Affirm director granted new RSU awards

Schneider Ryan M. reported acquisition or exercise transactions in this Form 4 filing.

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Form Type

Rhea-AI Filing Summary

Schneider Ryan M. reported acquisition or exercise transactions in this Form 4 filing.

Affirm Holdings director Ryan M. Schneider reported receiving equity awards in the form of restricted stock units (RSUs). He was granted 3,100 RSUs that will vest in full on July 1, 2027, and a separate grant of 655 RSUs vesting in three annual installments beginning July 1, 2027. Each RSU represents a contingent right to receive one share of Affirm’s Class A Common Stock as the awards vest over time, reflecting stock-based compensation rather than open-market purchases.

Insider Trade Summary

Grant/Award: 3,755 shares

Grant/Award 2 txns

Insider Schneider Ryan M.

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Class A Common Stock	655	$0.00	$0.00
Grant/Award	Class A Common Stock	3,100	$0.00	$0.00

Holdings After Transaction: Class A Common Stock — 3,755 shares (Direct)

Footnotes (3)

F1. Grant of Restricted Stock Units (RSUs) under the Issuer's Amended and Restated 2012 Stock Plan. The RSUs will vest in full on July 1, 2027.
F2. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock.
F3. Grant of RSUs under the Issuer's Amended and Restated 2012 Stock Plan. The RSUs vest in three annual installments beginning July 1, 2027.

Key Figures

RSU grant 1: 3,100 RSUs RSU grant 2: 655 RSUs Shares per RSU: 1 share Class A Common Stock +2 more

5 metrics

RSU grant 1 3,100 RSUs Vests in full on July 1, 2027 under Amended and Restated 2012 Stock Plan

RSU grant 2 655 RSUs Vests in three annual installments beginning July 1, 2027

Shares per RSU 1 share Class A Common Stock Each RSU represents a contingent right to one share upon vesting

Direct holdings after first grant line 3,755 shares Total Class A Common Stock following the 3,100-share RSU grant entry

Direct holdings after second grant line 655 shares Total Class A Common Stock reported following the 655-share RSU grant entry

Key Terms

Restricted Stock Units (RSUs), Amended and Restated 2012 Stock Plan, Class A Common Stock, vest

4 terms

Restricted Stock Units (RSUs) financial

"Grant of Restricted Stock Units (RSUs) under the Issuer's Amended and Restated 2012 Stock Plan."

Restricted stock units (RSUs) are a type of company promise to give employees shares of stock in the future, usually after certain conditions like working for a set time. They are like a gift promised today that you receive later, which can become valuable if the company's stock price goes up. RSUs matter because they are a way companies reward employees and can be a significant part of compensation.

Amended and Restated 2012 Stock Plan financial

"Grant of Restricted Stock Units (RSUs) under the Issuer's Amended and Restated 2012 Stock Plan."

Class A Common Stock financial

"Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock."

Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.

vest financial

"The RSUs will vest in full on July 1, 2027."

A vest is the process by which an employee earns the right to receive certain benefits or ownership interests, such as stock or retirement funds, over time. It’s similar to earning a reward gradually, ensuring that the benefit becomes fully yours only after a set period or meeting specific conditions. This makes it important for investors because it determines when they can actually claim or use those benefits.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Affirm (AFRM) disclose for Ryan M. Schneider?

Affirm disclosed that director Ryan M. Schneider received equity compensation grants. He was awarded 3,100 restricted stock units (RSUs) vesting July 1, 2027, and an additional 655 RSUs vesting in three annual installments beginning July 1, 2027, all tied to Class A Common Stock.

How many Affirm (AFRM) RSUs did Ryan M. Schneider receive in total?

Ryan M. Schneider received two RSU grants from Affirm. One grant covers 3,100 restricted stock units vesting in full on July 1, 2027. The second grant covers 655 RSUs that vest in three annual installments starting July 1, 2027, subject to continued service conditions.

What are the vesting terms of Ryan M. Schneider’s new Affirm (AFRM) RSUs?

Schneider’s RSUs have two distinct vesting schedules. The 3,100-unit grant vests entirely on July 1, 2027. The 655-unit grant vests in three annual installments beginning July 1, 2027, meaning portions become deliverable each year as the specified dates are reached.

Do Ryan M. Schneider’s Affirm (AFRM) RSU grants involve any purchase price?

The RSU grants do not involve a cash purchase price; they are compensation awards. Each restricted stock unit represents a contingent right to receive one share of Affirm’s Class A Common Stock if vesting conditions are met, instead of shares being bought in the open market.

What does each Affirm (AFRM) RSU granted to Ryan M. Schneider represent?

Each RSU granted to Schneider represents a contingent right to one share of Class A Common Stock. Shares are not issued immediately; they are delivered as the RSUs vest over time, aligning his compensation with Affirm’s stock performance and his continued service with the company.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

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Accepted by SEC EDGAR 07/06/2026 - 04:09 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Schneider Ryan M.

(Last)

(First)

(Middle)

C/O AFFIRM HOLDINGS, INC.

650 CALIFORNIA ST.

(Street)

SAN FRANCISCO

CALIFORNIA

94108

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Affirm Holdings, Inc. [ AFRM ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
	Officer (give title below)	Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
07/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Class A Common Stock	07/01/2026		A		655⁽¹⁾	A	$0⁽²⁾	655	D
Class A Common Stock	07/01/2026		A		3,100⁽³⁾	A	$0⁽²⁾	3,755	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

1. Grant of Restricted Stock Units (RSUs) under the Issuer's Amended and Restated 2012 Stock Plan. The RSUs will vest in full on July 1, 2027.

2. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock.

3. Grant of RSUs under the Issuer's Amended and Restated 2012 Stock Plan. The RSUs vest in three annual installments beginning July 1, 2027.

Remarks:

	/s/ Josh Samples, Attorney-in-Fact	07/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR