, usually after certain conditions like working for a set time. They are like a gift promised today that you receive later, which can become valuable if the company's stock price goes up. RSUs matter because they are a way companies reward employees and can be a significant part of compensation.

Amended and Restated 2012 Stock Plan financial

"Grant of Restricted Stock Units (RSUs) under the Issuer's Amended and Restated 2012 Stock Plan."

Class A Common Stock financial

"Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock."

Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.

contingent right financial

"Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock."

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Available on EDGAR 07/06/2026 - 04:10 PM Accepted by SEC EDGAR 07/06/2026 - 04:09 PM Learn about SEC filing dates

FAQ

What did Affirm (AFRM) director Jacqueline D. Reses receive in this Form 4 filing?

Jacqueline D. Reses received a grant of 655 Restricted Stock Units (RSUs) of Affirm Class A Common Stock. These units were awarded at no cash cost and are part of her equity compensation under Affirm’s Amended and Restated 2012 Stock Plan.

When do Jacqueline Reses’s new Affirm (AFRM) RSUs vest?

The 655 RSUs granted to Jacqueline Reses will vest in full on July 1, 2027. At vesting, each RSU converts into one share of Affirm Class A Common Stock, assuming all plan conditions are satisfied and she remains eligible under the plan.

How many Affirm (AFRM) shares does Jacqueline Reses hold after this RSU grant?

Following the RSU grant, Jacqueline Reses directly holds 49,456 shares of Affirm Class A Common Stock. This figure reflects her position after adding the 655-share award reported in the Form 4 and helps gauge the relative size of the new grant.

What does each RSU represent in Jacqueline Reses’s Affirm (AFRM) award?

Each RSU in Jacqueline Reses’s award represents a contingent right to receive one share of Affirm’s Class A Common Stock. The rights settle into actual shares only upon vesting on July 1, 2027, according to the terms of Affirm’s equity incentive plan.

Is Jacqueline Reses’s transaction in Affirm (AFRM) shares a purchase or a grant?

The transaction is a grant of 655 Restricted Stock Units, not an open-market purchase. It is categorized as a “Grant, award, or other acquisition” under Form 4 code A and reflects routine equity compensation rather than a cash share purchase in the market.

Under which plan were Jacqueline Reses’s Affirm (AFRM) RSUs granted?

The RSUs were granted under Affirm’s Amended and Restated 2012 Stock Plan. This plan governs the terms of the award, including vesting on July 1, 2027, and provides the framework for equity compensation to directors and other eligible participants.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Reses Jacqueline D

(Last) (First) (Middle)

C/O AFFIRM HOLDINGS, INC.

650 CALIFORNIA STREET

(Street)

SAN FRANCISCO CALIFORNIA 94108

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Affirm Holdings, Inc. [ AFRM ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
07/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	07/01/2026		A		655(1)	A	$0(2)	49,456	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Grant of Restricted Stock Units (RSUs) under the Issuer's Amended and Restated 2012 Stock Plan. The RSUs will vest in full on July 1, 2027.

2. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock.

Remarks:

	/s/ Josh Samples, Attorney-in-Fact	07/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)